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DECISION ANALYSIS OF MSMEs INVESTMENT IN CILACAP REGENCY Indra Rachmawati; Tri Yuwono; Muhammad Raihan
Jurnal Ekonomi Vol. 11 No. 03 (2022): Jurnal Ekonomi, 2022 Periode Desember
Publisher : SEAN Institute

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Abstract

The background of this research is as an effort to restore the economy of Cilacap Regency after the Covid-19 pandemic. Apart from having to try to increase the income of MSMEs, they must also continue to learn to keep up with the times so they can compete with others. One of the skills that MSMEs need to master today is financial literacy. This study used a convenience sampling method with a sample of 21 MSMEs in Cilacap Regency. Testing the hypothesis using multiple linear regression analysis in the form of F test (simultaneous test), T test (partial test), and the coefficient of determination. The test results show that the income variable has no effect on investment decisions. Meanwhile, the financial literacy variable influences investment decisions. Simultaneously the income and financial literacy variables have no effect on MSMEs investment decisions in Cilacap Regency
THE EFFECT OF FINANCE AND DIGITAL LITERATURES AND FINACIAL MANAGEMENT ON UMKM PERFORMANCE IN THE CILACAP DISTRICT Indra Rachmawati; Nursanti Dwi Yogawati; Tri Yuwono; Fajar Nur Wibowo; Rizki Nugroho
Proceeding of The International Conference on Business and Economics Vol. 1 No. 1 (2023): Proceeding of The International Conference on Business and Economics
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (174.275 KB) | DOI: 10.56444/icbeuntagsmg.v1i1.294

Abstract

This study aims to determine the effect of financial and digital literatures and financial management on the performance of UMKM. This research used quantitative research using associative approach. Data collection was carried out by distributing questionnaires to 30 respondents of UMKN business actors in Cilacap District. The data analysis method used is quantitative analysis using Path Coefficients Test, Modes of Goodness Test, and Hypothesis Testing. Path coefficient value of the influence of financial management on the performance of UMKM. The results of the linear test and the output of column coefficients and T-tables are known that financial management has a significant effect on performance as seen from the p value 0.005 <0.05. Good and correct financial management will provide benefits and advantages for UMKM actors. Several related institutions can provide financial and digital literatures training assistance. Training not only provides theoretical knowledge but also provides activities such as workshops and mentoring continuously.
PELATIHAN LITERASI KEUANGAN SYARIAH DALAM MENINGKATKAN MINAT BERINVESTASI BAGI UMKM DI KABUPATEN CILACAP Tri Yuwono; Indra Rachmawati; Muhammad Raihan
Jurnal Pengabdian Ibnu Sina Vol. 2 No. 1 (2023): Januari 2023
Publisher : LPPM Universitas Ibnu Sina

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (264.679 KB) | DOI: 10.36352/j-pis.v2i1.501

Abstract

Literasi keuangan syariah merupakan pengetahuan yang penting guna meningkatkan kesejahteraan masyarakat di masa mendatang. Pengetahuan literasi keuangan syariah yang baik menjadikan investor mampu untuk merencanakan, mengelola keuangan dan berani mengambil risiko investasi. Investasi merupakan bagian dari pengelolaan keuangan yang dilakukan untuk mendapatkan keuntungan di masa depan. Berdasarkan hasil penelitian yang telah dilakukan tim pengadian kepada UMKM di Kabupaten Cilacap sebelumnya ditemukan fenomena bahwa literasi keuangan syariah UMKM dan minat berivestasi masyarakat masih rendah. Tujuan pengabdian ini untuk meningkatkan literasi keuangan syariah dan minat berivestasi UMKM di Kabupaten Cilacap. Hasil kegiatan ini, semua peserta mendapatkan pengetahuan baru terkait literasi keuangan syariah dan memiliki minat yang tinggi untuk berinvestasi, baik pada sektor riil maupun finansial. Peserta tidak takut untuk berivenstasi, peserta sudah bisa memilih investasi yang halal dan legal.
Pelatihan Pemasaran Digital Tokopedia Dalam Upaya Peningkatan Penjualan Kelompok Binaan Dinas Perikanan Cilacap Nuni Wulansari; Indra Rachmawati; Laeli Farkhah; Adisa Refinatania Putri; Kuwera Dewi Shinta; Wilda Adelia Salsabila; Finda Nurlasih; Khansa Intah Fauziah
JURNAL PENGABDIAN MASYARAKAT INDONESIA Vol. 3 No. 2 (2024): Juni : Jurnal Pengabdian Masyarakat Indonesia (JPMI)
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpmi.v3i2.4007

Abstract

The level of success of collaboration can be achieved when the collaboration involves people with diverse experiences, multi-disciplinary knowledge, different cultures, education and backgrounds. Various parties will present different thoughts and contributions, so that the problem will be handled from various angles in a comprehensive manner. The problem in Cilacap Regency, with the majority of coastal communities working as fishermen and fish processors, is that sales are stagnant because they only rely on traditional marketing, by selling fresh fish at TPI Padanarang or processing fish into crackers, salted fish, handicrafts that are sold directly at around TPI Pandanarang. The aim of this PkM is providing digital marketing training through Tokopedia as an effort to increase sales of groups supported by the Cilacap Fisheries Service. The method chosen was qualitative with the number of respondents being 10 residents representing groups supported by the Cilacap Fisheries Service. The results of the PkM which was at TPI Pandanarang - Teluk Penyu Area, South Cilacap District, Cilacap Regency were the creation of 10 Business Identification Numbers (NIB) and 10 online shop accounts on Tokopedia for 10 people representatives of groups supported by the Cilacap Regency Fisheries Service. Conclusions from field observations, apart from marketing training, it turns out that the community needs a lot of assistance when processing permits such as PIRT, halal certificates, promotional training, packaging design, hygiene and sanitation training, health safety food. The Cilacap District Fisheries Service can collaborate with several companies/agencies to get assistance with equipment grants, training from Corporate Social Responsibility (CSR) funds.