Literasi: Jurnal Pengabdian Masyarakat dan Inovasi
Vol 6 No 2 (2026)

Peningkatan Literasi Keuangan dan Analisis Kelayakan Usaha Berbasis Digital untuk Penguatan Tata Kelola Bisnis BUMDes Pesisir

Firmanilah Kamil (Politeknik Negeri Ketapang)
Irfan Cholid (Politeknik Negeri Ketapang)
Ikhsan Prasetya (Politeknik Negeri Ketapang)
Budi Pratomo Sibuea (Politeknik Negeri Ketapang)
Alfath Desita Jumiar (Politeknik Negeri Ketapang)
Ari Priyanto (Politeknik Negeri Ketapang)
Amir Hamzah Nasution (Politeknik Negeri Ketapang)
Anto Susanto (Politeknik Negeri Ketapang)
Irianto SP (Politeknik Negeri Ketapang)
Ira Arianti (Politeknik Negeri Ketapang)
Muh Anhar Anhar (Politeknik Negeri Ketapang)



Article Info

Publish Date
28 Oct 2026

Abstract

Village-Owned Enterprises (BUMDes) play a crucial role in supporting rural economic development through the management of services and business units based on local potential. The development of business units requires the management to have the ability to manage finances and make decisions based on measurable planning. This community service activity aims to improve financial literacy and the ability to conduct digital-based business feasibility analyses for the management of BUMDes Tanjung Matan in Sukabaru Village, Ketapang Regency. The activity was carried out through outreach sessions, training, discussions, and the use of spreadsheets to support business planning and financial simulations. A broiler duck business plan was used as the context for applying the material because the BUMDes already had a coop but had not yet begun operational activities. The material covered capital identification, cost categorization, financial record-keeping, calculation of revenue and business profits, as well as risk assessment and business readiness. The results of the activity demonstrated an enhanced understanding among the management regarding the importance of financial planning and feasibility analysis before starting a business. The use of digital technology also helped introduce a more systematic approach to preparing and simulating business calculations. The results of discussions and interviews indicated that the training material was relevant to the management’s needs in preparing for business development. This activity provided an initial contribution toward strengthening the business governance of BUMDes Tanjung Matan.

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Journal Info

Abbrev

literasi

Publisher

Subject

Other

Description

LITERASI: Jurnal Pengabdian Masyarakat dan Inovasi dengan nomor registrasi ISSN (online) adalah jurnal ilmiah multidisiplin terbitan Pengelola Jurnal Politeknik Negeri Ketapang. Jurnal ini bertujuan untuk menyebarkan ide dari hasil pengabdian yang telah dicapai melalui kegiatan pengabdian kepada ...