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All Journal Jurnal Pengabdian Masyarakat Asia
Yosmina T.Titaley
Universitas Kristen Indonesia Maluku
Arts Humanities Computer Science & IT Economics, Econometrics & Finance Other

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Strategies for Shariah Financial Literacy among Teachers: A Mental Accounting Approach R. Suryanti Ismail; Marissa Silooy; Yosmina T.Titaley
Jurnal Pengabdian Masyarakat Vol. 7 No. 1 (2026): Jurnal Pengabdian Masyarakat
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jpm.v7i1.2825

Abstract

Purpose: This research aims to optimize sharia financial literacy among Muslim teachers at the Al-Hilaal Foundation, Ambon City, using a mental accounting approach. The study addresses the lack of understanding of Islamic financial principles and rational financial management among educators, who serve as vital agents of change in society Method: The study utilized a "pre-test and post-test one-group design". Data were collected from 20 teachers through questionnaires measuring sharia literacy and mental accounting concepts. Interventions included interactive lectures, discussions, and the distribution of training modules. Practical Applications: The findings demonstrate that integrating financial psychology with sharia values effectively improves financial behavior. This approach can be replicated in other educational institutions to enhance educators' economic well-being and prudent financial decision-making.  Conclusion: The intervention significantly increased participants' understanding of sharia financial management and behavior. The integration of mental accounting and maqāṣid al-sharī'ah provides a robust framework for developing sustainable financial mindsets that bridge rational and spiritual dimensions.  
Co-Authors Marissa Silooy R. Suryanti Ismail