Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia
Vol. 5 No. 3 (2026): September : Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia

Edukasi Pemahaman, Pengelolaan dan Keamanan Keuangan Digital bagi Masyarakat Wilayah Pesisir di Desa Tulang

Ramzi Fauzan (Universitas Maritim Raja Ali Haji)
Yuliana Rahmi Salsabila (Universitas Maritim Raja Ali Haji)
Yuli Tiurida Simarangkir (Universitas Maritim Raja Ali Haji)
Resha Amanda (Universitas Maritim Raja Ali Haji)
Sahrul Efendi (Universitas Maritim Raja Ali Haji)
Kurniaseh Kurniaseh (Universitas Maritim Raja Ali Haji)
Tedy Nopandri (Universitas Maritim Raja Ali Haji)
Muhammad Ilham (Universitas Maritim Raja Ali Haji)
Puan Lingga Muharani (Universitas Maritim Raja Ali Haji)
Riva Failin Dwiyanti (Universitas Maritim Raja Ali Haji)
Muhamad Al Rasyid (Universitas Maritim Raja Ali Haji)



Article Info

Publish Date
30 Sep 2026

Abstract

The development of digital technology has encouraged the use of digital financial services; however, coastal communities still have limited understanding of financial literacy. This community service activity aimed to improve the understanding of Tulang Village residents regarding financial literacy, Rupiah authenticity, financial management, and digital transaction security. The activity was conducted on August 24, 2026, involving 11 participants through lectures, discussions, and question-and-answer sessions. Evaluation was conducted qualitatively by observing participant engagement throughout the activity. The results showed a fairly positive response, indicated by active participation in discussions and questions concerning how to distinguish genuine from counterfeit Rupiah, manage income and expenses, and use digital financial services safely. Materials adapted to irregular income patterns and limited digital access among coastal communities were considered relevant to participants’ needs. This activity provided understanding of financial management and digital financial security, although improvement in participants’ knowledge could not yet be measured quantitatively. Future activities should employ pre-tests and post-tests to measure changes in participants’ understanding more systematically.

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