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INDONESIA
J-EBIS (Jurnal Ekonomi dan Bisnis Islam)
Published by Institut Agama Islam Negeri Zawiyah Cot Kala Langsa
ISSN : 25021397     EISSN : 25408100     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Other
The Journal that published by Faculty of Economic and Islamic Busines, State Institut for Islamic Studies (IAIN) Zawiyah Cot Kala Langsa, This journal focused on Islamic Economics and Finance studies. The Journal is published twice a year on April and October. The aim of the journal is to disseminate the Islamic economics and finance.
Arjuna Subject : -
Articles 6 Documents
 1 
Search results for , issue "Vol 5, No 2 (2020)" : 6 Documents clear
Pengaruh office channeling dan dana pihak ketiga terhadap laba dengan pembiayaan sebagai variabel intervening pada Perbankan Syariah di Indonesia Muhammadinah Mamad
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 2 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i2.1683

Abstract

This research aims to determine the influence of Office Channeling and third party funds to profit with financing as a variable intervening on sharia banking in Indonesia. The population in this study is the entire sharia banking in Indonesia consisting of 14 Sharia commercial banks and 20 Syariah business units. Then the sample used is the summary (summary) of Sharia banking financial statement period of 3 years on a monthly basis so that the number of samples as much as 12 x 3 = 36. The analytical technique used is Path analysis using Test T, where the mediation test is done with the procedure developed by Sobel (1982) and known as Sobel Test. The results showed that: a) the Office Channeling variable was directly influential and insignificant to the financing variable. b) The variables of the third party fund are directly influential and significant to the financing variable. c) The Office Channeling variable is directly influential and significant to the profit variable. d) Variable third party funds are directly influential and insignificant to the profit variable. e) The financing variable is directly influential and significant to the profit variable. f) The financing variable is not able to view the influence of the Office Channeling variable on profit variable. g) The financing variable is capable of imradiation the influence of third-party funds variables to profit variables.
Analisis etika bisnis islam terhadap praktik pembulatan harga pada jual beli karet Mutia Sumarni
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 2 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i2.1786

Abstract

This study describes the practice of rounding prices on buying and selling rubber in Medang Ara village, Karang Baru District. The purpose of this study was to determine the practice of price rounding on the sale and purchase of rubber and to determine the analysis of Islamic business ethics on the practice of rounding prices on buying and selling rubber in the village of Medang Ara, Karang Baru District. The type of research used is field research. Data collection techniques through observation, interviews and documentation, as well as data analysis techniques with a qualitative descriptive approach.Based on the results of the study note that the price rounding done by Medang Ara village rubber agent is rounding down prices. The agent did this rounding because there was no change which made it difficult to pay for the rubber and the agent thought that rounding was a common thing and was known by farmers, so farmers would be sincere if the money was rounded up. In addition, the price rounding done by an agent is contrary to the basic provisions in Islamic business ethics, namely unity, balance, free will, responsibility and truth, and rounding the price is also contrary to the principles in Islamic business ethics such as honesty and transparency in setting prices.
Analisis kinerja keuangan pemerintah daerah sebelum dan setelah ditetapkannya keputusan menteri dalam negeri no. 29 tahun 2002 Cici Dewi Sari Murni
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 2 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i2.1835

Abstract

This study aims to see whether there are differences in local government financial performance before and after the stipulation of Kepmendagri No.29 of 2002. This research was conducted in 12 districts/cities in Aceh which had not been expanded until 2001. The data used were secondary data with data collection techniques. documentation derived from the BPS in the Province of Aceh and other supporting sources. The variables used are the ratio of financial ability, ability to mobilize, level of dependency, and fiscal decentralization. Data were analyzed using parametric statistics which are different tests for two paired samples (paired sample t-test). The results showed that the financial performance of local governments in the form of financing ability, mobilization ability, level of dependency before the stipulation of Kepmendagri No. 29 of 2002 was not different from after the stipulation of Kepmendagri No. 29 of 2002, whereas in the form of fiscal decentralization before the stipulation of Kepmendagri No. 29 of 2002 is different from after the stipulation of Kepmendagri No. 29 of 2002.
Analisis dampak tingkat literasi keuangan syariah, religiusitas dan akses layanan terhadap penggunaan produk keuangan Syariah Ahmad Fauzul Hakim Hasibuan; Munardi; Ichsan
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 2 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i2.2074

Abstract

This study used a quantitative approach involving 32 respondents from Gampong Pusong fishermen. The sampling technique was carried out using stratifi ed random sampling. This study is based on primary data in the form of a questionnaire collected from all respondents which aims to see the impact of Islamic financial literacy on religiosity and service accents on the use of Islamic fi nancial products. This is due to the privilege of Aceh province as a locomotive for sharia fi nance with the issuance of qonun no 11 of 2018 concerning Islamic finance. Methods of data analysis using Multiple Linear Regression analysis with F-test and T-test. Whereas for testing the instrument using the validity test, reliability test, and classical assumption test. The results of the study can be concluded that the regression model has been made to determine the area of rejection of the hypothesis. The rejection area is if F-count > F-table, namely 18.041> 2.71, then the decision H0 is rejected. Or it can be seen from the signifi cance value, namely if the p-value <α, (0.000 <0.05), then H0 is rejected. So that Islamic Financial Literacy (X1), Religiosity (X2), and Access Aff ordability (X3) together affect Product Use (Y) or the model that has been made is correct.
Strategi optimalisasi program dana desa melalui pemberdayaan masyarakat dalam perspektif ekonomi Islam Muhammad Mujtaba Mitra Zuana; Dian Rahmawati; Muawanah
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 2 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i2.2090

Abstract

The village fund provides a very important position for the village to carry out development and community empowerment programs. These include programs for the welfare of the community. Village funds have an important role in improving the economy of rural communities, with effective and efficient use and allocation. This study uses field research with descriptive research methods, the methods used in this study are: observation, structured interviews, and documentation. After the researchers have collected data, the next step is to do the data analysis. The analysis conducted by researchers uses two ways, namely processing the initial data and classifying it and then the next stage of the data will be analyzed. Based on the results of this study it can be concluded that the management of village funds in the village of Kemiri has been running in accordance with existing technical guidelines, so that the development in the village of Kemiri from the existence of village funds has brought considerable changes starting from improving infrastructure facilities, educational advice, health facilities etc. but in the field of empowerment in the village of Kemiri is still not optimal this is due to the lack of community participation in the management of village funds. In the field of development and empowerment, the community is only involved in planning and implementation, but in terms of accountability and evaluation of the community village fund program, it has not been directly involved.
Pengaruh sikap, norma subyektif, dan halal image terhadap niat calon nasabah menggunakan produk perbankan syariah pada Bank Negara Indonesia Syariah (BNIS) cabang Lhokseumawe Fuadi; Khairawati; Munandar
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 2 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i2.2137

Abstract

This study aims to determine the effect of Attitude, Subjective Norms, and Halal image either partially or simultaneously on the intention of prospective customers to use Islamic banking products at the Bank Negara Indonesia Syariah (BNIS) Lhokseumawe branch and to find out the most dominant factors in influencing prospective customer intentions. The results showed that attitude, subjective norms, and Halal image were simultaneously significant in influencing the intention of prospective customers to use Islamic banking products. Partially each of the Attitude, Subjective Norms, and Halal image variables influence the intention of prospective customers to use Islamic banking products. Attitude variable is the most dominant variable in influencing the intention of prospective customers to use Islamic banking products.

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