EQIEN - JURNAL EKONOMI DAN BISNIS
Vol 15 No 2 (2026): Eqien Journal Of Economics and Business

Investment Behavior in Digital Economy Era: Study From Universitas Terbuka’s Student

Ni Made Ayu Krisna Cahyadi (Universitas Terbuka)
Suci Rahmawati Prima (Universitas Terbuka)
Rini Febrianti (Universitas Terbuka)
Sariwon Sariwon (Universitas Terbuka)



Article Info

Publish Date
13 Jun 2026

Abstract

The aim of this study is to analyze the impact of financial literacy, investment motivation, risk perception, information technology, accessibility, trust, and lifestyle on the investment behavior of students in Faculty of Economics and Business, Universitas Terbuka. This study is quantitative research with primary data and uses multivariate analysis techniques. The results show that financial literacy, investment motivation, information technology, and trust have positive and significant effect on investment behavior. Meanwhile, risk perception, accessibility, and lifestyle have insignificant impact on investment behavior. This is because students make investments not based on risk perception and ease of accessibility, but rather based on assumptions about the future economy. Lifestyle does not affect their investment behavior because majority of students are proritizing their daily needs.

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Journal Info

Abbrev

OJS

Publisher

Subject

Decision Sciences, Operations Research & Management

Description

Jurnal E-Qien adalah wadah informasi ilmiah bidang ilmu ekonomi dan bisnis, berupa hasil studi kepustakaan maupun studi empiris. Volume 6 Nomor 1 Bulan Februari Tahun 2019. Frekuensi terbitan 2 kali dalam ...