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All Journal SJEE (Scientific Journals of Economic Education)
Gugum Gumilar
Economic Education Program Study, FKIP, Universitas Siliwangi, Tasikmalaya
Economics, Econometrics & Finance Education Other

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Penerapan Model Pembelajaran Kooperatif Tipe Teams, Games, Tournamnet (TGT) Berbantuan Media Wayground Terhadap Hasil Belajar Mata Pelajaran Ekonomi Lani Devita Hijriani; Ai Nur Solihat; Gugum Gumilar
SJEE (Scientific Journals of Economic Education) Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v10i2.442

Abstract

This study aims to analyze the effect of implementing the Teams Games Tournament (TGT) cooperative learning model supported by the wayground learning platform on the learning outcomes of tenth-grade students at State Senior High School 8 Tasikmalaya. This study employed a quantitative approach with a quasi-experimental method using a non-equivalent control group design. The population consisted of all tenth-grade students totaling 490 students. The samples were selected using a non-probability sampling technique, resulting in Class X-5 as the experimental class and Class X-6 as the control class. The collected data were analyzed using normality and homogeneity tests as prerequisite tests, followed by hypothesis testing using the t-test. The findings revealed that the learning outcomes of students in the experimental class who were taught using the Teams Games Tournament (TGT) cooperative learning model supported by the wayground learning platform were higher than those of students in the control class who received conventional instruction. Therefore, the implementation of the Teams Games Tournament (TGT) cooperative learning model supported by wayground positively affected students’ learning outcomes in Economics, particularly on the topic of Financial Institutions in Indonesia
Pengaruh Lingkungan Teman Sebaya dan Motivasi Belajar Terhadap Hasil Belajar Ekonomi Kelas XI SMA Negeri 7 Tasikmalaya Adisty Fitria Shakinah; Yoni Hermawan; Gugum Gumilar
SJEE (Scientific Journals of Economic Education) Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v10i2.424

Abstract

The problem in this research is the low learning outcomes of students in the Economics subject class XI SMA Negeri 7 Tasikmalaya. This research aims to determine the influence of the peer environment and learning motivation on learning outcomes in economics subjects. The research method used is a survey method with an explanatory design. The population in this study was class XI students at SMA Negeri 7 Tasikmalaya, totaling 144 students. The sampling technique uses saturated samples. The data collection technique in this research uses a questionnaire, the data analysis technique used is multiple linear regression analysis. The results of the research show that there is a positive and significant influence between the peer environment on learning outcomes, and there is a positive and significant influence between learning motivation on learning outcomes, and there is a positive and significant influence between the peer environment and learning motivation on learning outcomes
Peran Literasi Keuangan Digital dalam Meningkatkan Strategi Pemasaran Online UMKM Berbasis Marketplace di Era Smart Economy di Wilayah Kota Tasikmalaya Alpin Alpin; Kurniawan Kurniawan; Gugum Gumilar
SJEE (Scientific Journals of Economic Education) Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v10i2.430

Abstract

The low level of digital financial literacy among MSMEs is a significant obstacle in optimizing the potential of the digital economy in Tasikmalaya City. This research aims to comprehensively analyze the role of digital financial literacy in supporting the effectiveness of marketplace-based online marketing strategies in the smart economy era. Using qualitative case study methods, data was collected from six informants from MSME actors through in-depth interviews, observation and documentation. Data analysis was carried out systematically using NVivo software for thematic mapping. The research results reveal that digital financial literacy is not just a technical transaction capability, but a strategic foundation that influences planning, implementation and marketing evaluation. The marketplace is transforming into an ecosystem that manages transaction patterns and digital sales reports automatically. Even though the establishment of digital marketing strategies has become widespread, the use of digital data for long-term evaluation still requires increasing literacy capacity so that MSMEs can compete sustainably in the era of the smart economy.
Financial Literacy, Self-Control, and Debt Attitude Predict BNPL Indebtedness among Generation Z Agni Yanti Nur Septi Pratiwi; Gugum Gumilar; Edi Fitriana Afriza
SJEE (Scientific Journals of Economic Education) Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v10i2.426

