Al-Sharf: Jurnal Ekonomi Islam
Vol 7, No 2 (2026): Publication in progress

The Impact of Digital Transformation on National Income: A Systematic Literature Review (SLR)

Nanda Setia (Universitas Islam Negeri Imam Bonjol Padang)
Rozalinda Rozalinda (Universitas Islam Negeri Imam Bonjol Padang)
Testru Hendra (Universitas Islam Negeri Imam Bonjol Padang)



Article Info

Publish Date
30 Jun 2026

Abstract

This study aims to analyze the impact of digital transformation on national income and identify the contribution of e-commerce, fintech, and digital infrastructure in supporting national economic growth. The study used the Systematic Literature Review (SLR) method with a qualitative descriptive approach. Research data were obtained from the Scopus database using the Publish or Perish (PoP) application with a publication range of 2020–2025. The article selection process was carried out using the PRISMA method through the stages of identification, screening, eligibility, and inclusion. The initial search results obtained 399 articles, then selected until 15 articles were obtained that met the inclusion criteria and were used as the main sources of the study. The results show that digital transformation has a positive impact on economic growth and national income. The development of e-commerce increases digital trading activities and contributions to GDP, fintech increases financial inclusion and the efficiency of economic transactions, while digital infrastructure and internet penetration support people's economic productivity. Furthermore, the use of digital technology can create efficiency, expand markets, and increase national economic competitiveness.

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Journal Info

Abbrev

Mudharib

Publisher

Subject

Economics, Econometrics & Finance

Description

Al-Sharf: Journal of Islamic Economics published by the Rahmat Islamiyah Foundation, Medan, Indonesia. In this journal the articles contain articles about the fields of Islamic scientific research and Islamic education. Al-Sharf: Journal of Islamic Economics received manuscripts in the field of ...