Journal of Mathematics Instruction, Social Research and Opinion
Vol. 5 No. 3 (2026): September

Unpacking the Determinants of Coastal Village Development: A Systematic Review of Financial Inclusion and Sustainability

Syarif Syahrizal (Universitas Trisakti, Jakarta)
Eleonora Sofilda (Universitas Trisakti, Jakarta)
Budi Santosa (Universitas Trisakti, Jakarta)



Article Info

Publish Date
23 Aug 2026

Abstract

Coastal villages possess immense geo-economic potential due to abundant marine resources, yet they persistently face chronic socio-economic disparities and intensifying ecological vulnerabilities. While macro-level sustainable development frameworks exist, their successful realization heavily hinges on localized, micro-level strategies. However, prior scientific inquiries often evaluate developmental determinants in isolation, leaving a critical empirical gap in understanding the synergistic effects between demographic shifts, financial architectures, physical connectivity, ecological preservation, fiscal governance, and social networks. To address this, this study aims to comprehensively evaluate the multi-dimensional determinants of coastal village development, emphasizing the role of financial inclusion. The research utilizes a Systematic Literature Review (SLR) and bibliometric analysis guided by the PRISMA framework, analyzing 258 eligible peer-reviewed articles published between 2021 and 2026 retrieved from the Scopus database. Employing bibliometric mapping and keyword network clustering, the results reveal a significant paradigm shift in rural development discourse, transitioning from fundamental localized capacity building toward digitally integrated and sustainable regional planning. Key determinants driving coastal resilience include human capital (education), digital acceleration, and institutional frameworks, with empirical synthesis indicating a massive valuation gap between global ecological assets and local economic capacities. In conclusion, financial inclusion acts as a vital strategic catalyst for rural stability, and robust village-level institutions are necessary to internalize ecological values. Ultimately, this study contributes to policy development by demonstrating that securing long-term economic stability and climate resilience in vulnerable coastal frontiers requires targeted, place-based government interventions that synchronize financial accessibility, digital empowerment, and educational enhancement.

Copyrights © 2026






Journal Info

Abbrev

misro

Publisher

Subject

Humanities Education Languange, Linguistic, Communication & Media Mathematics Social Sciences

Description

The Journal of Mathematics Instruction, Social Research and Opinion (MISRO) is a peer-reviewed scholarly online journal. The MISRO is published in March, July, and November three times a year. The MISRO is a non-profit journal whose publication is free of charge. The articles should be original, ...