ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar
Vol 6 No 3 (2026): JUNI

Strategi Peningkatan Literasi Keuangan Syariah dalam Pengembangan Kinerja UMKM di Desa Rondaman

Siregar, Rahmi (Unknown)
Harfandi, Harfandi (Unknown)



Article Info

Publish Date
22 Apr 2026

Abstract

This study was motivated by the low level of Islamic financial literacy among micro, small, and medium enterprises (MSMEs), the gap between conventional financial institutions and Islamic financial institutions, and the limited understanding of MSMEs regarding sharia-based financial aspects. This study aims to identify strategies to improve MSME actors’ understanding of Islamic finance as an effort to enhance MSME performance in Rondaman Village. This study employed a descriptive qualitative method with SWOT analysis as the data analysis technique. The results showed that improving Islamic financial literacy in enhancing MSME performance in Rondaman Village, North Padang Lawas Regency, can be carried out through the implementation of the SO (Strength–Opportunity) strategy, namely by utilizing the Muslim-majority population to strengthen Islamic financial institutions, increasing MSME actors’ understanding of riba, developing businesses based on sharia principles, and optimizing the use of access to information. These findings affirm that strengthening Islamic financial literacy is an important strategy in supporting the development of MSME performance based on sharia principles.

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Journal Info

Abbrev

arzusin

Publisher

Subject

Religion Education Social Sciences

Description

The journal aims to provide a forum for scholarly understanding of the field of education and plays an important role in promoting the process that accumulated knowledge, values, and skills. Scientific manuscript dealing with education, and science topics are particularly welcome to be submitted. ...