Nusantara Hasana Journal
Vol. 3 No. 3 (2023): Nusantara Hasana Journal, August 2023

THE ROLE OF FINANCIAL LITERACY IN SHAPING THE SAVINGS BEHAVIOR OF INDONESIAN MASTER VOCATIONAL SCHOOL STUDENTS

Dewi Sulistyani (Universitas Satyagama)
Rahmatullah Rahmatullah (Universitas Satyagama)
I Nyoman Suri Adnyana (Universitas Satyagama)
Didi Sukardi (Universitas Satyagama)
Murdiyono Murdiyono (Universitas Satyagama)

Article Info

Publish Date
05 Aug 2023

Abstract

Financial literacy is an individual's ability to understand and manage finances wisely, thus fostering positive financial behavior, including savings habits. This study aims to analyze the role of financial literacy in shaping savings behavior among students at the Indonesian Master Vocational School (SMK Master Indonesia). The research method used was a quantitative approach, with questionnaires distributed to students at the Indonesian Master Vocational School as respondents. The results showed that financial literacy positively influenced students' savings behavior. Students with a good financial understanding tended to be more disciplined in managing their pocket money and setting aside a portion of their income for savings.

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Journal Info
Nusantara Hasana Journal
Website

Abbrev

nhj

Publisher

Yayasan Nusantara Hasana Berdikari

Subject

Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Nursing

Description

Nusantara Hasana Journal published a scientific paper original articles of research and community engangement and review of the literature in: Biology, Tourism & Hospitality, Pharmacy, Chemistry, Physics, Mathematics, Education, Medicine , Medical and Health Science, Engineering & Technology, ...