al-Uqud : Journal of Islamic Economics
al-Uqûd : Journal of Islamic Economics published by the Islamic Economic Studies Department of Economics Faculty of Economics, Universitas Negeri Surabaya in cooperation with the Forum of Economic and Business Lecturer Islam (FORDEBI). al-Uqûd published twice a year, in January and July. The journal will focus on providing quality research in the areas of Islamic economics, banking and finance. The goal of the journal is to cover topics that are paramount in modern Islamic economics and finance. The language used in the form of Indonesian and English. Editors invite research lecturers, the reviewer, practitioners, industry, and observers to contribute to this journal.
Articles
205 Documents
<![CDATA[KEPEMIMPINAN ISLAMI, KEPUASAN KERJA, KOMITMEN KERJA, DAN LOYALITAS KERJA KARYAWAN BANK SYARIAH MANDIRI DI SIDOARJO ]]>
<![CDATA[Elfira Maya Adiba]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol. 2 No. 1 (2018): January ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/al-uqud.v2n1.p60-80
<![CDATA[Human resources is the main asset in the company, so the company should pay more attention to this aspect. Islamic leadership is not just a relationship between leaders and subordinates, but more than that, the leader must also be able to give a direct, protect, and treat their employees fairly. It is better known as servant leadership which is a leadership with moral approach based on ethics, morality, and spirituality. This study aims to determine the influence of Islamic leadership, job satisfaction, and job commitment to the job loyalty of the employee of Bank Syariah Mandiri in Sidoarjo. This research used multiple regression. The results of this study are Islamic leadership, job satisfaction, and job commitment simultaneously have a positive and significant impact on job loyalty of employee of Bank Syariah Mandiri in Sidoarjo]]>
<![CDATA[PENGARUH STRUKTUR MODAL TERHADAP PROFITABILITAS DAN FINANCIAL LEVERAGE PADA BANK SYARIAH DI YOGYAKARTA ]]>
<![CDATA[Chaidir Iswanaji]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol. 2 No. 1 (2018): January ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/al-uqud.v2n1.p81-93
<![CDATA[Sharia banks show a dynamic role in the economy in Yogyakarta. The purpose of this study is to see the impact Capital Structure on Profitability and Financial Leverage in syariah bank Yogyakarta. In this study data taken from Islamic banks in 2008-2016 from sixteen sharia banks. Data analysis used descriptive statistics, covariance analysis and regression model. The results of this study indicate that the capital structure has a significant effect on profitability and has no significant effect on financial leverage.]]>
<![CDATA[EVALUASI LEVEL PENGUNGKAPAN ISLAMIC SOCIAL RESPONSIBILITY PERBANKAN SYARIAH DI INDONESIA ]]>
<![CDATA[Khadijah Ath Thahirah]]>;
<![CDATA[Rahmaita Rahmaita]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol. 2 No. 1 (2018): January ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/al-uqud.v2n1.p38-59
<![CDATA[This study aims to evaluate and analyze the Islamic Social Responsibility Disclosures level of Islamic Bank in Indonesia using a disclosure index approach that was developed by Maali et al (2003).The analyzing was developed from 32 disclosure items that must Islamic Bank disclose in their annual report for every year. The level of Islamic social responsibility disclosure varies significantly across the sample. The checklist item result suggest that level of Islamic Social Responsibility Disclosure of Islamic Banking in Indonesia need more attention from the expert of Islamic Accounting, The Standar Accounting Board and Islamic Bank ]]>
<![CDATA[MENGEMBANGKAN SIKLUS PENERAPAN SISTEM MANAJEMEN KINERJA BERBASIS KEMASLAHATAN ]]>
<![CDATA[Achmad Firdaus]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol. 2 No. 1 (2018): January ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/al-uqud.v2n1.p94-120
<![CDATA[The study aims to develop the cycle of maslahah based performance management system (maslahah performa) implementation. Maslahah performa consists of 6 orientations are: worship orientation, internal process orientation, learning orientation, talent orientation, customer orientation and wealth orientation. The study is conducted through in-depth literature study of previous study related to the concept of maslahah, maslahah based performance management system, the balanced scorecard (BSC) and the quality management system. The study shows that maslahah performa can be applied with the foundation of PDCA cycle that is Plan - Do - Check - Action. Plan is developed into 5 steps: strategic planning, identifying the foundation of maslahah, determining the maslahah behavior, determining measures and agreeing the performance contract. Do is developed into performance implementation. Check is developed into monitoring process. Action is developed into corective and preventive action. ]]>
<![CDATA[PENGARUH NPF, BOPO DAN PEMBIAYAAN BAGI HASIL TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA ]]>
<![CDATA[Vista Qonitah Qotrun Nuha]]>;
<![CDATA[Ade Sofyan Mulazid]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/al-uqud.v2n2.p168-182
<![CDATA[This study aims to determine the effect of non performing financing, operational expenses ratio, and profit sharing financing to return on assets partially and simultaneous at Sharia Bank period December 2011- December 2015. There is 7 banks that fulfilled the criteria BCA Syariah, BNI Syariah, BRI Syariah, Mandiri Syariah, Mega Syariah, Muamalat Bank, Bank Panin Sharia. The analytical method that used in this study is balanced panel. The selected model is Common Effect that tested with F test and t-test with significancy level 5%. Based on the result of F test, known that NPF, operational expenses ratio and proft sharing financing affect simultaneously of return on assets. Based on the result of t-test, NPF and profit sharing financingdoes not affect partially of return on assets.]]>
<![CDATA[PERSEPSI MASYARAKAT TERHADAP BAITUL MAAL WAT TAMWIL (BMT) DALAM PEMBERDAYAAN EKONOMI MASYARAKAT ]]>
<![CDATA[Solikhul Hidayat]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/al-uqud.v2n2.p198-212
