Penyuluhan Pengelolaan Keuangan Keluarga Berbasis Syariah untuk Meningkatkan Kesejahteraan Masyarakat Lampung Tengah

Mustika Edi Santosa (Universitas Islam Lampung, Indonesia)
Nabila Rahmah (UIN Raden Intan Lampung, Indonesia)
Ilham Fauzan (Universitas Islam Lampung, Indonesia)
Salwa Khairani (Universitas Bandar Lampung, Indonesia)
Rizki Ananda (Universitas Muhammadiyah Kotabumi, Indonesia)
Dhea Puspita (Universitas Ma'arif Lampung, Indonesia)
Hafiz Akbar (Universitas Muhammadiyah Metro, Indonesia)

Jurnal Bakti Masyarakat: Pengabdian dan Pemberdayaan Masyarakat
Vol 2 No 2 (2026): Pemberdayaan Masyarakat dan Penguatan Kapasitas Lokal

Low family financial literacy among Indonesians remains a significant barrier to household economic welfare. This community service program aimed to develop a sharia-based family financial management counseling model to improve community welfare in Central Lampung Regency using a participatory approach through workshops, focus group discussions, financial consultations, and six months of continuous assistance involving 200 heads of households, 80 PKK cadres, and 50 community leaders. Results showed a 76% increase in sharia financial literacy, a 58% reduction in consumptive behavior, and a 65% increase in family savings. Post-program evaluation indicated that 82% of participants were able to create family budgets based on sharia principles and 70% actively utilized sharia financial products. Overall, the program successfully established a sustainable family financial management ecosystem contributing to long-term improvements in community economic welfare.