Dania Febriana
Universitas Al-Irsyad Cilacap

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Smart Fintech for Young Enterpreneurs : Pendampingan Literasi Fintech dan Pengembangan Inovasi Bisnis Digital bagi Siswa SMA di Kabupaten Cilacap dalam Menghadapi Festival Inovasi dan Kewirausahaan Siswa Indonesia (FIKSI) Tahun 2026 Dania Febriana; Asri Wardani; Indra Rachmawati
Perigel: Jurnal Penyuluhan Masyarakat Indonesia Vol. 5 No. 2 (2026): Juni: Jurnal Riset Sosisal Humaniora, dan Pendidikan
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/perigel.v5i2.3918

Abstract

The community service activities aim to improve business financial management skills and student readiness in facing the 2026 Indonesian Student Innovation and Entrepreneurship Festival (FIKSI). The program is implemented by lecturers of the Digital Business Study Program at Al-Irsyad University Cilacap together with supervising teachers and 26 FIKSI finalist students from SMA Negeri 2 Cilacap, SMA Negeri 3 Cilacap, and SMA Negeri 1 Maos. The main problem faced by partners is the low ability to prepare business financial reports and the use of digital technology in business development. The method used is Participatory Action Research (PAR) through stages of socialization, training, technology implementation, mentoring, evaluation, and program sustainability. The results of the activity show an increase in student understanding and skills in recording transactions, calculating the cost of production, preparing profit and loss and cash flow reports, and utilizing digital financial applications and Artificial Intelligence (AI) to support business development. In addition, supervising teachers received capacity building in assisting students in aspects of financial management and preparing business proposals. The establishment of the Smart Fintech Young Entrepreneur Community is a sustainable strategy for the program to support the development of digital entrepreneurship in schools. This program has proven effective in improving the quality of business and improving students' readiness for entrepreneurship competitions.