Islamic Banking & Economic Law Studies
Vol. 5 No. 1 (2026): Islamic Banking & Economic Law Studies (I-BEST)

THE USE OF RAHN CONTRACTS IN SHARIA PAWNSHOPS AS A CAPITAL STRATEGY FOR PAMEKASAN FARMERS

Syifatullaili Syifatullaili (Universitas Annuqayah)
Maksum Maksum (Universitas Annuqayah)



Article Info

Publish Date
30 Jun 2026

Abstract

This study aims to analyze the implementation of the rahn contract in Sharia Pawnshops to improve the economy of farmers in Kadur District, Pamekasan Regency. This research uses a qualitative approach with a case study type, with the research subjects including Sharia Pawnshop employees and farmers using rahn-based financing. Data was collected through interview, observation, and documentation techniques, then analyzed using the Miles and Huberman model interactively. The results of the study show that the rahn contract is effective in providing quick and easy access to capital for farmers, supporting the smooth running of agricultural production activities, and contributing to increasing household economic stability. However, its implementation still faces obstacles in the form of low financial literacy, dependence on collateral assets, and limited access to services in rural areas.

Copyrights © 2026






Journal Info

Abbrev

I-BEST

Publisher

Subject

Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

Description

I-BEST: Islamic Banking & Economic Law Studies is an open access peer-reviewed online journal that provides a forum for sharing scientific studies on Islamic Banking and Economic Law Studies. Editors welcome articles and research reports that address current issues such as: sharia economics, sharia ...