Proceeding of International Conference on Humanity Education and Society
Vol. 5 No. 1 (2026): The 5th International Conference on Humanity Education and Society (ICHES)

TANTANGAN DAN PELUANG BUMDES TAMARA DALAM PERSPEKTIF SYARIAH DALAM MENINGKATKAN EKONOMI: STUDI KASUS BUMDES TAMARA BALAI DESA TAMANSARI

Arfin Nur Laili (Universitas KH. Mukhtar Syafaat)
Joharul Fatoni (Unknown)



Article Info

Publish Date
21 May 2026

Abstract

This research aims to comprehensively analyze the challenges and opportunities of BUMDes Tamara from a Syariah perspective in its efforts to improve the local economy in Desa Tamansari. The method used is qualitative research, with primary data collected through interviews and observations with the management of BUMDes, village officials, and the community, supplemented by secondary data. The study findings indicate that the main challenge for BUMDes Tamara is the use of an interest-based loan system (riba), which contradicts the principles of syariah. However, BUMDes has implemented other syariah principles such as honest business ethics, deliberation (musyawarah), social responsibility, and economic empowerment through business units applying the maqashid al-syariah approach. The opportunities include the potential of natural resources, human resources, local market needs, and access to syariah financing such as mudharabah, musyarakah, and murabahah, enabling optimal village business development in accordance with syariah principles. In conclusion, BUMDes Tamara contributes positively to local economic empowerment and business sustainability, but further innovation and education are needed to develop interest-free financing products to fully comply with syariah and foster halal and just village enterprise development.

Copyrights © 2026






Journal Info

Abbrev

ojs

Publisher

Subject

Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

Description

Proceedings of International Conference on Humanity Education and Society (ICHES) is an open-access-based Proceedings that contributes to improving knowledge in the fields of Islam and education. The Proceedings of International Conference on Humanity Education and Social is published by the Forum ...