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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Suluah Bendang: Jurnal Ilmiah Pengabdian Kepada Masyarakat El-Ahli : Jurnal Hukum Keluarga Islam International Journal of Economics (IJEC) Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Journal of Islamic Economics and Finance Journal Economic Excellence Ibnu Sina Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Ilmiah Nusantara Studi Multidisipliner: Jurnal Kajian Keislaman El-Sirry: Jurnal Hukum Islam dan Sosial Ekopedia: Jurnal Ilmiah Ekonomi Manivest: Jurnal Manajemen, Ekonomi, Kewirausahaan, Dan Investasi Proceedings of International Conference on Islamic Economic Finance and Social Finance Jurnal Transformasi Pendidikan Indonesia
Junda Harahap
Institut Agama Islam Padang Lawas
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Factors that Effect Individual Interest in Using E-Wallet OVO (Case Study on Students in Bandar Pasir Mandoge) Amhar Maulana Harahap; Junda Harahap
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 1 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (364.802 KB) | DOI: 10.30651/jms.v8i1.17606

Abstract

A range of innovative financial technologies, including e-wallets, have emerged due to the rapid rise of online transactions. There are 38 e-wallets in Indonesia, including OVO, that have been granted a license by Bank Indonesia. Due to the competition among e-wallets, OVO, the second most well-known e-wallet in Indonesia, has continued to implement a number of improvements to boost OVO usage. OVO e-wallet, on the other hand, is still making an effort to present itself to the public through various promotions. This study intends to ascertain the degree to which perceptions of trust, perceived safety, perceived usefulness, perceived ease of use, perceived risk, and consumptive behaviour, either partially or simultaneously, affect students in Bandar Pasir Mandoge's choice to use the OVO e-wallet. The research method used in this research is associative quantitative research method. The data analysis method used is statistical method with the help of SPSS version 23. The data analysis techniques used in this study are validity test, reliability test, normality test, multicolinerity test, heteroscedasticity test, multiple linear regression test, coefficient of determination, t test, and F test. This study concluded that there is a positive and significant influence either partially or simultaneously between the variables of trust, perceived safety, perceived usefulness, perceived ease of use, perceived risk, and consumptive behaviour of decisions to use the OVO e-wallet.
The Role of Home Industry in Improving Family Welfare of Tofu Home Industry Employees According to Islamic Economics in Aek Lancat Village, Lubuk Barumun District Junda Harahap; Nur Hakima Akhirani Nasution; Rini Angraeni
International Journal of Economics (IJEC) Vol. 2 No. 1 (2023): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v2i1.315

Abstract

The purpose of this study was to determine the role of the tofu home industry in Aek Lancat Village in improving the welfare of employees' families . To find out how the role of the home industry in improving the welfare of the families of employees in Aek Lancat Village according to Islamic Economics. Home industry is a business activity that is able to expand employment and provide broad economic services to the community, reduce unemployment and improve people's welfare. This type of research is field research (field research) which is obtained through a reference center by going directly to the field (research site ) to view and retrieve data directly. The data sources for workers in the tofu home industry in Aek Lancat Village are Kholijah Hasibuan and Midar Hasibuan, besides that there are several buyers from local residents such as Mrs. Seftiani, as well as small traders around the village of Aek Lancat. An increasingly efficient industrial sector in a national economy requires small companies in the management industry. The growth of home industries in rural areas will improve the village economy with various types of business activities and community skills. Tofu home industry in Aek Lancat Village, Kec. Lubuk Barumun in its business activities can help build the local community's economy because this business is related to livelihoods. Home industry y This is very helpful in building the community's economy, especially in the family economy.
Potensi Zakat Maal dalam Mensejahterakan Masyarakat Miskin (Studi Kasus Baznas Padang Lawas) Samsul Anwar Nasution; Junda Harahap; Nur Jannah Nasution
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 1 No. 6 (2023): Desember : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v1i6.119

Abstract

The potential of zakat maal in Islamic economics is that zakat is a fiscal instrument in economic practice that has been used since the Prophet Muhammad SAW, and based on historical records zakat has played a very important role in the income distribution mechanism in the economy. This can be realized if the potential of zakat can truly be explored effectively and efficiently. The potential of zakat maal in improving the welfare of the poor at BAZNAS Padang Lawas is that the potential for zakat increases by 5% - 10% every year. However, looking at the potential for zakat in Padang Lawas Regency and the realization of zakat, infaq and alms collection carried out by BAZNAS, it can be said that its management has reached a fairly good optimal level.
Determinants of the Decision of the People of Sibolga City to Use Islamic Bank Products Amhar Maulana Harahap; Junda Harahap
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 1 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i1.21959

