Garuda - Garba Rujukan Digital

Article Per Year (5 Year)

All

al-Uqud : Journal of Islamic Economics

jie
Website

Published by Universitas Negeri Surabaya

ISSN : 25490850 EISSN : 25483544 DOI : http://dx.doi.org/10.26740/al-uqud

Core Subject : Economy,

Economics, Econometrics & Finance

al-UqÃ»d : Journal of Islamic Economics published by the Islamic Economic Studies Department of Economics Faculty of Economics, Universitas Negeri Surabaya in cooperation with the Forum of Economic and Business Lecturer Islam (FORDEBI). al-UqÃ»d published twice a year, in January and July. The journal will focus on providing quality research in the areas of Islamic economics, banking and finance. The goal of the journal is to cover topics that are paramount in modern Islamic economics and finance. The language used in the form of Indonesian and English. Editors invite research lecturers, the reviewer, practitioners, industry, and observers to contribute to this journal.

Arjuna Subject : -

Articles 205 Documents

5 6 7 8 9

MEMBANGUN INTEGRATED TAKAFUL DAN WAKAF MODEL DALAM UPAYA MENINGKATKAN KEMANFAATAN PEMEGANG POLIS M. Lutfillah Habibi; Ana Toni Roby Candra Yudha
al-Uqud : Journal of Islamic Economics Vol. 1 No. 2 (2017): July
Publisher : Universitas Negeri Surabaya

This study aims to build a model of sharia life insurance in Indonesia. A model that combines the functions of Takaful institutions (Sharia Insurance) with Indonesian Waqf Institutions to generate insurance benefits directly and indirectly to policyholders. The method used in this research using descriptive qualitative method with case study strategy about operational of Takaful which is compared with some literature of Al Qur'an and Hadith. The data were obtained from in-depth interview technique, book and literature as well as Hadith commentary study. The results of this study indicate that with the application of ITW model, the insurance claim of the deceased policyholder will be given to the heirs in the form of death funds, in addition to these benefits, the recipients of the policy are also indirectly get the good deeds of some of the funds invested into the waqf institutions. On the application of such a model, the owner of the life insurance policy gets worldly benefits and ukhrowi, namely the claim of death funds and the good deed of the investment of some premium funds to Waqf Institution.

CLC (CENTERED LEARNING CIRCULAR): METODE REVITALISASI KEILMUAN EKONOMI ISLAM UNTUK KALANGAN MAHASISWA Nur Fitroh Febrianto; Wahyuningsari Wahyuningsari
al-Uqud : Journal of Islamic Economics Vol. 1 No. 1 (2017): Januari
Publisher : Universitas Negeri Surabaya

As the development of information and increasingly sophisticated technology this global era, not least the young generation, especially students who fall into the hedonism culture. Behavior hedonism related to squeezing economic life, so that the Indonesian people, especially students understand very well be an economic system that is set in the religion of the Islamic Economic system, need for us to understanding the implementation of religion in the economic field intensively. Improvements of social and economic poblem can be resolved through solutions offered by the Al-Quran and Al-Hadith. Laws and guidelines are clearly contained there in, but how the application of a person against the Islamic economic principles will depend in how they understand the rules. Therefore CLC emerge from the output of the Qur'an and Al-Hadith as the solution to social problems. Circular discussion-based learning with studying the phenomenon of the contemporary economy is expected to accelerate the economic understanding of Islam among non-economic students of Islam. CLC can also be interpreted mentoring. The method used is the analysis of FGD and fusion methods of comparative literature. The research results can be obtained, that turned out to be an average of CLC is a method of supporting the economic understanding of Islam for the students who are accelerated out of the classroom. Thus CLC (Centered Learning Circular) is a scientific method of economic revitalization of Islam for the students.

PENTINGNYA PENERAPAN CALESTIAL MANAGEMENT BAGI SUMBER DAYA MANUSIA DI BANK PEMBIAYAAN RAKYAT SYARIAH Trimulato Trimulato
al-Uqud : Journal of Islamic Economics Vol. 1 No. 2 (2017): July
Publisher : Universitas Negeri Surabaya

Shari'ah Banking now has a strong legal law with the presence of the law number 21 of 2008 on banking Shari'ah. It is very influential the existence and sought by many. Development of shariah banking must be matched with adequate resources and qualified. Labor in BPR shariah continued to increase, from December 2014 to December 2015 grew to 7.525%. Not only the quantity but the quality should also be considered, it takes a celestial concept should be applied for the Management of human resources in shariah banking. Paper uses a descriptive qualitative, necessary to apply celestial management for human resources in BPR shariah. The results of paper the human resources in BPR shariah growth, then the need for the application of celestial management for human resources in Islamic banks to create good quality. The shariah banking is an institution whose business inseparable from the rule of religion or spiritual aspect.

