cover
Contact Name
Fitri Nur Latifah
Contact Email
perisai@umsida.ac.id
Phone
+6282141651000
Journal Mail Official
perisai@umsida.ac.id
Editorial Address
Jl. Mojopahit 666 B Sidoarjo, Jawa Timur
Location
Kab. sidoarjo,
Jawa timur
INDONESIA
Perisai : Islamic Banking and Finance Journal
ISSN : 25033077     EISSN : 25033077     DOI : https://doi.org/10.21070/perisai
Core Subject : Economy,
PERISAI Journal of Islamic Banking and Finance publishes articles and short communications in Banking and Finance covers wide range of islamic studies forms such as Fiqh Muamalah, Economy, Banking, Finance, Islamic Studies and Business Model issue. Reader : Islamic Studies, society, student Author : academic, professional
Articles 6 Documents
Search results for , issue "Vol 1 No 3 (2017): October" : 6 Documents clear
Retracted : Pemasaran Syariah di Lembaga Keuangan Mikro Islam: Konsep Dan Implementasi Di Puskopsyah DIY Hendri Hermawan Adinugraha
Perisai : Islamic Banking and Finance Journal Vol 1 No 3 (2017): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v1i3.969

Abstract

Following a rigorous, carrefully concered review of the article published in Perisai Islamic Banking and Finance Journal to article entitled “Pemasaran Syariah di Lembaga Keuangan Mikro Islam: Konsep dan Implementasi di Puskopsyah D.I. Yogyakarta” Vol.1, No.3, pp. 180-199, October 2017, DOI Link: http://doi.org/10.21070/perisai.v1i3.969 This paper has been found to be in violation of the Perisai Islamic Banking and Finance Journal and has been retracted. The article contained redudant material, the editor investigated and found that the paper published in An-Nisbah Jurnal Ekonomi Syariah, Vol.4 No.1, DOI Link:1http://dx.doi.org/0.21274/an.2017.4.1.25-50. The document and its content has been removed from Perisai Islamic Banking and Finance Journal, and reasonable effort should be made to remove all references to the article.
Analisa Potensi Zakat UMKM Mebel Melalui BAZNAS untuk Peningkatan Kesejahteraan Masyarakat Jepara Fatchur Rohman; Aan Zainul Anwar; Subadriyah Subadriyah
Perisai : Islamic Banking and Finance Journal Vol 1 No 3 (2017): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v1i3.1068

Abstract

This study aims to determine the potential of zakah and issued UMKMcarving furniture and its effect on the welfare of the surrounding community through BAZNAS Jepara district, as well as deepen the knowledge and results of poverty modeling in Jepara district. Methods This research is a qualitative study of triangulation and method.. The result of this research is zakat potential in Jepara very big, especially from carving furniture sector where 91,27% carving furniture entrepreneur know and have understanding about zakahand counting zakah. The distribution of zakah UMKM carving furniture by 19.78% is channeled through Baznas Jepara this is because of the low role of UPZ at sub-district and village level. minimum potential of zakat top of UMKM furniture ukiritung Rp. 1.644.500.000, - and distributed to productive zakat with nominal Rp 25 Million/ recipient of working capital will be received as many as 65 recipients of zakah every year but this potential is not yet programmed by BAZNAS Jepara. In this researchthe awareness and knowledge of the society about zakah is very high, it needs to be socialized about zakah on the company, the preparation of existing financial instruments of zakah, and zakah can be as tax deductions.
Identifikasi Pembayaran Bergerak (Mobile Payment) yang Mengganggu (Disruptive) di Indonesia Robertta Indira Mawarrini
Perisai : Islamic Banking and Finance Journal Vol 1 No 3 (2017): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v1i3.1179

