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The Effect of Procedural Justice on Organizational Citizenship Behavior (OCB) with Trust as the Intervening Variable Elok Ainur Latif; Mutia Pamikatsih
Almana : Jurnal Manajemen dan Bisnis Vol 4 No 3 (2020): December
Publisher : Program Studi Manajemen, Fakultas Ekonomi, Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (257.029 KB) | DOI: 10.36555/almana.v4i3.1490

Abstract

This study describes the effect of perceptions of procedural justice that employees feel on the organization and supervisor. Different sources that exist in perceptions of procedural justice will affect different OCB. This influence can be proven through the mechanism of social exchange relations that occur between organizational procedural justice and OCB which is mediated by trust. This research was conducted to determine the role of the target similarity model by examining the relationship of multifoci procedural justice, social exchange, and employee OCB together. The research sample involved nurses who worked at RSI (Islamic Hospital) Fatima Cilacap. Data collection was carried out using survey methods and questionnaires. Data analysis was performed using simple regression analysis through mediation. The results of this study found that the role of procedural justice in an organization is very important. Employees who have a perception of procedural justice will feel highly valued in their role as part of the organization so that the OCB shown to the organization tends to be high. The higher the level of perceptions of procedural justice felt by employees, the motivation of these employees to always show a higher OCB towards the organization and supervisor will also increase.
Potensi Pengembangan Produk Pembiayaan Akad Salam Di Bank Wakaf Mikro Al-Ihya Baitul Aqof Cilacap Mutia Pamikatsih; Elok Ainur Latif

Publisher : Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (684.198 KB) | DOI: 10.35891/jsb.v7i2.2302

Abstract

The micro-agriculture sector is considered not bankable, which makes farmes look for sources of capital from the pengijon system. BMW aims to provide access to capital for the small community as well as provide guidance to micro-entrepreneurs. Based on the results of research on the salam contract, micro waqfbanks will help solve problems faced by farmers and micro waqf banks can maximize their role in community empowerment, especially the poor who are categorized economi cally active working poor and lower income communities. __________________________________________________________________ Sektor pertanian mikro dianggap tidak bankable sehingga membuat petani mencari sumber pemodalan dari sistem pengijon. BMW bertujuan menyediakan akses modal bagi masayarakat kecil serta melakukan pembinaaan kepada pelaku usaha mikro. Berdasarkan hasil penelitian akad salam pada bank wakaf mikro akan membantu menyelesaikan permasalahan yang dihadapi oleh petani dan Bank wakaf mikro dapat memaksimalkan perannya dalam pemberdayaan masyarakat, terutama masyarakat miskin yang berkatagori economically active working poor dan masyarakat lower income
ANALISIS KESEJAHTERAAN PETANI NIRA KOPERASI SEMI RAHAYU MANDIRI UNTUK MENGEMBANGKAN PEREKONOMIAN LOKAL Ruslina Baeti; Mutia Pamikatsih
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 04 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i04.1200

Abstract

This study aims to determine the level of welfare of sap farmers in the Semi Rahayu Mandiri Cooperative and to determine the effect of the farmer's age, number of trees, length of work and land ownership on the amount of production produced by the farmers collectively. This research was conducted in the semi-rahayu independent cooperative with a sample of 30 sap farmers who are members of the cooperative. This study uses interview and observation methods, a type of quantitative research using descriptive statistical analysis. The results of this study show that the sap farmers who are members of the Semi Rahayu Mandiri Cooperative are said to be prosperous with an average income value of IDR 4,391,167 per month, this income is above the poverty line or poverty line in Cilacap Regency. With the level of welfare owned by farmers so that they can improve their quality of life, based on the total income earned by farmers, they have the potential to develop the local economy so that it becomes a leading sector. Therefore farmers work together in cooperatives to improve their institutions with the aim of stabilizing the selling price of coconut sugar.
Analisis Faktor-Faktor yang mempengaruhi Pengungkapan Akuntansi Sumber Daya Manusia pada Perbankan di Indonesia Hatta Setiabudhi; Mutia Pamikatsih
Monex: Journal of Accounting Research Vol 12, No 1 (2023)
Publisher : Pusat Penelitian dan Pengabdian Masyarakat Politeknik Harapan Bersama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30591/monex.v12i1.4184

