SJEE (Scientific Journals of Economic Education)
Vol 10, No 2 (2026): September

Determinasi Minat Investasi Menggunakan Platform Exchange: Peran Literasi Keuangan dan Perceived Risk

Yogi Fajar Afrizaldi (Economic Education Program Study, FKIP, Universitas Siliwangi, Tasikmalaya)
Gugum Gumilar (Economic Education Program Study, FKIP, Universitas Siliwangi, Tasikmalaya)
Ati Sadiah (Economic Education Program Study, FKIP, Universitas Siliwangi, Tasikmalaya)



Article Info

Publish Date
01 Sep 2026

Abstract

This study analyzes the influence of financial literacy and perceived risk on investment interest of Economics Education students on exchange platforms. This study uses a quantitative approach with a survey method. The research sample consisted of 163 respondents determined through proportional stratified random sampling technique. Data collection was conducted using a questionnaire, while data analysis used multiple linear regression with the Weighted Least Squares (WLS) approach to meet the prerequisite test. The test results show that financial literacy has a positive and significant influence on the interest in using exchange platforms as an investment tool with a t-value of 9.484 and a significance of 0.000. Meanwhile, perceived risk has a negative effect on investment interest with a t-value of -2.600 and a significance of 0.010. When viewed from the simultaneous test, perceived risk and financial literacy have a significant effect on the interest in using exchange platforms as a tool for investment with an F of 247.075 and a coefficient of determination (R²) of 0.755. This indicates that financial literacy is the most influential factor in increasing investment interest in students, while risk perception is a inhibiting factor. This research provides important implications for strengthening digital financial literacy and managing risk perceptions to increase student participation in exchange-based platform investments.

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Journal Info

Abbrev

ojssjee

Publisher

Subject

Economics, Econometrics & Finance Education Other

Description

SJEE (Scientific Journals of Economic Education) dipublikasikan oleh Program Studi Pendidikan Ekonomi, Fakultas Keguruan dan Ilmu Pendidikan, Universitas Batanghari. SJEE (Scientific Journals of Economic Education) merupakan jurnal yang diterbitkan dengan tujuan memberikan hasil penelitian empiris ...