ANALISIS KETIDAKBERHASILAN PROGRAM PEMBIAYAAN USAHA SYARIAH (PUSYAR) DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT KOTA MOJOKERTO Finna Dewi Pratiwi; Tika Widiastuti
al-Uqud : Journal of Islamic Economics Vol. 1 No. 2 (2017): July
Publisher : Universitas Negeri Surabaya

The background on this research that there are many people who have not managed a prosperous but has received funding from the program pusyar in Mojokerto. It thus indicates that the program pusyar conducted in Mojokerto experiencing the failure. The purpose of this study was to analyze the failure of programs to improve the welfare pusyar. The method used is a qualitative exploratory methods. The primary data obtained from interviews, observation and documentation of the parties associated with programs such as the SRB pusyar, Baznas, MES and also people who have not managed to prosper. While secondary data in this study were obtained from the print media or internet about pusyar, supporting data from a variety of journals, books that are relevant to the research. The results of the analysis carried out indicates that there are six factors to failure program pusyar in improving the well-being, namely: the level of income of the people that there is no improvement, the length of the process undertaken by the pusyar, funds provided to large businesses more than for small businesses, a guarantee that burden the people , the absence of assistance and facilities of the parties pusyar, and MES is not performing its role to the fullest.

FIKIH ZAKAT SIMPANAN DI BANK DAN HUKUM-HUKUMNYA Atep Hendang Waluya
al-Uqud : Journal of Islamic Economics Vol. 1 No. 2 (2017): July
Publisher : Universitas Negeri Surabaya

The potential of zakah of savings on Banks in Indonesia in 2011 reached 17 T. According to the jumhur (konsensus) of contemporary fuqaha (jurist), saving in banks, essentially, are accounts receivable (qardh). There is a difference of opinion among the fuqaha about the zakah on accounts receivable. However, a strong opinion is that saving in banks is accounts receivable to mali badzil (people who can afford to pay debts and not delay payments) therefore deposits in banks both conventional and sharia are obliged to be paid the zakah when they reach nishab and haul. The nishab is the same as gold or silver. The size is 2,5%. If follow the gold nishab, then saving about Rp. 45.132.620,00 then must pay zakah about Rp. 1.128.315,00. If follow silver nishab, then the savings in the bank about Rp. 6.515.250,00 are required to pay zakah about Rp. 162.881,25. It is possible to combine banknotes, gold, silver and merchandise (˜urudh tijarah) in determining nishab deposits in banks. If there any profits on saving that invested (deposits) then the saving and profits must be paid the zakah, if the investment is on the halal and not contrary to syara. There is no zakah on the profits from saving invested (deposits) on the forbidden enterprises or from the interest of savings in a conventional bank

TATA KELOLA BAITUL MAAL WA TAMWIL (BMT) BERBASIS PRINSIP 6C DAN MODAL SOSIAL : STUDI PADA BMT MEKAR DAWAH Syafik Wildan Afif; Darwanto Darwanto
al-Uqud : Journal of Islamic Economics Vol. 1 No. 2 (2017): July
Publisher : Universitas Negeri Surabaya

The study analyzes the role of governance BMT Mekar Da'wah and social capital in processing Musharaka financing. This study uses qualitative method . The source of data and information are employees in BMT Mekar Dawah such as the branch manager, head of the division of financing, marketing head of the division and customers of BMT Mekar Dawah as key persons. Collecting data uses purposive sampling technique. The data are primary data that based on interviews with key persons associated with the research. The analysis technique used is the interactive model. The results showed that corporate governance at BMT Mekar Da'wahs 6C (character, capacity, capital, collateral, condition of economy and constrain) based on the concept that applied to the collection of information on prospective customers who will conduct financing filings with the provisions. Social capital is owned by BMT Mekar Da'wah is trust formed by a good relationship with society as cooperation in several community events. Besides, the shared value formed from their belief to religiosity of people who manage BMT is also one of social capital.

PENGARUH PEMBIAYAAN USAHA MIKRO, KECIL, MENENGAH (UMKM), DAN KECUKUPAN MODAL TERHADAP KEMAMPUAN MENDAPATKAN LABA DARI ASET PERBANKAN SYARIAH DI INDONESIA Taudlikhul Afkar
al-Uqud : Journal of Islamic Economics Vol. 1 No. 2 (2017): July
Publisher : Universitas Negeri Surabaya

The purpose of this research is to know the influence of sharia financing by the real sector through micro, small and medium enterprises (SMEs) and the influence of capital adequacy of Islamic Banking in Indonesia in order to earn profit by using managed assets. This study uses a quantitative approach that analyzes secondary data from financial statements Islamic Banking in Indonesia period 2012-2015. Sampling technique using purposive sampling with the ratio of each variable as a unit of analysis. The analysis used multiple linear regression with t test partially. The results showed that the influence of Islamic financing of micro, small and medium enterprises (SMEs) on the ability to get a very significant profit partially by 0.708 or 70.8%, while the influence of capital adequacy as measured by Capital Adequacy Ratio (CAR) -0.519 or -51.9%. The Effect of micro, small and medium enterprises (SMEs) financing and Capital Adequacy of Islamic Banking in obtaining profit amounts to 55.7%. This research shows that the financing of UMKM given by Islamic Banking gives an important role for entrepreneurs to develop his business with sharia scheme.

