AKHLAQUL KARIMAH: Jurnal Pendidikan Agama Islam
Vol. 5 No. 1 (2026): Akhlaqul Karimah: Jurnal Pendidikan Agama Islam

Islamic EduFinance Framework (IEF): Model Integrasi Ekonomi Syariah dan Pendidikan Islam untuk Mewujudkan Kemandirian Lembaga Pendidikan Berbasis Pesantren

Zaky Mubarok (STAI Al Akbar Surabaya, Indonesia)
Fahmul Hikam Al Ghifari (STAI Al Akbar Surabaya, Indonesia)



Article Info

Publish Date
09 Aug 2026

Abstract

Islamic educational institutions, particularly pesantren, are increasingly challenged to strengthen educational quality while achieving institutional sustainability through economic independence. Although previous studies have discussed Islamic education, Islamic economics, pesantrenpreneurship, Islamic social finance, and institutional governance, these dimensions have generally been examined separately, leaving a limited understanding of how they can be integrated into a comprehensive institutional model. This study aims to develop the Islamic EduFinance Framework (IEF) as a conceptual model that integrates Islamic economics and Islamic education to support the independence of pesantren-based educational institutions. This research employed a qualitative approach using a library research design. Data were collected from books, peer-reviewed journal articles, policy documents, and other relevant scholarly publications, and analyzed through content analysis involving data reduction, categorization, conceptual synthesis, and model development. The findings propose the Islamic EduFinance Framework (IEF), consisting of six interconnected dimensions: Islamic Educational Values, Islamic Economic Literacy, Sharia Teaching Factory, Productive Educational Enterprise, Islamic Social Finance, and Sustainable Institutional Governance. These dimensions form an integrated ecosystem that leads to the realization of an Independent Islamic Educational Institution. The proposed framework contributes theoretically by enriching the discourse on the integration of Islamic education and Islamic economics and offers a practical reference for pesantren and other Islamic educational institutions in developing sustainable, productive, and financially independent educational ecosystems.

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Journal Info

Abbrev

jak

Publisher

Subject

Religion Humanities Education Languange, Linguistic, Communication & Media Social Sciences Other

Description

The Akhlaqul Karimah Journal (JAK) is a journal that publishes articles or research results and critical analysis studies related to Islamic Education Sciences which include Aqidah and Akhlak, Fiqh, Islamic Cultural History, and Quran and Hadith Sciences. Journal of Akhlaqul Karimah (JAK) is ...