Varied Knowledge Journal
Vol. 3 No. 4 (2026): Varied Knowledge Journal, May 2026

Pengaruh Literasi Ekonomi dan Gaya Hidup Terhadap Perilaku Konsumtif Mahasiswa Perempuan

Soleman Do (Program Studi Pendidikan Ekonomi, Universitas Nusa Cendana Kupang, Indonesia)
Ari Data (Program Studi Pendidikan Ekonomi, Universitas Nusa Cendana Kupang, Indonesia)
Fernando Saragih (Program Studi Pendidikan Ekonomi, Universitas Nusa Cendana Kupang, Indonesia)



Article Info

Publish Date
28 May 2026

Abstract

This study is motivated by the increasing consumptive behavior among female students in the digital era, which is characterized by easy access to online shopping, various promotions, discounts, social media trends, and modern lifestyles that encourage purchasing based on desires rather than needs. Although many previous studies have discussed the influence of economic literacy and lifestyle on consumptive behavior, most of them still examine these two variables separately and do not specifically focus on female students. This study aims to analyze the influence of economic literacy and lifestyle on the consumptive behavior of female students at Universitas Nusa Cendana. This study uses a quantitative approach with an explanatory (causal) research design. The sample consists of 120 female students selected through the simple random sampling technique. Data were collected using a Likert-scale questionnaire and then analyzed using multiple linear regression. The results show that economic literacy and lifestyle have a positive and significant influence on consumptive behavior, both partially and simultaneously. The coefficient of determination value of 88.5% indicates that most consumptive behavior is influenced by these two variables, while the remaining percentage is affected by other factors outside the scope of this study. This study is expected to contribute to strengthening economic education studies related to the consumptive behavior of female students.

Copyrights © 2026






Journal Info

Abbrev

vkj

Publisher

Subject

Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences

Description

Varied Knowledge Journal (VKJ) is a multidisciplinary journal publish 4 issues a year with online version of E-ISSN 3026-5371 and can be accessed openly. This journal is a peer reviewed, open access, scientific and scholarly journal which publishes research papers, review papers, case reports, case ...