Abstract

Akuntansi SDM merupakan suatu proses pengindentifikasian dan pengukuran mengenai data dari sumber darya manusia serta memberikan komunikasi atas informasi mengenai data ini ke pihak-pihak yang memiliki kepentingan. Akuntansi Sumber Daya Manusia juga dinilai berdampak terhadap kinerja perusahaan. Penelitian ini bertujuan untuk menganalisis pengaruh ukuran perusahaan, Profitabilitas, Umur perusahaan , ukuran dewan komisaris serta Gender terhadap Pengungkapan Akuntansi Sumber Daya Manusia. Penelitian ini dilakukan pada perusahaan perbankan go public periode 2020. Analisis regresi jenis berganda merupakan teknik didalam analisis data pada penelitian ini. Penelitian menunjukkan hasil bahwa ukuran perusahaan, Profitabilitas, ukuran dewan komisaris dan Gender tidak memiliki pengaruh terhadap Pengungkapan Akuntansi Sumber Daya Manusia. Umur perusahaan  memiliki pengaruh terhadap Pengungkapan Akuntansi Sumber Daya Manusia pada  perbankan di Indonesia.
Cryptocurrency and Macro-Economic Stability: Impacts and Regulations Tekat Sukomardojo; Mutia Pamikatsih; Yulian Arpianto; Ani Nuraini; Endang Fatmawati
International Journal of Science and Society Vol 5 No 4 (2023): International Journal of Science and Society (IJSOC)
Publisher : GoAcademica Research & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/ijsoc.v5i4.842

Abstract

This research aims to determine the impact of Cryptocurrency on macroeconomics, especially in terms of inflation, exchange rates, and other relevant aspects. This article also analyzes the various regulatory approaches that governments around the world have implemented to address risks and manage the development of cryptocurrencies. The method used in this research is qualitative with a descriptive-analytic approach. The methods used in this research include collecting data from various sources, including historical cryptocurrency data, macroeconomic data, and cryptocurrency regulatory data. The results of the analysis show that cryptocurrencies can have a significant impact on macroeconomic stability, both positive and negative, depending on factors such as widespread use, price volatility, and role in the global financial system. Additionally, the different regulatory approaches reflect the diversity of global views on cryptocurrencies and the challenges of regulating technological innovation. This article summarizes these findings and underscores the importance of a deep understanding of cryptocurrencies in the era of digital finance.
Desain dan Uji Performansi Alat Pengering Gula Semut Untuk Meningkatkan Kualitas Produksi Industri Rumahan Christian Soolany; Mutia Pamikatsih; Setya Permana Sutisna
Rona Teknik Pertanian Vol 16, No 2 (2023): Volume No. 16, No. 2, Oktober 2023
Publisher : Department of Agricultural Engineering, Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17969/rtp.v16i2.31195