Abstract

This study aims to see the effect of knowledge, promotion and motivation on the decision of the people of Sibolga city to use Islamic Bank products. This research is descriptive quantitative research by distributing questionnaires as a data collection method. The sample in this study were 95 respondents who were people of Islamic Banks in Sibolga City. The data analysis technique uses the application (statistical product and service solutions) SPSS version 23. The results of this study indicate that there is no effect of knowledge on the decision of the people of Sibolga city to use Islamic Bank products. There is a promotion on the decision of the people of Sibolga city to use Islamic Bank products. There is knowledge motivation on the decision of the people of Sibolga city to use Islamic Bank products. There is an influence of knowledge, promotion and motivation on the decision of the people of Sibolga city to use Islamic Bank products.
Mesjid Sebagai Pemberdayaan Ekonomi: Studi Atas Mesjid Al-Hidayah Padang Matinggi Putra Halomoan Hsb; Junda Harahap
Studi Multidisipliner: Jurnal Kajian Keislaman Vol 9, No 2 (2022)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/multidisipliner.v9i2.6013

Abstract

Artikel ini membahas tentang mesjid sebagai pemberdayaan ekonomi. Sejarah mencatat bahwa mesjid di zaman Rasulullah berfungsi untuk semua aspek, namun kenyataanya mesjid banyak yang besar tetapi penggunaanya tidak maksimal dan hanya untuk ritual ibadah saja, padahal bisa digunakan untuk pemberdayaan ekonomi masyarakat secara umum. Kendati secara umum mesjid hanya digunakan sebagai tempat ibadah saja namun beda halnya mesjid Al-Hidayah Padang matinggi. Menariknya mesjid ini memiliki aset-aset yang bisa memberdayakan ekonomi masyrakat setempat. Untuk itu, perlu melihat secara khusus seberapa jauh masjid Al-Hidayah meberdayakan ekonomi masyarakat setempat. Penelitian ini adalah penelitian kualitaif dengan menggunakan pendekatan analisis deskriptif. Setelah melakukan penelitian diperoleh hasil bahwa mesjid Al-Hidayah memiliki took dan lahan parkir serta MDA yang dapat meningkatkan ekonomi masyarakat setempat. Selain itu, mesjid tersebut juga dikelola dengan manajerial yang baik sehingga penglolaan ziswaf dapat membantu kehidupan masyarakat kurang mampu di sekitarnya.
Analisis Pengelolaan Dana Zakat untuk Mendorong Peningkatan Ekonomi Masyarakat Kecamatan Barumun (BAZNAS Kabupaten Padang Lawas) Melyati Melyati; Junda Harahap; Aminah Lubis
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 1 No. 4 (2023): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v1i4.359

Abstract

Zakat is the fourth pillar of Islam that must be carried out by a Muslim who has been able to achieve the nisab that has been determined and the time of ownership has reached 1 haul. The legal basis regarding zakat is in the Al-Quran surah Al-Baqarah verse 110. The collection of zakat funds is carried out to help people in need, especially mustahik people who receive zakat. Through this research, it is hoped that it will be known how BAZNAS in Padang Lawas district carries out its duties as a zakat management institution and the extent to which BAZNAS has contributed to improving the economy of the Islamic community in the region. The results of this research can be an important input for BAZNAS and other related parties to continue to improve the effectiveness of zakat fund management and community economic empowerment. The results of this study indicate that the management of zakat funds in BAZNAS Padang Lawas district. It has 2 types of distribution of zakat funds, namely consumptive zakat and productive zakat where productive zakat has an economic program where BAZNAS provides business capital to Muslim communities who submit application proposals to the Padang Lawas district BAZNAS office to help improve the community's economy but lack the skills of mustahiq who receive zakat capital in developing their business so that they are given training for those who are really interested in running a business. In this way, it is hoped that it will reduce the failure of mustahik to receive business capital.
Analisis Tentang Praktik Ba’i Al Wafa’ Sawah di Desa Parannapa Jae Menurut Perspektif Ekonomi Islam Siti Armia Daulay; Junda Harahap; Aminah Lubis
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 1 No. 4 (2023): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v1i4.360

Abstract

The practice of Ba'i Al Wafa' in an Islamic Economic Perspective is an agreement that occurs between two parties, namely the seller (the owner of the rice field) and the buyer, whereby the rice field can return to the seller (the owner of the rice field) if the rice field can be redeemed by the seller (the owner of the rice field). If the field has not been redeemed, the field will remain in the possession of the buyer. (2) Analysis of the Practice of Ba'i Al Wafa' Sawah in Parannapa Jae Village, Barumun Barat District, Padang Lawas Regency according to an Islamic economic perspective, namely buying and selling that takes place on condition that the goods being sold can be repurchased by the seller when the agreed grace period has arrived. Based on an explanation of the practice and theory of bai' al wafa', it can be said that the practice of buying and selling that took place in the village of Parannapa Jae, Barumun Barat District, Padang Lawas Regency, in practice was in accordance with an Islamic economic perspective.
Konsep Pembayaran Upah Jasa Pembajak Sawah di Desa Aek Bonban Kecamatan Aek Nabara Barumun Dalam Ekonomi Islam Afryani Siregar; Junda Harahap; Nur Jannah Nasution
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 1 No. 4 (2023): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v1i4.361

