JSE: Jurnal Sharia Economica
Vol. 5 No. 3 (2026): Juli

ANALISIS PENGGUNAAN APLIKASI PEGADAIAN SYARIAH DIGITAL DALAM MENINGKATKAN PELAYANAN NASABAH DI PT PEGADAIAN UPS SIBUHUAN

Akhir Saleh Pulungan (Institut Agama Islam Padang Lawas)
Aisah Dani Pulungan (Institut Agama Islam Padang Lawas)
Junda Harahap (Institut Agama Islam Padang Lawas)
Nur Jannah Nasution (Institut Agama Islam Padang Lawas)



Article Info

Publish Date
07 Jul 2026

Abstract

The purpose of this research is to examine how PT Pegadaian UPS Sibuhuan uses the Pegadaian Syariah Digital application (PSD) to enhance customer service quality. The research's backdrop is the evolution of digital technology, which forces financial institutions to change in order to offer quick, effective, and sharia-compliant services. Employees and clients of PT Pegadaian UPS Sibuhuan who have utilized the PSD application are the subjects of this descriptive qualitative study, which employs observation, interviewing, and documenting techniques. The study's findings indicate that using the PSD application can facilitate transactions, boost productivity, and provide clients more access to services. Nevertheless, there are still issues with its execution, such users' ignorance of technology and network restrictions in some places. In summary, PSD apps contribute to better customer service. Nonetheless, both new and current users must be made more aware of the usage of PSD applications, especially through ongoing infrastructural and literacy improvements.

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Journal Info

Abbrev

JSE

Publisher

Subject

Economics, Econometrics & Finance

Description

JSE: Jurnal Sharia Economica(E-ISSN : 2828-4585)|(P-ISSN: 2828-5514) is a journal publishes a scientific papers on the results of the study or research and review of the literature in the scope and focus of Islamic Economics. Editor accepts the article has not been published in other media with the ...