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All Journal Proceedings of Annual International Conference Syiah Kuala University - Social Sciences Chapter IJTIHAD Jurnal Wacana Hukum Islam dan Kemanusiaan Islamic Ecomonics Journal Dusturiah : Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial Jurnal Ilmiah Ekonomi Islam Jurnal Ilmiah Peuradeun Qanun Medika - Medical Journal Faculty of Medicine Muhammadiyah Surabaya J-EBIS (Jurnal Ekonomi dan Bisnis Islam) NISBAH: JURNAL PERBANKAN SYARIAH Al-Qalam M A T H L I N E : Jurnal Matematika dan Pendidikan Matematika Elastisitas Jurnal Ekonomi Pembangunan Journal of Sharia Economics New Language Dimensions EKOBIS SYARIAH Alkhidmah: Jurnal Pengabdian dan Kemitraan Masyarakat JURISTA : Jurnal Hukum dan Keadilan Jurnal Ekonomi Manajemen dan Sekretari Jurnal Pendidikan Bahasa, Sastra, dan Pengajaran

Nilam Sari

Universitas Islam Negeri Ar-Raniry Banda Aceh

Author-ID : 330334

Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Social Sciences Other

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Analisis Swot Strategi Pengembangan Asuransi Syariah Bumiputera di Aceh Nilam Sari; Hafiizh Maulana; Mirza Frananda Kusuma
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

The study, entitled "Strategy for the Development of Bumiputera Syari'ah Insurance in Aceh, 2016-2018 (SWOT Analysis Approach)", aims to find out the development of Bumiputera Islamic insurance in Aceh Province and the strategy for developing the Syari'ah Bumiputera insurance in Banda Aceh City. This study uses a non-experimental quantitative descriptive approach. Data collection techniques by interview and documentation. Data analysis using SWOT analysis. Based on the research results, it is known that the potential of PT. In terms of strength, the Banda Aceh branch of Syari'ah Bumiputera Insurance is the principle of non-usury, the network is online, the general takaful is full of sharia, the brand is stronger as sharia insurance than other sharia insurance companies, the policy is quickly completed and the claims service is served well. Opportunities are that the majority of Banda Aceh's residents are Muslim, sharia banking is growing and advances in technology (internet). Constraints owned by PT. In terms of weaknesses, the Banda Aceh branch of Syari'ah Bumiputera Insurance is that the market share of Islamic insurance in Aceh is still low and quality human resources are still limited. Threats are the amount of competition in the insurance industry, then a lack of public understanding of the capital regulation syari'ah insurance. Strategies that can be implemented or utilized by PT. Asuransi Syari'ah Bumiputera Banda Aceh branch is a strategy of Strengths Opportunities. The strategy is to optimize the coverage area with agent support, increase and maintain cooperation with the syari'ah banking industry and increase flexibility in the claim processing mechanism.

Study of the Effect of Zakat on Reducing Poverty in Districts/Cities in Aceh Province 2011-2018 Nilam Sari; Winny Dian Safitri; Rizki Maulana; Jumila Jumila; Elda Elnovita
Proceedings of AICS - Social Sciences Vol 10 (2020): the 10th AIC on Social Sciences, Syiah Kuala University
Publisher : Proceedings of AICS - Social Sciences

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Poverty is a condition in which someone is unable to fulfill his primary needs. Poverty is caused by low human resources, lack of access to capital, and low levels of productivity of goods and services. One indicator of reducing the poverty rate can be done by optimizing zakat funds. The purpose of this study is to determine whether the existence of zakat funds can reduce poverty. This is quantitative research that used secondary data, and the data was analyzed by using the panel data regression technique. The results showed that zakat has a significant negative effect on the poverty rate. The result implies that zakat can be used as an instrument of fiscal policy by district/city governments in combating poverty rate.

PRAKTIK PEDAGANG PASAR TRADISIONAL: Fakta dan Solusi Penerapan Etika Bisnis Islami Nilam Sari
Dusturiyah: Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial Vol 8, No 1 (2018)
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/dusturiyah.v8i1.4357

