Pengaruh Literasi Keuangan, Sikap Keuangan, dan Financial Self-Efficacy terhadap Perilaku Pengelolaan Keuangan pada Kelompok Wanita Tani (KWT) Desa Mayong

Gusti Putu Adi Sucipto (Universitas Pendidikan Ganesha)
Luh Indrayani (Universitas Pendidikan Ganesha)

Ekuitas Jurnal Pnedidikan Ekonomi
Vol. 13 No. 1 (2025)

This study aimed to examine the influence of financial literacy, financial attitude, and financial self-efficacy on financial management behaviour among members of the Women Farmers Group in Mayong Village, both partially and simultaneously. A quantitative approach with a causal research design was employed. The population of this study consisted of members of the Women Farmers Group in Mayong Village. The sample was determined using Slovin's formula with a simple random sampling approach, resulting in 84 respondents. Data were collected through questionnaires and analysed using multiple linear regression. Hypothesis testing was conducted using t-tests and F-tests with the assistance of SPSS version 25.0. The findings revealed that (1) financial literacy had a positive and significant influence on financial management behaviour among members of the Women Farmers Group in Mayong Village; (2) financial attitude had a positive and significant influence on financial management behaviour among members of the Women Farmers Group in Mayong Village; (3) financial self-efficacy had a positive and significant influence on financial management behaviour among members of the Women Farmers Group in Mayong Village; and (4) financial literacy, financial attitude, and financial self-efficacy collectively had a positive and significant influence on financial management behaviour among members of the Women Farmers Group in Mayong Village.