Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE)
Vol. 5 No. 2 (2026): Agustus: Jurnal Riset Rumpun Ilmu Ekonomi

Pengaruh Kinerja Keuangan Dan Dana Pihak Ketiga (DPK) Terhadap Penyaluran Pembiayaan Pada BPRS Di Provinsi Jawa Tengah Tahun 2016-2025

Regita Cahyaningsih (Unknown)
Mutia Pamikatsih (Unknown)
Hatta Setiabudhi (Unknown)



Article Info

Publish Date
31 Aug 2026

Abstract

This study investigates how financial performance and third party funds (DPK) affect financing disbursement at Sharia People's Economic Banks (BPRS) in Central Java Province from 2016 to 2025. By applying quantitative methods, using secondary data from BPRS financial reports published by the Financial Services Authority (OJK). A purposive sampling approach was used to select all BPRS in Central Java Province for the study population, which includes 25 BPRS. Stata 17 research software was used to perform data processing with panel data regression techniques. The Random Effect Model (REM) was the best estimation model, according to the results of model selection that included the Lagrange multiplier, Chow test, and Hausman. With a determination coefficient of 90.42%, NPF, ROA, and DPK had a significant influence on financing disbursement, while 9.58% was influenced by other variables outside the model. Conversely, NPF and ROA partially did not have a significant influence, while DPK had a significant influence on financing disbursement in the partial test.

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Journal Info

Abbrev

JURRIE

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Riset Rumpun Ilmu Ekonomi adalah jurnal yang ditujukan untuk publikasi artikel ilmiah yang diterbitkan oleh Pusat riset dan Inovasi Nasional, Universitas Sains dan Teknologi Komputer. Jurnal ini adalah jurnal Riset Rumpun Ilmu Ekonomi yang bersifat peer-review dan terbuka. Bidang kajian dalam ...