Traditional markets are one of the heart of the economy. Traditional markets are very necessary in supporting national economic growth. The rapid development of modern markets is felt by many parties impacting the existence of traditional markets. Along with this, the facts in the field show a shift in ethics in trade in traditional markets. In Islam, values and ethics in all aspects of human life as a whole are very important, including aspects of business activities. This article will explain the extent to which Islamic business ethics have been applied by traders in the Aceh Besar lambaro market, as well as what efforts should be made so that traders always apply Islamic business ethics in running their businesses. The results of the study found that traders had not fully implemented Islamic business ethics as required. Indicators are always honest on the scale, selling quality goods, do not hide the defects of goods, on average under 50% of traders who answer always carry out the indicators of business ethics. As for other business ethics indicators such as accuracy in promising, patience, friendliness, tithing, prayer services, on average above 50% traders said they could carry out the ethics properly. In order for traders to always be consistent in applying business ethics, awareness of the the trader himself to implement it, the role of the buyer as a consumer who understands his rights and obligations is important in the implementation of Islamic business ethics in the market. The supervisory function of the government also plays an important role in ensuring the implementation of Islamic business ethics of the lambaro market traders. Local governments can form market supervisory institutions that collaborate with market organizations headed by one of the market traders. Supervisory agencies and market organizations will jointly oversee the operations of activities in the Lambaro market, both in terms of cleanliness, security, supply of goods, including ensuring the implementation of business ethics for traders and following up all forms of violations that occur in the market.

Peran sumber daya manusia (SDM) dalam perkembangan perbankan syariah: sebuah analisis kualitas dan kinerja pegawai nilam sari; Abrar Amri
Ijtihad : Jurnal Wacana Hukum Islam dan Kemanusiaan Vol 18, No 2 (2018)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijtihad.v18i2.227-249

Human resources have a very important role in a company organization especially when compared to other resources. Employee performance is a very important thing in an effort to achieve change in order to achieve its goals. This study discusses the influence of the quality of human resources on the performance of sharia banking employees in Aceh and how efforts should be made in improving the quality of sharia banking human resources in Aceh. The research method used is a mixed method (Mixed Method). Based on test variables obtained by tcount of 3.859 while t table of 2.048 the results of this calculation indicate that tcount t table with a significance level of 0.001 or probability above α = 5%. Thus the results of statistical calculations indicate that the variable quality of human resources has a significant influence on employee performance. Which means that the higher the quality of human resources, the higher the performance of employees in Islamic banking. Efforts to improve the quality of banking Human Resources can be done through: 1) Evaluation of a sustainable Islamic economic curriculum in higher education institutions. 2) Establish a faculty / Islamic economic study program in accordance with the needs of the Islamic banking market. 3) Higher Education collaborates with Bank Indonesia to carry out Islamic economic education and training for students and employees of Islamic banks. 5) Education and training on banking to improve the quality of human resources in sharia banking is a short-term effort that can be done now. While the efforts made in the long term are by organizing education that is synergized between the education provider (college) user (bank) and the person in charge of education (government).

RE-DESIGN KURIKULUM EKONOMI SYARIAH PERGURUAN TINGGI AGAMA ISLAM: Nilam Sari
Jurnal Ilmiah Peuradeun Vol 2 No 3 (2014): Jurnal Ilmiah Peuradeun
Publisher : SCAD Independent

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The development of Islamic banking quantitatively, not supported by the availability of adequate human resources. Problems that occur at this time is the lack of reliable human resources in the field of Islamic economics, is a constraint that makes slowing economic development of Islam in Indonesia. Human intellectual capital plays an important role in driving the performance and competitiveness. Innovation in the financial industry in general and Islamic finance in particular requires the availability of expertise (expertise) and expertise (skills). Not only are the operational aspects, professionals also needed to support research and development in order to strengthen the capacity to innovate. Islamic University has a very important role in determining the future of Islamic Economics. If you see the future of Islamic economics, human resources required are those who not only understand the Islamic economic philosophy but also positive-normative-empirical. Two mastery must still be supported by the development of good character. The campus is not just a process of transfer of knowledge but also the transfer of character. Of course, this requires cooperation to establish all elements of the organizers of the college. Among the steps that can be done by universities in Indonesia in the development of Islamic economics, universities can standardize the curriculum of Islamic economics throughout Indonesia and curriculum development.

DIVERSION FUNCTION OF WAQF LAND USE (Review of Islamic Law and Acts No. 41 Year 2004) nilam sari
Al-Qalam Vol 24, No 1 (2018)
Publisher : Balai Penelitian dan Pengembangan Agama Makassar