PENGARUH PELATIHAN DAN MODAL BERGULIR BAZNAS (BADAN AMIL ZAKAT NASIONAL) JAWA TIMUR TERHADAP PENDAPATAN USAHA MUSTAHIQ Fadhilah Fadhilah; Tika Widiastuti
al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July
Publisher : Universitas Negeri Surabaya

This research aims to analyze the effect of trainig and rolling capital of BAZNAS in East Java on operating revenue of mustahiq both partially and simultaneously. It uses quantitative approach method. Sampling technique used is non-probability sampling with purposive sampling technique which is a technique of sample determination with certain consideration. Data collecting techniques used are questionnaire, interview, observation and documentation. Data analysis technique used is multiple linear regression analysis. The result processed by SPSS progeam version 23.0 for Windows shows that the value of Adjusted R Square of 0,711 means that 71,1% of operating revenue of mustahiq in BAZNAS East Java is influenced by the training and rolling capital.

IMPLEMENTASI KOMPENSASI DAN BENEFIT: TINJAUAN MANAJEMEN SDI BERBASIS SYARIAH Muhammad Nabil Khasbulloh
al-Uqud : Journal of Islamic Economics Vol. 2 No. 1 (2018): January
Publisher : Universitas Negeri Surabaya

Recently, the development of companies increasing rapidly and competitively, the companies has to compete each other in order to gain and preserve their qualified -human resources. Compentation and benefit are the one of the usual managing strategies to fullfil it and it is interesting topic to notes and to challenges for the managers, is how the system can maintain a sense of equity (internal evenly) with the amount of labor (external competitiveness). In order for the balance occurs then the managers do maintenance of the system and the value of these values. The Qur'an and Al-Hadith have explained and benefited the rewards that one receives upon his work in the form of covenant in the world and in the Hereafter. In its implementation of benefits from the perspective of syariah, human resource management should pay attention to the benefits aspect. Therefore, to be able to implement these aspects of shari'ah, payroll management is done by using "job grading". This research seeks to provide normative explanations regarding implementation and benefits in the management of sharia-based human resources.

SHARIA COMPLIENCE AKAD BERBASIS NATURAL UNCERTAINTY CONTRACT (NUC) LEMBAGA KEUANGAN MIKRO SYARIAH DI KABUPATEN JEPARA Edi Susilo; A. Khoirul Anam
al-Uqud : Journal of Islamic Economics Vol. 2 No. 1 (2018): January
Publisher : Universitas Negeri Surabaya

Financing in Sharia Micro Financing Institutions (BMT) is dominated by certainty contracts, as it has less risk than syirkah contract like Mudharabah or Musyarakah based on Natural Uncertainty Contract (NUC). Implementation constraints syirkah contracts exist on both parties, financial institutions and clients. due to lack of financial reports, honesty and transparency of the client's business (asismetric information). The Client gives a business report if the results obtained are small or equivalent to the bank interest rate, but if the business profit is good, then the profit share must be high. This research is a qualitative descriptive analytical research, to see the implementation of syirkah contract on Sharia Micro Finance Institution (BMT) in Jepara Regency and its syariah compliance based on DSN-MUI fatwa. The results showed that BMT in Jepara regency can not fulfill the compliance of shariah contract of Natural Uncertanty Contract (NUC) due to high risk, human resource capability and low comprehension and lack of client's financial report.

Page 7 of 21 | Total Record : 205

5 6 7 8 9

Filter by Year

2017 2025

Filter By Issues

All Issue Vol. 9 No. 2 (2025): July Vol. 9 No. 1 (2025): January Vol. 8 No. 2 (2024): July Vol. 8 No. 1 (2024): January Vol. 7 No. 2 (2023): July Vol. 7 No. 1 (2023): January Vol. 6 No. 2 (2022): July Vol. 6 No. 1 (2022): January Vol 5, No 2 (2021): July Vol. 5 No. 2 (2021): July Vol. 5 No. 1 (2021): January Vol 5, No 1 (2021): January Vol. 4 No. 2 (2020): July Vol 4, No 2 (2020): July Vol 4, No 1 (2020): January Vol. 4 No. 1 (2020): January Vol 3, No 2 (2019): July Vol. 3 No. 2 (2019): July Vol. 3 No. 1 (2019): January Vol 3, No 1 (2019): January Vol. 2 No. 2 (2018): July Vol 2, No 2 (2018): July Vol. 2 No. 1 (2018): January Vol 2, No 1 (2018): January Vol 1, No 2 (2017): July Vol. 1 No. 2 (2017): July Vol. 1 No. 1 (2017): Januari Vol 1, No 1 (2017): Januari More Issue

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name
-

Contact Email
-

Phone
-

Journal Mail Official
jurnal.al-uqud@unesa.ac.id

Editorial Address
campus Ketintang Surabaya 60231

Location
Kota surabaya,

Jawa timur

INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name -

Contact Email -

Phone -

Journal Mail Official jurnal.al-uqud@unesa.ac.id

Editorial Address campus Ketintang Surabaya 60231

Location Kota surabaya, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
-

Contact Email
-

Phone
-

Journal Mail Official
jurnal.al-uqud@unesa.ac.id

Editorial Address
campus Ketintang Surabaya 60231

Location
Kota surabaya,

Jawa timur

INDONESIA