JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Vol 10 No 2 (2026): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)

Strategies for Enhancing Financial Literacy and Digitalization at the Merah Putih Village Cooperative in East OKU Regency: Strategi Peningkatan Literasi Keuangan dan Digitalisasi Pada Koperasi Desa Merah Putih di Kabupaten OKU Timur

Muhamad Nanang Rifa'i (Pendidikan Ekonomi, Universitas Nurul Huda, Sumatera Selatan)
Vovi Sinta B (Pendidikan Ekonomi, Universitas Nurul Huda, Sumatera Selatan)
Khafid Ismail (Pendidikan Ekonomi, Universitas Nurul Huda, Sumatera Selatan)
Rita Purwati (Pendidikan Ekonomi, Universitas Nurul Huda, Sumatera Selatan)
Ismindar Rahayu (Pendidikan Ekonomi, Universitas Nurul Huda, Sumatera Selatan)



Article Info

Publish Date
28 Aug 2026

Abstract

This study aims to identify the strategic needs for improving financial literacy and digitalization in Koperasi Desa Merah Putih in Ogan Komering Ulu Timur Regency and to determine the priority development strategies. The study employed a descriptive-analytical approach using mixed methods. SWOT analysis was used to identify the internal and external factors of the cooperative, while the VRIO analysis was applied to evaluate the competitive advantages of the cooperative’s resources. Furthermore, the Analytical Hierarchy Process (AHP) method was utilized to determine strategic priorities based on expert judgment. Data were collected through observation, interviews, questionnaires, documentation, and literature studies. The results indicated that low financial literacy, limited utilization of digital technology, and weak cooperative governance were the main issues requiring attention. The priority strategies include the implementation of cooperative digital systems, financial literacy training, human resource assistance, and strengthening governance based on transparency. This research is expected to provide a strategic model for sustainable village cooperative development through financial literacy and digitalization.

Copyrights © 2026






Journal Info

Abbrev

jpek

Publisher

Subject

Economics, Econometrics & Finance Education

Description

Jurnal Pendidikan Ekonomi dan Kewirausahaan (jpek) terbit dua kali setahun pada bulan juni dan desember. Memuat artikel, riset maupun pemikiran-pemikiran kritis tentang pendidikan ekonomi, ekonomi, dan kewirausahaan yang relevan bagi pengembangan profesi dan praktek ilmu ekonomi. ...