EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial
Vol. 6 No. 4 (2026): Agustus 2026

Pengaruh Nilai Tukar Rupiah, Tingkat Inflasi, Jumlah Nasabah, Dan Ukuran Perusahaan Terhadap Pendapatan Gadai Swasta

Sasli Rais (STIE Pengembangan Bisnis dan Manajemen)
Wakhyudin Wakhyudin (STIE Pengembangan Bisnis dan Manajemen)



Article Info

Publish Date
15 Aug 2026

Abstract

The development of private pawnshops is increasing every year in Indonesia, with 200 private pawnshops expected to reach 200 by May 2026. However, their national revenue contribution is still small, at 3%. This study aims to determine the influence of the rupiah exchange rate, inflation rate, number of customers, and company size on the increase in private pawnshop revenue. In this case, the influence of the rupiah exchange rate (X1), inflation rate (X2), number of customers (X3), and company size (X4) on private pawnshop revenue (Y) was tested. The research method used a quantitative method, through an associative approach. The sampling method used purposive sampling. The data collection method used secondary data, in the form of annual time series data, 2017-2025. The data analysis method used multiple linear regression analysis. Referring to the findings of this study, it is concluded that the rupiah exchange rate partially has a positive and significant effect on private pawnshop revenue. The inflation rate does not have an effect and is not significant on private pawnshop revenue. The number of customers has a positive and significant effect on private pawnshop revenue. Company size has a positive and significant effect on private pawnshop revenue. Meanwhile, simultaneously, the rupiah exchange rate, inflation rate, number of customers, and company size have a positive and significant influence on increasing private pawn income.

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Journal Info

Abbrev

embiss

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

Jurnal Ekonomi, Manajemen, Bisnis, dan Sosial with e-ISSN Number 2747-0938 (Online) is a journal publishes by CV ODIS, published original scholarly papers across the whole spectrum of economics, management, business administration, and social science. The journal attempts to assist in the ...