Islamic Economics and finance in Focus (IEFF)
Vol. 5 No. 3 (2026)

The Effect of Income from Part-Time Employment and Investment Motivation on Sharia Investment Interest

Nanda Ardi Tama (Unknown)
Soemitra, Andri (Unknown)
Harahap, Muhammad Ikhsan (Unknown)



Article Info

Publish Date
04 Aug 2026

Abstract

The increasing growth of sharia investment in Indonesia has encouraged greater participation among university students, making it important to identify the factors influencing their interest in sharia investment. This study aims to analyze the effect of income from part-time employment and investment motivation on students’ interest in sharia investment. This study employed a quantitative approach using a survey method by distributing questionnaires to 98 respondents selected through probability sampling. The data were analyzed using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method with SmartPLS 4. The results indicate that income from part-time employment has a positive and significant effect on students’ interest in sharia investment (t = 3.557, p < 0.001). Investment motivation also has a positive and significant effect (t = 6.946, p < 0.001) and exerts a stronger influence than income. Furthermore, both variables explain 55.9% of the variance in students’ interest in sharia investment (Adjusted R² = 0.559). These findings imply that universities should strengthen sharia investment education and encourage students to improve their financial capability and investment motivation to enhance participation in sharia investment.

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Journal Info

Abbrev

ieff

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and ...