Abstract

The rapid growth of Buy Now Pay Later (BNPL) services among Generation Z has raised concerns about increasing indebtedness due to easy access and flexible payment features. Without adequate financial literacy, self-control, and appropriate attitudes toward debt, Generation Z is more vulnerable to excessive borrowing behavior. This study aims to analyze the effect of financial literacy, self-control, and debt attitude on the propensity to indebtedness among Generation Z students using BNPL. This research employed a quantitative approach with a survey method involving 318 Generation Z students from the 2023 cohort at Universitas Siliwangi, selected through simple random sampling. Data were collected through questionnaires and analyzed using multiple linear regression. The results show that financial literacy, self-control, and debt attitude have a positive and significant effect on the propensity to indebtedness, both partially and simultaneously. These findings indicate that cognitive and behavioral factors play an important role in shaping Generation Z students’ tendency to incur debt in BNPL usage.
Determinasi Minat Investasi Menggunakan Platform Exchange: Peran Literasi Keuangan dan Perceived Risk Yogi Fajar Afrizaldi; Gugum Gumilar; Ati Sadiah
SJEE (Scientific Journals of Economic Education) Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v10i2.472

Abstract

This study analyzes the influence of financial literacy and perceived risk on investment interest of Economics Education students on exchange platforms. This study uses a quantitative approach with a survey method. The research sample consisted of 163 respondents determined through proportional stratified random sampling technique. Data collection was conducted using a questionnaire, while data analysis used multiple linear regression with the Weighted Least Squares (WLS) approach to meet the prerequisite test. The test results show that financial literacy has a positive and significant influence on the interest in using exchange platforms as an investment tool with a t-value of 9.484 and a significance of 0.000. Meanwhile, perceived risk has a negative effect on investment interest with a t-value of -2.600 and a significance of 0.010. When viewed from the simultaneous test, perceived risk and financial literacy have a significant effect on the interest in using exchange platforms as a tool for investment with an F of 247.075 and a coefficient of determination (R²) of 0.755. This indicates that financial literacy is the most influential factor in increasing investment interest in students, while risk perception is a inhibiting factor. This research provides important implications for strengthening digital financial literacy and managing risk perceptions to increase student participation in exchange-based platform investments.
Penerapan Model Pembelajaran Cooperative Learning Tipe Question Student Have Dalam Upaya Meningkatkan Hasil Belajar Pada Mata Pelajaran Ekonomi Diky Firmansyah; Gugum Gumilar; Ai Nur Solihat
SJEE (Scientific Journals of Economic Education) Vol 10, No 2 (2026): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/sjee.v10i2.431

Abstract

The notion to try to establish a learning approach that encourages students to actively ask questions arose from the fact that students were not asking many questions during sessions. The primary focus of this study is the economic learning outcomes of students. The goal of this study is to ascertain whether learning outcomes have improved and to compare learning outcomes before and after the intervention in the experimental class using the "questions students have" learning model and the control class using the traditional learning model. This research was carried out at SMAN 1 Langkaplancar. The quasi-experimental approach was the research methodology employed. Purposive sampling was used to choose 72 students in the 10th grade at SMAN 1 Langkaplancar for the study sample. A 60-item multiple-choice test served as the study's instrument. With a significance threshold of 5% (0.005), data analysis was carried out using SPSS version 25, specifically the paired-sample and independent-sample t-tests. A Sig. (2-tailed) value of 0.010 was determined based on the study findings. The experimental class, which used the "question student have" learning model, and the control class, which used the conventional learning model, had different student learning outcomes following the instructional treatment, as indicated by the Sig. (2-tailed) value being less than 0.05.
Co-Authors Adisty Fitria Shakinah Agni Yanti Nur Septi Pratiwi Ai Nur Solihat Alpin Alpin Ati Sadiah Diky Firmansyah Edi Fitriana Afriza Kurniawan Kurniawan Lani Devita Hijriani Yogi Fajar Afrizaldi Yoni Hermawan