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INDONESIA
J-EBIS (Jurnal Ekonomi dan Bisnis Islam)
ISSN : 25021397     EISSN : 25408100     DOI : -
Core Subject : Economy, Education,
The Journal that published by Faculty of Economic and Islamic Busines, State Institut for Islamic Studies (IAIN) Zawiyah Cot Kala Langsa, This journal focused on Islamic Economics and Finance studies. The Journal is published twice a year on April and October. The aim of the journal is to disseminate the Islamic economics and finance.
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Articles 6 Documents
Search results for , issue "Vol 5, No 1 (2020)" : 6 Documents clear
Patokan harga nilai jual objek pajak di kota Banda Aceh: Analisis perspektif mekanisme harga dalam Islam Nilam Sari; Ridha Jadidah
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 1 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i1.450

Abstract

Sale Value of Taxable Object (SVTO) is the averageprice obtained from the sale and purchase transactions that occur naturally, and when there is no buying or selling, then SVTO determined through a price comparison with other similar objects or substitution Although in operation, SVTO was not used directly in the case of land purchase, but sometimes the processes and mechanisms involved may violate the concept of buying and selling in Islam, such as the element of coercion and fair price. The researcher was intended to examine on how the processes and mechanisms of release of land by the government of Banda Aceh and how calculations of SVTO to the land purchase and its suitability with the Islamic price mechanism, the researcher conducted interviews with staff of UPTD PBB DPKAD of Banda Aceh. The descriptive analysis method was used in this, and the collecting data were analyzed qualitatively. The results showed that in the process and mechanism of release of land, the government does not use SVTO which is based on existing provisions. However, its implementation was done by estimating the real price of the object purchased. Not only that, but also it also referred to other possibilities such as land location. In general, the implementation is legal. The author suggests government to put more emphasis on adequate compensation to the community so that it can cover the costs of looking for a house/new land, the cost of moving, survival, and so on.
Analisis persepsi dosen terhadap perbankan syariah (Studi kasus dosen tamu Prodi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN SU) Tri Inda Fadhila Rahma Inda
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 1 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i1.1360

Abstract

Perception is the process of one’s interpretation of the environment, in this case the perception of Islamic banking. The purpose of this study was to determine how the perception of guest lecturers of Islamc Banking Study of Economic and Islamic Business UIN SU towards Islamic Banking. The method used is a qualitative method. The data uses are questionnaire and interview data. The results of study present data that 73,33% agree with the principles of Islamic banking. That is they have a good perception of the principles of Islamic banking, namely; Islamic banks are banks based on monotheism, guided by the Qur'an and hadith. Islamic Banks are banks that are free from usury, maysir and gharar. Sharia Banking in its business activities is based on sharia principles, economic democracy and prudential principles. 43% stated neutral on islamic bank operation. It means that the informants were still hesitant about the operations of islamic banks, because according to them islamic banks were still unable to operate in accordance with islamic principles, did not provide a large profit share to their customers, their products were difficult to access and the amount of administrative costs. 44% of informants agreed with the objectives of islamic banking. That is, informan have a good perception ofthe objectives of islamic banks, namely for the benefit. Islamic banks prioritize justice and togetherness for all their customers, islamic banks also contribute to reducing poverty through financing products. If seen from the aspect of general perception regarding the existance of islamic banks, islamic bank services, convenience and security in transactions, it can be concluded that 70% of informants have a good perception of islamic banks. The decicion of the informant in choosing an islamic bank, amounting to 70%.
Analisis pengaruh keadaan ekonomi makro terhadap investasi Asuransi Jiwa Syariah di Indonesia tahun 2010 – 2019 Khalish Khairina
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 1 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i1.1451

Abstract

This study aims to analyze the effect of Inflation, Exchange Rate, BI Interest Rate, Indonesia Composite Index on Sharia Insurance Life in Indonesia. Data used is time series data for 10 years (2010-2019) and analyzed by using Eviews 10. This research using quantitative descriptive method, and to analyze the effect of independent variables toward dependent variables using Ordinary Least Square technique. The result of t – test shows Inflation, Exchange Rate, Indonesia Composite Index have significant influence to Sharia Life Insurance Investment in Indonesia that t –test < 0,05 and Interest Rate doesn’t influence to Sharia Life Insurance Investment in Indonesia with t – test > 0,05. However, independent variables has a significant influence with the result of F test 0,000002 < 0,05 and Adjusted R-Squared test shows that 99,41 % of Sharia Life Insurance Investment in Indonesia is influenced by independent variables in this research
Dampak perubahan jenis dan fungsi uang bagi perekonomian menurut perspektif ekonomi Islam Asra Asra
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 1 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i1.1454

Abstract

The alteration in the type and function of money which continue to roll creates a lot of new dynamics that are considered both positive and negative. In fact, this shift is influenced by many causes and reasons, this also affects the global economic problems. And it must be acknowledged that the issue of the type of money is the most crucial thing at the moment and continues to be debated on how to find solutions to the problem of paper money, especially related to inflation from the value of money itself. This paper tries to look out this issue, specifically from the perspective of the value of money (paper), where the value created is only based on perceptions or assumptions, not the value intrinsically attached to the medium of exchange itself, so it is very vulnerable to inflation.
Pengaruh pengelolaan alokasi dana desa terhadap Peningkatkan kesejahteraan masyarakat Mutia Sumarni
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 1 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i1.1498

Abstract

This study aims to examine the effect of village fund management on improving the welfare of the community. The independent variable used in this study is village fund management. The dependent variable used in this study is welfare. This research uses quantitative research methods. The population in this study was the population of 2077 people, with the method of probability sampling with simple random sampling while the sample size was obtained from calculations using the Slovin formula with an error rate of 5% from 95 people. Sources of data in this study are primary data in the form of questionnaires. The data analysis technique used is simple linear regression analysis. Measurement of the questionnaire answered by respondents using a Likert scale using the Statistical Package for Social Sciences (SPSS). The results of this study indicate that the management of village funds to improve welfare has a positive effect. While the adjusted R2 value is 0.46 which shows the effect of the independent variable on the dependent variable that can be explained by the equation model is 46.0%, while the remaining 54.0% is explained by other variables not examined or outside the model. Keywords: Village fund management and welfare level
Comparison of The Hawalah System in The Fiqh Muamalah Against The Turkey’s Majallah Al-Ahkam and The Indonesian Civil Law Fahriansah -
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 1 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i1.1543

Abstract

This paper examines the system of debt transfer (hawalah) contained in the fiqh muamalah, then it is calculated against the hawalah system in the Majallah al-Ahkam al-Adliyah and the Civil Law of Indonesia. Because there are some differences between the three systems. This paper is conducted through a research study of litaration. The result of this study, if the system is in fiqh compared to the hawalah system contained in the Majallah Al-Ahkam Al-Adliyah, the author only found a slight change. However, when compared with Indonesian Civil Law, there are many changes ranging from the underwriting, the agreement, and the parties involved in the hawalah process.

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