Pendas : Jurnah Ilmiah Pendidikan Dasar
Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Publish

PENGARUH PENDIDIKAN DAN USIA IBU RUMAH TANGGA TERHADAP LITERASI KEUANGAN KELUARGA DI KELURAHAN BUKIT NENAS KOTA DUMAI

Siregar, Dina Fadilla (Unknown)
Gusnardi (Unknown)
Makhdalena (Unknown)



Article Info

Publish Date
23 May 2026

Abstract

This study aims to analyze the influence of education and age of housewives on family financial literacy in Bukit Nenas Village, Dumai City. This research uses a quantitative approach with primary data collected through questionnaires. The population consists of all housewives in Bukit Nenas Village totaling 1,727 individuals. The sampling technique used is simple random sampling, resulting in 95 respondents. Data analysis was conducted using multiple linear regression with the assistance of SPSS software, preceded by validity, reliability, and classical assumption tests. The results show that education has a positive and significant effect on financial literacy, particularly at the junior high school, senior high school, and higher education levels, while elementary education is not significant. Meanwhile, age does not entirely have a significant effect, as only the group aged over 50 years shows a positive and significant influence on financial literacy. Simultaneously, education and age affect financial literacy, with education being the more dominant factor.

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Journal Info

Abbrev

pendas

Publisher

Subject

Other

Description

Pendas : Jurnah Ilmiah Pendidikan Dasar is a journal published twice a year, namely in June and December that aims to be a forum for scientific publications to pour ideas and studies complemented with the results of research related to primary school education. To achieve this, basic education ...