Ikhsan Prasetya
Politeknik Negeri Ketapang

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Peningkatan Literasi Keuangan dan Analisis Kelayakan Usaha Berbasis Digital untuk Penguatan Tata Kelola Bisnis BUMDes Pesisir Firmanilah Kamil; Irfan Cholid; Ikhsan Prasetya; Budi Pratomo Sibuea; Alfath Desita Jumiar; Ari Priyanto; Amir Hamzah Nasution; Anto Susanto; Irianto SP; Ira Arianti; Muh Anhar Anhar
Literasi Jurnal Pengabdian Masyarakat dan Inovasi Vol 6 No 2 (2026)
Publisher : Pengelola Jurnal Politeknik Negeri Ketapang Jl. Rangga Sentap, Dalong Sukaharja, Ketapang 78813. Telp. (0534) 3030686 Kalimantan Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58466/g93mvd46

Abstract

Village-Owned Enterprises (BUMDes) play a crucial role in supporting rural economic development through the management of services and business units based on local potential. The development of business units requires the management to have the ability to manage finances and make decisions based on measurable planning. This community service activity aims to improve financial literacy and the ability to conduct digital-based business feasibility analyses for the management of BUMDes Tanjung Matan in Sukabaru Village, Ketapang Regency. The activity was carried out through outreach sessions, training, discussions, and the use of spreadsheets to support business planning and financial simulations. A broiler duck business plan was used as the context for applying the material because the BUMDes already had a coop but had not yet begun operational activities. The material covered capital identification, cost categorization, financial record-keeping, calculation of revenue and business profits, as well as risk assessment and business readiness. The results of the activity demonstrated an enhanced understanding among the management regarding the importance of financial planning and feasibility analysis before starting a business. The use of digital technology also helped introduce a more systematic approach to preparing and simulating business calculations. The results of discussions and interviews indicated that the training material was relevant to the management’s needs in preparing for business development. This activity provided an initial contribution toward strengthening the business governance of BUMDes Tanjung Matan.