Benefaction is one of facility to increase quality and quantity of worship to Allah has a main foundation that was Al-Qur’an and hadits, because as worship, benefaction has regulated for its legal requirement by Allah SWT. The provisions of benefaction and other worships that will performed by human being as means to close him selves to Allah. This article discussed about stipulation of diversion of benefaction property function according to stipulation of Islamic law (fiqh) and laws No. 41 Year 2004 concerning to benefaction. Related to diversion of function of benefaction property use have happened some perspectives among of several theologians, there was part of theologian prohibited to change function and advantage of such benefaction of property, when such benefaction property in form of a building such as mosque, house and others. But in other hand, some theologians allowed change of function of waqf land during its original form do not changed and it not change to other name of such benefaction property. Such benefaction property which has diverse should be more strategic property, productive and empowered for religion and Islam community. Difference between Islamic law (fiqh) and positive law concerning to diversion of benefaction property function where in provision of fiqh jumhur of theologian was allowed the diversion of benefaction property function so long as do not change purpose of benefaction and do not change the object name which has donated. While the positive law was not regard such things, substantially it fulfilled economic value and productive and it not in opposition to law of sharia provision.

Patokan harga nilai jual objek pajak di kota Banda Aceh: Analisis perspektif mekanisme harga dalam Islam Nilam Sari; Ridha Jadidah
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 1 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i1.450

Sale Value of Taxable Object (SVTO) is the averageprice obtained from the sale and purchase transactions that occur naturally, and when there is no buying or selling, then SVTO determined through a price comparison with other similar objects or substitution Although in operation, SVTO was not used directly in the case of land purchase, but sometimes the processes and mechanisms involved may violate the concept of buying and selling in Islam, such as the element of coercion and fair price. The researcher was intended to examine on how the processes and mechanisms of release of land by the government of Banda Aceh and how calculations of SVTO to the land purchase and its suitability with the Islamic price mechanism, the researcher conducted interviews with staﬀ of UPTD PBB DPKAD of Banda Aceh. The descriptive analysis method was used in this, and the collecting data were analyzed qualitatively. The results showed that in the process and mechanism of release of land, the government does not use SVTO which is based on existing provisions. However, its implementation was done by estimating the real price of the object purchased. Not only that, but also it also referred to other possibilities such as land location. In general, the implementation is legal. The author suggests government to put more emphasis on adequate compensation to the community so that it can cover the costs of looking for a house/new land, the cost of moving, survival, and so on.

ANALISIS PENERAPAN SYARIAH COMPLIANCE PRODUK PEMBIAYAAN MURABAHAH BSM GRIYA PADA BANK SYARIAH MANDIRI CABANG BANDA ACEH: SHARIA COMPLIANCE OF BSM GRIYA MURABAHAH FINANCING PRODUCTS AT THE MANDIRI SYARIAH BANK BRANCH OF BANDA ACEH Nilam Sari
NISBAH: Jurnal Perbanka Syariah Vol. 7 No. 1 (2021): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v7i1.3647

Syariah compliance merupakan suatu wujud pemenuhan terhadap nilai syariah sebagaimana diketahui bahwa fatwa DSN-MUI merupakan suatu alat ukur untuk pemenuhan prinsip syariah. Salah satu produk yang ditawarkan bank syariah adalah produk pembiayaan murabahah yang masih menimbulkan beragam persepsi baik positif maupun negatif dikalangan masyarakat. Tujuan penelitian untuk memahami penerapan syariah compliance pembiayan murabahah pada produk BSM Griya. Penelitian ini menggunakan pendekatan mixed methode. Tehnik pengambilan sampel yang digunakan adalah simple random sampling. Data penelitian didapatkan dari hasil wawancara dan sebaran kuesioner. Penelitian ini menggunakan analisis data melalui pendekatan mixed method. Hasil penelitian menunjukkan bahwa Bank Syariah Mandiri cabang Banda Aceh dilihat dari segi aplikasi pembiayaan, segi akad, segi kepemilikan barang, penentuan margin, prosedur pembayaran angsuran serta dilihat dari ketetapan hukum sudah sangat baik berdasarkan prinsip syariah. Penelitian ini didukung dengan persepsi nasabah yang memberikan respon positif terhadap penerapan syariah compliance produk pembiayaan murabahah BSM Griya pada Bank Syariah Mandiri cabang Banda Aceh.

