Jurnal Pengabdian Masyarakat Asia
Vol. 7 No. 1 (2026): Jurnal Pengabdian Masyarakat

Strategies for Shariah Financial Literacy among Teachers: A Mental Accounting Approach

R. Suryanti Ismail (Universitas Kristen Indonesia Maluku)
Marissa Silooy (Universitas Kristen Indonesia Maluku)
Yosmina T.Titaley (Universitas Kristen Indonesia Maluku)



Article Info

Publish Date
26 May 2026

Abstract

Purpose: This research aims to optimize sharia financial literacy among Muslim teachers at the Al-Hilaal Foundation, Ambon City, using a mental accounting approach. The study addresses the lack of understanding of Islamic financial principles and rational financial management among educators, who serve as vital agents of change in society Method: The study utilized a "pre-test and post-test one-group design". Data were collected from 20 teachers through questionnaires measuring sharia literacy and mental accounting concepts. Interventions included interactive lectures, discussions, and the distribution of training modules. Practical Applications: The findings demonstrate that integrating financial psychology with sharia values effectively improves financial behavior. This approach can be replicated in other educational institutions to enhance educators' economic well-being and prudent financial decision-making.  Conclusion: The intervention significantly increased participants' understanding of sharia financial management and behavior. The integration of mental accounting and maqāṣid al-sharī'ah provides a robust framework for developing sustainable financial mindsets that bridge rational and spiritual dimensions.  

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Journal Info

Abbrev

jpm

Publisher

Subject

Arts Humanities Computer Science & IT Economics, Econometrics & Finance Other

Description

Fokus Jurnal Pengabdian Masyarakat bertujuan untuk menyediakan wadah bagi para peneliti Nasional di bidang Bisnis dan Teknologi Terapan untuk mempublikasikan artikel asli. Cakupan Ruang lingkup Jurnal Pengabdian Masyarakat adalah Bisnis dan Teknologi. Jurnal ini memuat hasil-hasil pengabdian ...