Journal of Community Service and Empowerment
Vol. 2 No. 1 (2025)

Smart Financial Future: Education on Sharia Financial Planning for Students

Mifta Hasda (Universitas Pahlawan Tuanku Tambusai)
Muhammad Syaipudin (Universitas Pahlawan Tuanku Tambusai)
Hidayat Hidayat (Universitas Pahlawan Tuanku Tambusai)



Article Info

Publish Date
31 Jul 2025

Abstract

Financial literacy is an essential competency that young people need to face increasingly complex economic challenges. However, many high school students still lack adequate understanding of financial planning and management, particularly from an Islamic perspective. This community service program aimed to enhance students’ understanding of Islamic financial planning as a foundation for achieving future financial independence. The program employed a participatory educational approach consisting of interactive lectures, discussions, question-and-answer sessions, and simple budgeting simulations. The materials covered Islamic financial literacy, money management, budgeting, saving habits, consumer behavior control, and the application of Islamic values in financial decision-making. The results indicated that participants demonstrated improved understanding of financial planning, the ability to distinguish between needs and wants, and greater awareness of managing finances wisely in accordance with Islamic principles. Furthermore, the program enhanced students’ awareness of ethical values and social responsibility in economic activities. Therefore, Islamic financial planning education can serve as an effective tool for improving youth financial literacy and fostering healthy and sustainable financial behavior.

Copyrights © 2025






Journal Info

Abbrev

jcse

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences

Description

Journal of Community Service and Empowerment (JCSE): is published by the Global Sustainability Research Institute to help academics, researchers, and practitioners to disseminate their Community Service results. JCSE is a blind peer-reviewed journal dedicated to publishing quality Community Service ...