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Jurnal Ekonomi & Keuangan Islam
Published by Universitas Islam Indonesia
ISSN : 2088996     EISSN : 26146908     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
AIMS Jurnal Ekonomi dan Keuangan Islam (JEKI) covers in detail a large number of topics related to Islamic Economics and Islamic Finance, comprising the latest empirical studies, country-specific studies, policy evaluations on Islamic economics and comparative international Islamic finance. This journal provides a forum for scientific exchange for academicians, practitioners, keen observers, and independent researchers, by publishing high-quality theoretical, empirical, and policy contributions. SCOPE Jurnal Ekonomi dan Keuangan Islam (JEKI) promotes the exchange of ideas and information among researchers around the world and strives to keep the economists updated on the latest research related to Islamic economics and Islamic finance. Scientists with an interest in Islamic economics and Islamic finance may rely on this journal as one of their essential sources.
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Articles 7 Documents
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Search results for , issue "Volume 7 No. 2, July 2021" : 7 Documents clear
Do stability and size affect the profitability of Islamic rural bank in Indonesia? Heri Sudarsono; Fiqih Afriadi; Siti Aisiyah Suciningtias
Jurnal Ekonomi & Keuangan Islam Volume 7 No. 2, July 2021
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol7.iss2.art5

Abstract

Purpose – This study aims to analyze the effect of stability, size, financial performance and macroeconomic variables on the profitability of Islamic Rural Banks (BPRS) in Indonesia.Methodology – This study uses panel data consisting of 82 BPRS from December 2012 to December 2018. This study uses a dynamic model using GMM (General Method of Moments) developed by Arellano & Bover (1995) and Blundell & Bond (1998). GMM is used to describe the actual conditions in the analysis of profitability of Islamic Rural Banks.Findings – The findings of this study indicate that the stability and size of the BPRS have a negative effect on the level of ROA and ROE. Further, BAC has a positive effect on ROA but it has a negative effect on ROE. While the deposit structure (DS) is found to have a positive effect on ROA and ROE, FDRand the total deposit (DAR) is found to have a positive effect on both ROA and ROE. Meanwhile, the capital structure does not show a significant value on ROA. On the other hand, economic growth (GDP) and inflation (INF) do not show a significant relationship to ROA, but inflation is positively related to ROE.Originality – This study is to determine the effect of the stability and the size of BPRS on its profitability. This study uses 6 models to obtain a consistent variation of variables in influencing profitability.
Mapping the global Islamic equity market vis-à-vis the COVID-19 turbulence Muhamad Rizky Rizaldy; Siti Rahayu
Jurnal Ekonomi & Keuangan Islam Volume 7 No. 2, July 2021
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol7.iss2.art6

Abstract

Purpose – COVID-19 typically affects economic activity and growth, including the movement of global Islamic stock indices. This experimental study intends to analyse and map the global Islamic equity markets competition and identify which countries have the best performance while facing the turbulence of COVID-19.Methodology – This research was conducted by simulating the formation of a global Islamic stock portfolio and ranking based on weighting of investment allocations in each country. The data used were monthly data during the first year of the COVID-19 crisis period from 12 countries that provide an Islamic stock index and are constituents of Dow Jones Global Islamic Indices and/or FTSE Shariah. The Single Index Model was employed as the method in the formation of the global portfolio in this research.Findings – Our analysis revealed that four countries that deserve the biggest weights, namely China, Japan, Turkey, and Malaysia, were the countries with the best relative performance compared to their risk and the most defensive countries to the global systematic market risk and turbulence during the first year of COVID-19 crisis period. On the other hand, three countries were eliminated as their Excess Return to Beta were lower than the Cut-Off Point, these countries were the United Kingdom, United Arab Emirates, and Canada, which means that the returns of these countries were not worth the risks.Originality – While some studies have analysed the behaviour of Islamic stock markets during the COVID-19 crisis, none of them tried to map the global Islamic stock market that reflects the competitiveness of the constituent countries and the competition amongst them.Practical implication – This research argues that if Islamic multinational investors allocate their funds while facing the COVID-19 turbulence by considering the global map generated from this study, the investors will have a global Islamic investment portfolio with an optimal return which is higher than the market return and minimal risk which is lower than the market risk.  
Determinant factor of Islamic financial inclusiveness at MSMEs: Evidence from Pekanbaru, Indonesia Budi Trianto; Rahmayati Rahmayati; Tetty Yuliaty; Tasiu Tijjani Sabiu
Jurnal Ekonomi & Keuangan Islam Volume 7 No. 2, July 2021
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol7.iss2.art1