<![CDATA[BMT is a financial institution that is engaged on a micro level, based on operations on economic principles lawful, fair and profitable. The role of Baitul Tamwil (productive economy) is as Baitul Maal (social roles) that serves to distribute capital surplus to the needy. The purpose of this study was to determine the extent of the public's perception of the existence of BMT in economic empowerment in Jepara. This study resulted in a recommendation that BMT is able to improve the performance and quality of the local economy. BMT institutionally is capable of providing a positive perception for people who use the services of BMT. This study is a descriptive study conducted. Descriptive method is a method in researching the status of groups of people, objects, state of thinking in the present system. The goal is to make the description or painting in a systematic, timely and reliable information on the facts, investigated the relationship between phenomena and to test hypotheses, make predictions, get the meaning and implications of a problem to be solved.]]>
<![CDATA[PENGARUH LITERASI KEUANGAN TERHADAP PEMILIHAN LAYANAN KEUANGAN SYARIAH ]]>
<![CDATA[Novia Ari Panghayo]]>;
<![CDATA[Musdhalifah Musdhalifah]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/al-uqud.v2n2.p152-167
<![CDATA[This study aims to examine the influences of financial literacy which proxied by variables of education, income and knowledge on the selection of Sharia Financial Services in Jombang District. The data was primary data which obtained by method of spreading the questionnaire in the sub-districts with the largest moslem population in Jombang. Research period was in April to May 2017. Sampling method used is incidental sampling and analysis method used is Partial Least Square (PLS). The results of this study indicate that the level of education and income do not affect the selection of Sharia Financial Services in Jombang, while the level of knowledge affect the selection of Sharia Financial Services in Jombang. The implication of this research is that Sharia Financial Services in Jombang Regency is more influenced by knowledge variables, so the government is expected to increase the society insight through socialization about syariah financial literacy, and sharia products.]]>
<![CDATA[PENGELOLAAN KEUANGAN UNIT USAHA : STRATEGI PENGEMBANGAN KAPASITAS PONDOK PESANTREN ]]>
<![CDATA[Renny Oktafia]]>;
<![CDATA[Budi Haryanto]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/al-uqud.v2n2.p141-151
<![CDATA[With the development of the era, many emerging modern pesantren, which has combined the science of religion and general science, in the learning materials for students santri. This study aims to explore how pesantren pondok seeks to increase its capacity, which can be done one of them through the development and management of business units boarding school. The method used is qualitative method, because it will reveal detailed data related to business unit financial management at boarding school, which can support operational activities and increase the capacity of pesantren cottage. In this research, it can be concluded that with the growth of business units owned by pesantren pondok, whose financial management is done regularly and correctly, can be known correctly the profit generated by each business unit. Where the benefits, which will be distributed for the development of boarding school.]]>
<![CDATA[PENGARUH KEPEMIMPINAN ISLAMI TERHADAP MOTIVASI, KINERJA, SERTA KESEJAHTERAAN ISLAMI ]]>
<![CDATA[A'rasy Fahrullah]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol. 2 No. 2 (2018): July ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/al-uqud.v2n2.p121-140
<![CDATA[This study aims to examine and analyze the influence of Islamic Leadership on Work Motivation, Islamic Performance, and Welfare of Islamic Hospital Employees in Tulungagung Regency. The unit of analysis in this study is the employees of Islamic Hospital or Islamic nuanced hospitals in Tulungagung. While population in this research are employees of Islamic hospitals in Tulungagung District, and sampledby 133 people. Methods of research using quantitative structural equation models with AMOS software. The results can be summarized as follows: Islamic leadership influences employee motivation in Islamic hospitals. Islamic Leadership affects the performance of Islamic Hospital employees. Islamic leadership affects the welfare of employees in Islamic hospitals. Working motivation affects the performance of employees of Islam Hospital. But the motivation and performance did not effect significantly to the employee welfare at the Islamic hospital in Tulungagung.]]>
<![CDATA[Revisiting Islamic Economics of Nusantara: Conceptual and Legal Perspectives ]]>
<![CDATA[Moch Khoirul Anwar]]>;
<![CDATA[Nur Fitroh Febrianto]]>
<![CDATA[ al-Uqud : Journal of Islamic Economics Vol. 4 No. 1 (2020): January ]]>
Publisher : <![CDATA[Universitas Negeri Surabaya ]]>
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DOI: 10.26740/al-uqud.v4n1.p133-145
<![CDATA[The development of Islam in Indonesia is inseparable from the economy because Islam initially came to Indonesia through trade. The teachings of Islam are embedded through economic activities such as in commerce and agriculture, although not uses Islamic terms specifically. As a result, many people are not aware that their economic activity becomes part of the implementation of the Islamic economics concept. Therefore, this paper aims to examine the implementation of Islamic economics in this country, both in terms of conceptual and formal legal practice implemented by the community. This study based on library research that focused on studying a variety of works of literature about the Islamic economic system and its implementation in Indonesia. Interviews and observation also collect the data to farmers and cattle ranchers that have taken as the sample. Furthermore, the data analysis employs a content analysis method to identify the specific characteristics of the information when data had been collected. The results of this study indicate that some of the Islamic economics concepts has been applied in the Indonesian daily economy activities. This reflects the manifestation of the 33rd Article of the Indonesian Constitution 1945 that emphasizes economic built by the cooperations and kinship principle. In the society who do farming and animal husbandry, for example, people implements "Paron" and "Gaduh" that use the same principles with musyarakah in the Islamic financing system.]]>
