Niqosiya: Journal of Economics and Business Research
Vol. 5 No. 2 (2025): July-December 2025

Digital Transformation in Islamic Banking Services as a Support for Green Banking Practices

Miftahur Rahman (Institut Agama Islam An-Nawawi Purworejo)
Ririn Makrifah (Institut Agama Islam An-Nawawi Purworejo)



Article Info

Publish Date
09 Dec 2025

Abstract

Digital transformation has become a key factor in improving the efficiency and quality of Islamic banking services, while supporting green banking practices that are oriented towards environmental sustainability. This research aims to analyze the role of digitalization in Islamic banking services in supporting the implementation of green banking. The method used in this study is a qualitative approach with literature study and secondary data analysis from various reliable sources. The results of the study show that digitalization in Islamic banking, such as the use of mobile banking, paperless transactions, and the implementation of artificial intelligence in risk analysis, contributes significantly to reducing natural resource consumption and increasing operational efficiency. In addition, sharia-based financial technology innovations also encourage transparency and public trust in environmentally friendly banking products. The study concludes that digital transformation not only increases the competitiveness of Islamic banking in the industrial era 4.0, but also strengthens the commitment to the principles of sustainability and Islamic business ethics.

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Journal Info

Abbrev

niqosiya

Publisher

Subject

Description

Scope of study of scientific writings by students or collaboration of students and lecturers in the form of research on Islamic economic studies, Sharia economics, Sharia banking, zakat and waqf management in the realm of Islamic economics and business studies as well as scientific ...