Abstract

Abstrak. Gula semut adalah produk diversifikasi gula palma berbentuk butiran yang diperoleh dari nira aren, atau nira kelapa. Tanaman Kelamapa banyak tumbuh dengan subur di Kabupaten Cilacap, salah satunya dihasilkan oleh Kelompok Tani Semi Rahayu yang berada di Desa Prapagan Kecamatan Jeruk Legi. Kelompok tani ini mampu menghasilkan gula kelapa sebesar 2-3 ton per bulan. Proses produksi gula semut di kelompok tani semi rahayu dilakukan secara konvensional. Salah satu proses penting dalam proses produksi gula semut yaitu pengeringan. Proses pengeringan yang tidak sesuai dengan standar akan menyebabkan gula semut yang diproduksi mempunyai umur simpan yang pendek. Hal ini menjadi salah satu permasalahan pada kelompok tani semi rahayu karena proses pengeringan masih dilakukan secara manual. Untuk mengatasi permasalahan ini maka solusi yang ditawarkan yaitu teknologi tepat guna berupa alat pengering yang diharapkan dapat meningkatkan kualitas gula semut sehingga umur simpan menjadi lebih panjang. Tujuan penelitian ini adalah menghasilkan gula semut dengan kadar air sesuai dengan baku mutu standar dengan rekayasa teknologi berupa alat pengering gula semut. Metode yang digunakan pada penelitian ini adalah rancang bangun konvensional yang terdiri dari rancangan structural dan rancangan fungsional. Selanjutnya dilakukan uji kinerja dari alat pengering dengan melihat kadar air yang dihasilkan dari proses pengeringan. Hasil yang diperoleh dari 3 kali uji kinerja dengan kapasitas 50 kg dengan setiap 5 fan yang masing – masing fan berisi 10 kg gula semut. Pengukuran selama 8 jam diperoleh nilai kadar air pengukuran pertama adalah 2,583 % b/b, 2,417 % b/b, dan 2,083 % b/b. suhu pengeringan yang digunakan 60 oC . rata – rata kadar air yang dihasilkan sebesar 2,361 %, b/b dengan waktu pengeringan 8 jam menggunakan Gas LPG dengan konsumsi sebesar 2,1 kg.Design and Performance Test of Palm Sugar Dryer to Improve the Quality of Home Industry Production Abstract. One of the important processes in the production of palm sugar is drying. The drying process that is not in accordance with the standard will cause the palm sugar produced to have a short shelf life. This is one of the problems experienced especially for home industry producers because the drying process is still done traditionally. To overcome this problem, the solution offered is appropriate technology in the form of a dryer which is expected to improve the quality of palm sugar so that the shelf life becomes longer. The purpose of this research is to produce palm sugar dryer that is in accordance with the needs and capabilities of home industries so that it can produce palm sugar with water content according to standard quality standards. The method used in this study is a conventional design consisting of structural design and functional design. Furthermore, the performance test of the dryer was carried out by looking at the moisture content resulting from the drying process. The results obtained from three-time performance tests with a capacity of 50 kg and measurements for 8 hours obtained water content values were 2.583% w/w, 2.417% w/w, and 2.083% w/w. The drying temperature used was 60 oC which resulted in an average moisture content of 2.361%, w/w, drying time of 8 hours and required 2.1 kg of LPG gas as the main fuel.
ANALISIS RASIO CAMEL UNTUK MENGUKUR TINGKAT KESEHATAN BANK PADA PT. BPRS BUMI ARTHA SAMPANG TAHUN 2019-2021 Suwono; Mutia Pamikatsih; Yuli Amelianti
AmaNU: Jurnal Manajemen dan Ekonomi Vol. 6 No. 1 (2023)
Publisher : Universitas Nahdlatul Ulama Al Ghazali Cilacap

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the soundness level of the bank at PT BPRS Bumi Artha Sampang in 2019-2021 and to determine the development of its soundness level. This assessment uses the CAMEL method which consists of 5 aspects, namely aspects of Capital, Asset Quality, Management, Earning and Liquidity. The capital aspect uses the CAR ratio, the asset quality aspect uses the KAP ratio, the management aspect uses the NPM ratio, the earning aspect uses the ROA and BOPO ratios, and the Liquidity aspect uses the FDR ratio. Assessment of the soundness level of a bank is needed by various interested parties, especially for the bank so that it can find out the development of its soundness level and can be used as material for consideration and evaluation to determine future plans. This research is a type of quantitative descriptive research. Data source used is secondary data derived from the annual financial report of PT. BPRS Bumi Artha Sampang for 2019-2021 which was obtained directly from the bank. Data collection techniques in this study used document analysis techniques, namely by analyzing financial statements using the CAMEL method to determine the soundness level of the bank. The results of this research are in 2019 and 2020 PT. BPRS Bumi Artha Sampang is in an unhealthy position with a total score of 58.20 and 61.14. Whereas in 2021 the total CAMEL score will increase to 66.60 so that it is quite healthy. The development of the bank's soundness level is always increasing, but the bank must continue to improve its performance so that the bank's soundness level will be even better in the future.
Financial performance of conventional and islamic commercial banking during the Covid-19 Pandemic: A comparative analysis Sopi Siti Sopiah; Hatta Setiabudhi; Mutia Pamikatsih
Jurnal Mantik Vol. 7 No. 4 (2024): February: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v7i4.4703