Abstract

Based on the results of research conducted that: (1) The concept in Islamic economics is something promised and paid by tenants as compensation or payment for the benefits they enjoy. In principle, anything that can be used as a medium of exchange in buying and selling may be used for payment in wages. In addition, wages must be something of value and permitted by syara' and the amount must be known. The amount of the prescribed wages is known by both parties, both in terms of rent and wages. An appropriate reward according to syara' is something of value and there is pleasure between the two parties. (2) The concept of Islamic economics regarding the payment system for rice field plowing services in Aek Bonban Village, Aek Nabara Barumun District, is in accordance with Islamic economic theory. The land owner gives the plowman's wages at the promised time. For every job of plowing a field, the owner of the field immediately gives his wages. There is a small portion that pays wages later or even after the harvest, but there is no intention to delay or prolong the payment of wages. Even so, this can be understood by both parties, because financially the owner of the rice field must be able to pay wages, and usually. this has been agreed before. because it has fulfilled the pillars and conditions of wages. where in the agreement made between the owner of the rice field and the rice farmer contains the amount of wages and the time of payment of the wages. So that there is no element of fraud in it that can harm either party.
Analisis Strategi Pemasaran Dalam Meningkatkan Penjualan Menurut Persfektif Ekonomi Islam: Studi Kasus Warung Kelontong Desa Hutarimbaru Kecamatan Barumun Reski Khoiriah; H. Junda Harahap; Enni Efrida Nasution
Journal Economic Excellence Ibnu Sina Vol. 2 No. 1 (2024): Maret : Journal Economic Excellence Ibnu Sina
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/excellence.v2i1.961

Abstract

Based on the results of this research, it is revealed that 1) According to the Islamic economics perspective, increasing sales at Miki Jaya grocery stalls is a strategy of product, price, place/distribution and promotion or 4P. The strategy used is in accordance with the provisions of Islamic sharia because it imitates the nature of marketing carried out by the Prophet Muhammad SAW. 2) The marketing strategy for increasing sales according to an Islamic economics perspective is using the 4Ps (product), price, place, promotion. 3) Analysis of marketing strategies for increasing sales at Miki Jaya grocery stalls Hutarimbaru Village, Barumun District, according to an Islamic economic perspective, is in accordance with the analysis carried out by researchers that the marketing strategy used by the Miki Jaya grocery store using a marketing mix strategy or 4P (product, price, place, and promotion) is in accordance with the Islamic economic perspective which uses the principles honesty, transparency in doing business so that it becomes a marketing difference between Miki Jaya grocery stalls and other stalls.
Konsep Upah (Ujrah) Jasa Fotografi Antara Pemilik Dan Fotografer Ditinjau Menurut Ekonomi Islam : (Studi Kasus Mandiri Fotografer Desa Purba Tua Kecamatan Barumun Kabupaten Padang Lawas) Helmina Sari Pohan; H. Junda Harahap; Aminah Lubis
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 2 No. 1 (2024): Januari : Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v2i1.538

Abstract

The research results show that: (1) The concept of wages (ujrah) in the Islamic economic perspective seen from the perspective of the subject/actor in carrying out their work is in accordance with the Islamic economic perspective. Judging from the Mandiri object perspective, this photographer has met the basic requirements, namely being professional in carrying out his work and there is no element of fraud, then the concept of wages aims to improve the welfare of workers, so that the business is not just pursuing profit but is for the welfare of citizens based on a spirit of togetherness and humanity. Employers are instructed to treat workers like their own family whose needs must be met, because what is really emphasized is an attitude of ta'awun and not being harmed or harming other parties. This is driven by the understanding that the basic needs of people who lack or cannot afford it are the obligations of all workers, including entrepreneurs. (2) The concept of wages (Ujrah) for photography services between the owner and photographer in Purba Tua Village, Barumun District, Padang Lawas Regency is in accordance with the concept of ujrah and Sharia principles. because the terms and conditions for paying wages have been fulfilled. In running the Independent Photographer business, the owner and photographer both enter into a wage agreement (ujrah) and it is agreed at the beginning of the contract, the owner hands over the camera to the manager to operate the camera and the wages earned will be given according to the agreement, namely after expenses have been deducted. This has been agreed upon by both parties, even though it is only through an oral agreement. The owner handed over the camera out of trust.
Co-Authors Adawiyah, Robiyatul Afryani Siregar Aminah Lubis Amsal Nasution, Muhammad Ananda Anju Pulungan Annisa Nasution Dahlia Sari Enni Efrida Nasution Harahap, Amhar Maulana Helmina Sari Pohan Ika Sasmita Sari LUBIS, AMINAH Mawaddah Hasibuan Melyati Melyati Muhammad Amsal Nasution Nur Hakima Akhirani Nasution Nur Hakimah Akhirani Nasution Nur Hapipah Hasibuan Nur Jannah Nasution Putra Halomoan Hsb Raja Ritonga Reski Khoiriah Rica Putriana Rijal Allamah Harahap Rini Angraeni Rosni Harahap Samsul Anwar Nasution Siti Armia Daulay Siti Jaleha Siti Nur Azizah Suci Susanti Ulfah Masruroh