Abstract

This research aims to identify disruptive mobile payment in Indonesia. Mobile payment as a sector of financial technology is enabling the lifestyle transformation of electronic banking. The future of retail banking is a smartphone experience that gladden and customers also aspire for a “bank in my pocket”. Mobile payment as the second sector most likely to be disrupted in the intersection of finance and technology industry. The promising approach of disruptive innovations is proposed by Professor Christensen from Harvard Bussiness School. They suggest that two strategies for identifying the new disruptive growth of business, as following: “creating a new market as a base of disruption” and “disrupting the business model from the low end”. Our research findings that mobile payment tends to replicate bank’s business model, its business model only espouse financial institution. Customers also desire their mobile payment have to the following three priorities: anytime and anywhere, fully digital (convenience), fast and accurate. When epicenter of disruption of mobile payment have been widely misunderstood and its basic principle frequently misapplied. Islamic mobile payment should be immediately developed in order to expand the coverage of Islamic financial services
Ketegasan Regulasi Laporan Ketaatan Syarian dalam Optimalisasi Financial Technology Lembaga Keuangan Syariah Fahmi Firdaus; Agnes Febiola; Silvana Faiqoh
Perisai : Islamic Banking and Finance Journal Vol 1 No 3 (2017): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v1i3.1173

Abstract

Financial Technology in the digital era becomes an opportunity as well as a challenge for Islamic banks as one of Sharia Financial Institutions. Financial Technology for the customers. However, the current role of sharia banks has not been able to shift the position of conventional banks that are more inclusive, Islamic banks that can not guarantee the true quality of sharia. Regulations on the Sharia Compliance Report are not clearly identified as significant differentiators from conventional bank practices. The Weakness of Regulation of Bank Indonesia Regulation Number 10/16 / PBI / 2008 Article 2 on the Implementation of Sharia Principles has not guaranteed the performance of the true Islamic banks. The Shari'a Compliance Report is a mirror of the Shariah Enterprise Theory which states that the purpose of accounting is to provide information covering the efforts of stakeholders in performing devotion to Allah SWT to work on the triple bottom line (profit, human, and planet) model, given financial technology and distrust to use the services of sharia banks due to the negative image of Islamic banks.
Pengaruh Keterlibatan Kerja, Budaya Organisasi dan Motivasi Kerja terhadap Kepuasan Kerja Pegawai Yakup Yakup
Perisai : Islamic Banking and Finance Journal Vol 1 No 3 (2017): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v1i3.1112

Abstract

This study aims to examine and analyze the effects of job involvement, organizational culture and work motivation on employee satisfaction. The sample size in this study was 53 employees Community Empowerment Board and Bone BolangoRegency Village Government determined by saturation sampling techniques. The collection of data by distributing questionnaires using 5-point Likert Scale to measure the grain of the four variables studied statement. The analysis technique used is multiple linear regression analysis. The results showed that partially, work engagement, organizational culture and work motivation positive effect on employee satisfaction and the Community Empowerment Board Bone Bolango Regency Village Government. In addition, approximately 52 percent of the variation employee satisfaction can be explained by work engagement, organizational culture and work motivation, while the remaining 48 percent is contributed by other variables not included in this research model.
Persepsi Label Halal Bagi Remaja Sebagai Indikator Dalam Keputusan Pembelian Produk: As a Qualitative Research Hendri Hermawan Adinugraha; Wikan Isthika; Mila Sartika
Perisai : Islamic Banking and Finance Journal Vol 1 No 3 (2017): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v1i3.1365

Abstract

Penelitian ini bertujuan untuk mendeskripsikan tingkat pemahaman remaja kota Semarang mengenai label halal dalam suatu produk baik itu makanan, minuman maupun kosmetik. Penelitian ini dilakukan dengan menggunakan kuesioner dan wawancara terstruktur dalam pengambilan data. Indikator yang digunakan dalam pengumpulan data yaitu pengertian produk halal, macam-macam produk halal, indikator dalam keputusan pembelian produk serta indicator umum yang diperhatikan remaja. Sampel yang digunakan dalam penelitian ini sebanyak 102 responden dengan metode pengambilan data yaitu purposive sampling. Hasil dari penelitian ini menunjukkan bahwa terdapat 42% responden masih kurang memahami definisi secara lengkap mengenai produk halal, namun sebesar 78% dari responden mampu menyebutkan macam-macam produk halal dan 81% memahami label halal menjadi indikator dalam keputusan pembelian produk. Selanjutnya sebesar 84% responden memahami apa saja yang menjadi indikator secara umum yang dipertimbangkan dalam membeli produk.

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