Juni-Jurnal Pelita Nusa
Vol 6 No 1 (2026): Juni-Jurnal Pelita Nusa (in Progress)

PENGARUH PEMANFAATAN DANA ZAKAT PRODUKTIF TERHADAP TINGKAT PENDAPATAN MUSTAHIK PADA PROGRAM Z-MART DI BAZNAS KABUPATEN BANDUNG BARAT

Dennita Oktatiara (STAI Pelita Nusa Bandung Barat)
Saepul Ma’mun (Universitas Singaperbangsa Karawang)
Rahmat Nur Ramdan (STAI Pelita Nusa Bandung Barat)



Article Info

Publish Date
11 Jun 2026

Abstract

Zakat is an important instrument in the Islamic economic system that plays a significant role in reducing poverty and improving the welfare of the Muslim community, one of which is through productive zakat. This study is motivated by the influence of the utilization of productive zakat funds on the income level of mustahik in the Z-Mart program managed by BAZNAS of West Bandung Regency. The purpose of this study is to examine and analyze whether the utilization of productive zakat funds can increase the income of mustahik who beneficiaries of the Z-Mart program are. This study employed a quantitative approach using a survey method through questionnaires distributed to a sample of 60 respondents selected from a population of 151 mustahik using a purposive sampling technique. The results of the validity and reliability tests indicated that the research instruments were valid and reliable. Simple linear regression analysis showed that the utilization of productive zakat funds had a positive effect on the income of mustahik, with a coefficient of determination (R²) of 77.5%. The partial test (t-test) revealed that the calculated t-value of 14.146 was greater than the t-table value of 1.671, with a significance level of less than 0.05. Therefore, H₀ was rejected and Hₐ was accepted. In conclusion, the utilization of productive zakat funds has a significant positive effect on increasing the income of mustahik participating in the Z-Mart program of BAZNAS West Bandung Regency.

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Journal Info

Abbrev

jpn

Publisher

Subject

Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Ekonomi Islam, Manajemen dan Bisnis Syariah (MBS), Lembaga Keuangan Syariah (LKS), Ekonomi dan Manajemen, Akuntansi. Hukum Islam Hukum Ekonomi Syari’ah (Mu’amalah), Hukum Keluarga Islam. Kepemimpinan di bidang Pendidikan, Manajemen Sekolah, Manajemen Pendidikan Tinggi, Manajemen Pesantren, ...