PENGELOLAAN WAKAF PRODUKTIF DI KABUPATEN PIDIE PROVINSI ACEH (TANTANGAN DAN KENDALA) Rahmatillah Rahmatillah; Muhammad yasir yusuf; nilam sari
Journal of Sharia Economics Vol 3 No 1 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i1.1607

Penelitian ini bertujuan untuk mengetahui pengelolaan wakaf produktif di Kabupaten Pidie dengan melihat kendala dan tantangan. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan etnografi. Jenis data dalam penelitian ini adalah data primer melalui metode wawancara. Teknik analisis data dengan menggunakan analisis deskriptif. Hasil Penelitian menunjukkan bahwa pengelolaan wakaf produktif di Kabupaten Pidie belum sepenuhnya berjalan dengan baik, karena terdapat aset wakaf produktif yang terbengkalai dan tidak memberikan manfaat bagi kesejahteraan masyarakat. Tantangan yang dihadapi dalam pengelolaan wakaf produktif adalah minimnya pemahaman tentang wakaf produktif, kurangnya pembinaan bagi nazhir. Kendala dalam pengelolaan wakaf produktif di kabupaten pidie, yaitu: banyak nazhir yang tidak professional, kurangnya sosialisasi, dan kurangnya kemampuan manajerial pengelolaan wakaf produktif. Adapaun solusi dalam permasalahan ini adalah meningkatkan sumber daya nazhir yang berkompeten sehingga mampu mengelola wakaf produktif secara kreatif dan inovatif, meningkatkan sosialisasi yang lebih spesifik dan efisien sehingga mudah dipahami masyarakat.

Analisis Link And Match Lulusan Dengan Industri Kerja (Studi Kasus Prodi Ekonomi Syariah FEBI UIN Ar-Raniry Banda Aceh) Nur Asmaiyah; Nilam Sari; Kamal Fachrurrozi
EKOBIS SYARIAH Vol 4, No 1 (2020)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Penelitian ini bertujuan untuk mengetahui bagaimana pelaksanaan program link and match lulusan dengan industri kerja pada Prodi Ekonomi Syariah FEBI UIN Ar-Raniry Banda Aceh, bagaimana persepsi alumni terhadap link and match lulusan dengan industri kerja serta kendala dan solusi mempercepat serapan Alumni Ekonomi Syariah sesuai kompetensi yang dibutuhkan dalam industri kerja. Penelitian ini merupakan penelitian lapangan menggunakan pendekatan kualitatif, teknik pengumpulan data yang digunakan adalah observasi, wawancara dan kuesioner. Teknik analisis data menggunakan analisis reduksi data, penyajian data dan penarikan kesimpulan. Berdasarkan hasil penelitian maka diperoleh kesimpulan bahwa (1) Prodi ekonomi syariah bersama fakultas dalam melaksanakan link and match lulusan dengan industri kerja, menjalin kerjasama dengan lembaga dan instansi terkait khususnya dalam penerimaan alumni sebagai pekerja .Selain kerjasama tersebut,prodi dalam penyusunan dan revisi kurikulum ekonomi syariah senantiasa melibatkan stakeholder pemerintah dan industri keuangan syariah. Demikian juga fasilitas sarana prasarana sebagai faktor penunjang pembelajar terus ditingkatkan dalam mendukung terlaksannya link and match alumni (2).Dari keseluruhan responden alumni berjumlah 69 0rang , 49,3 % telah mendapat pekerjaan, 61% menjawab pekerjaan sesesuai dengan kompetensi prodi, 67% menjawab kurikulum sesuai dengan pekerjaan, dan hanya 2,9% menjawab info peluang kerja didapat dari fakultas dan prodi (3) Kendala yang masih dihadapi terlaksananya secara maksimal link and match alumni adalah seperti: belum adanya praktek kerja lapangan dalam kurikulum prodi, lowongan pekerjaan terbatas , serta kurangnya informasi (link) pekerjaan dari fakultas dan prodi .Solusi yang ditawarkan dari stakeholder adalah : memperluas jaringan kerjasama dengan pihak penerima kerja , memperkuat beberapa mata kuliah prodi yang dibutuhkan dalam industry kerja.

Co-Authors Abrar Amri Agustin Hanapi Amira Sherlyna Azimah Dianah Dzaki Mohammad Haspian Elda Elnovita Era Susanti Fatimah, Atika Hafas Furqani Hafiizh Maulana Iqbal Parija Ira Mulia Safitri Jumila Jumila Kamal Fachrurrozi Khairul Amri Lora Septiana Lubis, Nursiani Mirza Frananda Kusuma Muhammad Arief Muhammad Arif Mufti Muhammad Nadhel Akbar Muhammad Yasir Yusuf Muhammad Yusnan Muhammad Zaky Al Hafiz Muhammad Zulhilmi Nadhiratul Sukma Nova Primadina Nur Aisah Ibrahimiyah Nur Asmaiyah Putri Harmadani Rahmatillah Rahmatillah Raisa Mila Yunira Ridha Jadidah Rina Desiana Rizki Maulana Safrirullah Siti Nurjannah Suci Andini Tria Ummi Hasanah WD Nahda Aulia G Winny Dian Safitri Yelvi Levani

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