Jurnal Akuntansi, Manajemen dan Bisnis Digital
Vol 5 No 1 (2026): Januari

Fintech Services In Financial Inclusion In Jeranglah Rendah Village, South Bengkulu Regency

Pongki Resmala Puteri (Universitas Dehasen Bengkulu)
Kresnawati Kresnawati (Universitas Dehasen Bengkulu)
Iswidana Utama Putra (Universitas Dehasen Bengkulu)



Article Info

Publish Date
16 Jan 2026

Abstract

This study aims to analyze the role of financial technology (fintech) services in financial inclusion in Jeranglah Rendah Village, South Bengkulu Regency. This research employed a descriptive quantitative method using a survey approach with questionnaires distributed to 60 respondents who are active users of fintech services. The results show that fintech services have a positive and significant impact on improving access, usage, and quality of financial services in rural communities. Fintech simplifies transactions, expands access to formal financial institutions, and enhances economic efficiency. However, challenges remain, such as limited digital infrastructure and low financial literacy among some villagers. The findings highlight the importance of fintech as a digital tool to accelerate financial inclusion in rural areas and emphasize the need for government support in improving digital literacy and financial infrastructure.

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Journal Info

Abbrev

jambd

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

JURNAL AKUNTANSI, MANAJEMEN DAN BISNIS DIGITAL is a peer-reviewed journal. Journal of Accounting, Management and Digital Business invites academics and researchers who do original research in the fields of accounting, management, and Digital Business including but not limited to: Accounting Sciences ...