Perigel: Jurnal Penyuluhan Masyarakat Indonesia
Vol. 5 No. 2 (2026): Juni: Jurnal Riset Sosisal Humaniora, dan Pendidikan

Smart Fintech for Young Enterpreneurs : Pendampingan Literasi Fintech dan Pengembangan Inovasi Bisnis Digital bagi Siswa SMA di Kabupaten Cilacap dalam Menghadapi Festival Inovasi dan Kewirausahaan Siswa Indonesia (FIKSI) Tahun 2026

Dania Febriana (Universitas Al-Irsyad Cilacap)
Asri Wardani (Universitas Al-Irsyad Cilacap)
Indra Rachmawati (Universitas Al-Irsyad Cilacap)



Article Info

Publish Date
02 Jul 2026

Abstract

The community service activities aim to improve business financial management skills and student readiness in facing the 2026 Indonesian Student Innovation and Entrepreneurship Festival (FIKSI). The program is implemented by lecturers of the Digital Business Study Program at Al-Irsyad University Cilacap together with supervising teachers and 26 FIKSI finalist students from SMA Negeri 2 Cilacap, SMA Negeri 3 Cilacap, and SMA Negeri 1 Maos. The main problem faced by partners is the low ability to prepare business financial reports and the use of digital technology in business development. The method used is Participatory Action Research (PAR) through stages of socialization, training, technology implementation, mentoring, evaluation, and program sustainability. The results of the activity show an increase in student understanding and skills in recording transactions, calculating the cost of production, preparing profit and loss and cash flow reports, and utilizing digital financial applications and Artificial Intelligence (AI) to support business development. In addition, supervising teachers received capacity building in assisting students in aspects of financial management and preparing business proposals. The establishment of the Smart Fintech Young Entrepreneur Community is a sustainable strategy for the program to support the development of digital entrepreneurship in schools. This program has proven effective in improving the quality of business and improving students' readiness for entrepreneurship competitions.

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Journal Info

Abbrev

Perigel

Publisher

Subject

Humanities Social Sciences

Description

menerbitkan dan menyebarluaskan hasil penerapan ilmu pengetahuan, teknologi, dan seni melalui program pengabdian atau layanan kepada masyarakat untuk mengembangkan teori keilmuan, konsep pemikiran, model, dan hasil penelitian baik dibidang kesehatan, sosial dan ...