Annusfy
Vol. 1 No. 12 (2026): August 2026 , Annusfy

Development Sharia Investment in Indonesia in the Digital Era

Miftachul Ulum (Universitas Sunan Drajat Lamongan)
Putri Dinanda Anum Farhana (Universitas Sunan Drajat Lamongan)
Ita Yunia Nita (Universitas Al Azhar, Egypt)
Wanto Wanto (Institut Alif Muhammad Imam Syafii)



Article Info

Publish Date
28 Sep 2026

Abstract

This study aims to analyze the development of sharia investment in Indonesia in the digital era, including the sharia capital market, sharia fintech, and investment instrument innovations. The study employed a library research method with a qualitative descriptive approach based on relevant academic literature. The findings show that digitalization has accelerated the growth of sharia investment through easier access, transaction efficiency, and innovations such as sharia fintech, online sharia mutual funds, and digital sukuk. Digitalization has also increased financial inclusion and public investment interest, particularly among younger generations. However, challenges remain, including low levels of sharia financial literacy, limited product diversification, cybersecurity risks, and technological infrastructure disparities. The study concludes that the digital era provides significant opportunities for the development of sharia investment in Indonesia, but sustainable growth requires supportive regulations, improved sharia financial literacy, and stronger digital infrastructure. 

Copyrights © 2026






Journal Info

Abbrev

khuzroh

Publisher

Subject

Religion Economics, Econometrics & Finance Education Social Sciences Other

Description

Annusfy : Journal of Multidisciplinary Research merupakan jurnal penelitian dan pengabdian kepada masyarakat multidisiplin yang memuat kajian penelitian, pengabdian kepada masyarakat dalam bidang ilmu ekonomi, manajemen pendidikan, studi Islam, pondok pesantren, ilmu ekonomi, ekonomi syariah, dan ...