Kartika: Jurnal Studi Keislaman
Vol. 6 No. 3 (2026): Kartika: Jurnal Studi Keislaman (August)

Digital Relationship Marketing dan E-Service Quality dalam Membangun Customer Loyalty: Peran Mediasi Customer Trust pada Pengguna Mobile Banking BRImo

Nurul Izzahtul Islamiah (Universitas Yudharta Pasuruan)
Eko Agus Alfianto (Universitas Yudharta Pasuruan)



Article Info

Publish Date
31 Aug 2026

Abstract

This study examines the effect of Digital Relationship Marketing and E-Service Quality on Customer Loyalty through Customer Trust among BRImo mobile banking users in the Pasuruan area. A quantitative explanatory design was applied using purposive sampling, resulting in 123 respondents. Data were collected through a five-point Likert questionnaire and analyzed using descriptive statistics, validity and reliability tests, classical assumption tests, path analysis, t-test, F-test, coefficient of determination, and Sobel test. Digital Relationship Marketing significantly affects Customer Trust (β=0.447; p<0.001), while E-Service Quality also has a significant effect (β=0.637; p<0.001). Digital Relationship Marketing affects Customer Loyalty (β=0.250; p<0.001), E-Service Quality affects Customer Loyalty (β=0.206; p=0.007), and Customer Trust affects Customer Loyalty (β=0.538; p<0.001). The first structural model explains 74.0% of Customer Trust and the second explains 74.4% of Customer Loyalty. The indirect effects are 0.241 and 0.343, respectively, with Sobel statistics of 4.865 and 5.420. The results confirm significant partial mediation by Customer Trust.

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Journal Info

Abbrev

kartika

Publisher

Subject

Religion Economics, Econometrics & Finance Education

Description

KARTIKA: Jurnal Studi Keislaman covers a variety of subjects, ranging from Islamic history, law, sufism, theology, politics, philosophy, the Qur’an and hadith, to modern and contemporary developments including such issues as democracy, gender, and human rights as well as social and cultural ...