Cendekia: Jurnal Pengabdian Masyarakat
Vol. 2 No. 2 (2026): April 2026

Empowering Millennial Hydroponic Vegetable Farmers Through Sharia Financing Literacy: Implementation of Salam and Istishna’ Contracts in Setail Village, Genteng District

Muhamad Annas (Universitas KH. Muhtar Syafaat)
Nurul Inayah (Unknown)



Article Info

Publish Date
15 Apr 2026

Abstract

This community service activity aims to improve Sharia financing literacy and strengthen the productivity of millennial hydroponic vegetable farmers in Setail Village, Genteng District, through guided implementation of Salam and Istishna’ contracts. Partner farmers faced three main challenges: limited capital access, market price uncertainty, and low literacy of Sharia-compliant financing schemes. The service activity applied a Participatory Action Research (PAR) method with three integrated approaches: participatory education, tripartite partnership facilitation (farmers–Sharia financial institution–offtaker), and intensive production cycle mentoring. Results showed: (1) an average 46.2% increase in farmers’ knowledge of Salam and Istishna’ contracts; (2) 40.1% increase in hydroponic vegetable productivity; (3) 150.8% increase in net income per cycle; and (4) 100% Sharia compliance based on 8 DSN-MUI No. 05/2000 indicators. The activity also produced the Integrated Sharia Hydroponic System (SIHATA) as a replicable model for sustainable Sharia-based agricultural development.

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Journal Info

Abbrev

jpm

Publisher

Subject

Humanities Education Other

Description

Training and Marketing for Community Empowerment Development and implementation of training programs for Small and Medium Enterprises (SMEs) and local communities. Strategies for marketing and promoting community-based products or services. Community Empowerment Initiatives aimed at increasing the ...