Nanda Setia
Universitas Islam Negeri Imam Bonjol Padang

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The Impact of Digital Transformation on National Income: A Systematic Literature Review (SLR) Nanda Setia; Rozalinda Rozalinda; Testru Hendra
Al-Sharf: Jurnal Ekonomi Islam Vol 7, No 2 (2026): Publication in progress
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v7i2.13500

Abstract

This study aims to analyze the impact of digital transformation on national income and identify the contribution of e-commerce, fintech, and digital infrastructure in supporting national economic growth. The study used the Systematic Literature Review (SLR) method with a qualitative descriptive approach. Research data were obtained from the Scopus database using the Publish or Perish (PoP) application with a publication range of 2020–2025. The article selection process was carried out using the PRISMA method through the stages of identification, screening, eligibility, and inclusion. The initial search results obtained 399 articles, then selected until 15 articles were obtained that met the inclusion criteria and were used as the main sources of the study. The results show that digital transformation has a positive impact on economic growth and national income. The development of e-commerce increases digital trading activities and contributions to GDP, fintech increases financial inclusion and the efficiency of economic transactions, while digital infrastructure and internet penetration support people's economic productivity. Furthermore, the use of digital technology can create efficiency, expand markets, and increase national economic competitiveness.