Abstract

The differences in fundamental operational principles and models between conventional and Islamic commercial banks raise questions about how the financial performance of these two banks will develop during the pandemic. This study aims to compare the financial performance of conventional and Islamic commercial banks. The ratios analyzed in this research include NPL/NPF, ROA, ROE, BOPO, NIM/NOM, and LDR/FDR. The sample consists of commercial banks that implement dual-system banking and have been registered with OJK as domestic private banks. The data used in this study are secondary data from quarterly financial reports covering the period 2020–2022. The approach used in data analysis is descriptive statistics to provide a general overview of the comparison between conventional and Islamic commercial banks. Furthermore, data normality is tested using the Kolmogorov-Smirnov test to ensure data distribution. Since the data is not normally distributed, the hypothesis testing in this study employs nonparametric statistics, specifically the Mann-Whitney U test. The results of the study indicate that, overall, Islamic commercial banks perform better than conventional commercial banks in terms of financial performance. The hypothesis analysis results reveal differences in the NIM/NOM ratios between conventional and Islamic commercial banks. However, there is no significant difference in the NPL/NPF, ROE, BOPO, and LDR/FDR ratios between the two types of banks
ANALISIS PENGARUH CAR, NPF, DAN FDR TERHADAP ROA BANK UMUM SYARIAH Lukman Hakim; Mutia Pamikatsih; Hatta setiabudi
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 6 No 1 (2023): Article Research Volume 6 Number 1, Januari 2023
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v6i1.1008

Abstract

During the observation period, the purpose of this study is to ascertain how return on assets (ROA) in Islamic commercial banks is affected by the financing to deposit ratio (FDR), non-performing financing (NPF), and capital adequacy ratio (CAR).48 purposeful samples taken from Islamic Commercial Banks between 2017 and 2020 comprise the study's population. This study employs the classical assumption test, which consists of four tests: the Normality test, the Multicollinearity test, the Heteroscedasticity test, and the Autocorrelation test. In addition to the Classic Assumption test, this study employs the t test, also known as a partial test, and the F test, either individually or in combination. The results of this study found that the Capital Adequacy Ratio (CAR) variable which has a Sig value does not affect return on assets, while Non Performing Financing (NPF) has a Sig value which affects return on assets of 0.000 and the Financing to Deposit Ratio (FDR) which has a value of 0.297 is above 0.05. Return on assets (ROA) this year can be predicted with these three variables. research, and the remaining 33.4% is influenced by non-research factors.
Defining the Future: The Role of Blockchain Technology in Monitoring International Aid Funds Lumastari Ajeng Wijayanti; Avid Leonardo Sari; Mutia Pamikatsih; Tuti Dharmawati; Bagus Setya Rintyarna
ENDLESS: INTERNATIONAL JOURNAL OF FUTURE STUDIES Vol. 6 No. 3 (2023): ENDLESS: International Journal of Future Studies
Publisher : Global Writing Academica Researching & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/endlessjournal.v6i3.228

Abstract

This article presents an in-depth analysis of blockchain technology's role in international aid fund management. The authors outline a conceptual framework illustrating how blockchain can be applied to improve aid monitoring systems, focusing on critical aspects such as transparency, recipient identification, and automation of fund distribution. We also discuss the ethical, security, and technology readiness challenges that may be faced in blockchain implementation. This article provides in-depth insight into how blockchain technology can address existing problems in international aid fund management by detailing concrete case studies and describing the research methods used. Research findings show that blockchain implementation has succeeded in increasing transparency, speeding up the distribution process, and optimising the use of aid funds. The article's result underscores the importance of continuing to pay attention to ethical, security, and inclusivity considerations while developing and implementing these technologies. By taking a holistic approach, using blockchain to monitor international aid funds can bring about significant positive change, increase efficiency, and support global development goals.