<![CDATA[This study examines the contribution of zakat and waqf to social and economic development within Muslim communities. Zakat and waqf represent two fundamental instruments of Islamic social finance that function not only as mechanisms of worship, but also as strategic tools for poverty alleviation, income redistribution, and social empowerment. This research employs a qualitative approach through library research, drawing on academic journals, books, and authoritative reports related to zakat, waqf, and socio-economic development. Data were analyzed using descriptive-analytical techniques with content analysis to identify patterns, impacts, and challenges in the implementation of zakat and waqf institutions. The findings indicate that zakat plays a significant role in short-term poverty reduction through consumptive and productive distribution, while waqf—particularly productive waqf—contributes to long-term economic sustainability by supporting education, health services, and community-based economic activities. Furthermore, the integration and synergy between zakat and waqf management strengthen their collective impact on social welfare and inclusive economic growth. However, institutional governance, public literacy, and regulatory effectiveness remain key challenges that limit their optimal contribution. This study concludes that zakat and waqf, when managed professionally and transparently, possess strong potential to support sustainable social and economic development and to complement state-led development programs.]]>
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