Public Resource Innovation Management and Excellence (PRIME)
June 2026, Volume 3 Number 2

The Effect Of Providing Credit To The Sehati Manipi Tassililu Saving And Loan Cooperative On The Income Levels Of Small Traders In West Sinjai Subdistrict Sinjai District

Nur Qodriah Syafitri (Universitas Negeri Makassar)
Risma Niswaty (Universitas Negeri Makassar)
Andi Muhammad Rivai (Universitas Negeri Makassar)



Article Info

Publish Date
30 Jun 2026

Abstract

This study aims to determine the effect of giving credit to the savings and loan cooperative Sehati Manipi Tassililu on the income level of small traders in West Sinjai Sub District, Sinjai District. This study uses a type of quantitative through observation, documentation, and distributing questionnaires as the data collection techniques. The sampling technique used was random sampling method with a total sample of 85 respondents. The data obtained from the results of the research were processed using data analysis and the help of the SPSS version 25 program which consisted of validity tests, reliability tests, descriptive statistical analysis, as well as inferential statistical analysis techniques. The results of this study show that the indicators used for each of these variables indicate that the provision of credit to the SehatiManipi Tassililu savings and loan cooperative is in the very good category. Meanwhile, indicators on the variable income level of small traders is in the very high category. In addition, based on the results of the coefficient of determination test, there is a strong/high influence of 53.3% between the two variables.

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Journal Info

Abbrev

PRIME

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

Description

Public Resource Innovation Management and Excellence (PRIME) is a peer-reviewed, open-access journal dedicated to advancing the knowledge and practice of public resource management. Our mission is to provide a platform for researchers, scholars, and practitioners to share cutting-edge research, ...