Abstract

Purpose – This study aims to analyze the factors that influence the inclusiveness of Islamic finance in MSMEs and its impact on their business performance.Methodology – This research uses the quantitative approach through SEM analysis. Data were collected directly from respondents using an online survey questionnaire. Respondents in this study were MSMEs who had interacted with the Islamic Banking with the total sample size of 98 MSMEs owners.Findings – The results of this study show that the socio-cultural and marketing communication variables have a positive and significant impact on Islamic financial inclusion. Meanwhile, Islamic financial literacy has a positive but insignificant impact on Islamic Financial Inclusion. Although financial literacy does not have a significant impact on Islamic financial inclusion, it has a positive and significant impact on the performance of MSMEs. Another result shows that Islamic financial inclusion has a positive and significant impact on the performance of MSMEs in PekanbaruOriginality – Research related to the Islamic Financial Inclusion in the MSMEs in Pekanbaru, Indonesia is very limited. This study will contribute to the existing literature in the area of Islamic Financial Inclusion and the development of MSMEs.
The antecedents of Muslim customers' behavioral intention towards Islamic mobile payment Exval Mahendra Saputro; Sri Rahayu Hijrah Hati
Jurnal Ekonomi & Keuangan Islam Volume 7 No. 2, July 2021
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol7.iss2.art2

Abstract

Purpose – The aim of the study is to identify the antecedents of the Indonesian Muslim customers' intention to use Islamic mobile payments.Methodology – The data were collected from 437 respondents, i.e., 216 potential users and 221 actual users of Islamic mobile payments. The data were analyzed using a partial least squares structural equation model (PLS-SEM).Findings – The study shows that performance expectancy, perceived religiosity obligation, compatibility, and perceived trust had positive effects on the behavioral intention of Muslim customers. For multi-group analysis, perceived religiosity obligation and compatibility have a significant effect on actual and potential users. Perceived trust significantly influences actual users' behavioral intentions, whereas social influence only significantly affects potential users.Originality – The study was conducted on Islamic mobile payment using actual users and potential users as respondents. The study will contribute to the development of theories on the adoption of technology and Muslim consumers.
Intergenerational value transmission, religiosity, and ethical consumption: Evidence from college students in Indonesia Rahmatina A Kasri; Karina Mariz; Alin Halimatussadiah
Jurnal Ekonomi & Keuangan Islam Volume 7 No. 2, July 2021
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JEKI.vol7.iss2.art3

Abstract

Purpose – With the implementation of Sustainable Development Goals (SDGs), there has been growing attention towards food-wasting behaviors under the public and scientific domain due to its strong economic, environmental, and social consequences. However, educational institutions–which are expected to implement ethical consumption behaviors–still face various challenges to implement it. Hence, the study aims to identify the determinants influencing food-wasting behavior amongst university students in Indonesia.Methodology – The study employed a quantitative research method, in which primary data from 780 students from Universitas Indonesia is analyzed using the logistic regression model. The main variables used are eating disciplines (proxies of intergenerational value variable), religiosity, and several socio-demographic factors.Findings  –  The study found that current eating discipline, desire to educate/discipline future offspring on the habit of finishing food and meal planning significantly influence food-wasting behavior amongst university students. This implies the importance of intergenerational value transmission in influencing ethical consumption behavior. In contrast, despite being a religious country, no significant relationship was found between religiosity and food-wasting behavior. Types of university degrees and gender were also found to significantly influence food-wasting behavior.Practical implications – The findings implied that families and educational institutions should attempt to increase students’ awareness and induce a more positive value transmission towards ethical consumption behavior, including linking food-wasting behaviors to curriculum and religious teaching/practices. Furthermore, given the reciprocal nature of the intergenerational value transmission, higher awareness regarding food waste issues should encourage a more positive attitude and behavior of students and subsequently be used to influence their families, friends, and offspring in the future.Originality – While some studies have examined the connection between religiosity and ethical consumption behavior, few studies have attempted to assess the relationship between religiosity and individual food-wasting behavior at a collegiate level. This study tries to fill the gap in the context of the university in Indonesia. 
Branchless banking and profitability in the Indonesian Islamic banking industry Mohammad Nur Rianto Al Arif; Uut Tri Cahyani
Jurnal Ekonomi & Keuangan Islam Volume 7 No. 2, July 2021
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol7.iss2.art4

Abstract

Purpose – This study aims to examine the effect of branchless banking on the level of profitability in Islamic banks.Methodology – This study uses two Islamic banks that have implemented branchless banking (BRI Syariah and BTPN Syariah) and two Islamic banks that have not implemented this policy (BNI Syariah and Bukopin Syariah). This study uses regression analysis techniques with panel data. The model used in this study is the fixed effect model.Findings – This study shows that the branchless banking policy has a positive impact on profitability. This result implies that the implementation of branchless banking can improve the performance of Islamic banks in Indonesia. So, it is hoped that other Islamic banks can implement this branchless banking policy to overcome the limitations of their network. In addition, branchless banking can expand customer reach to areas that have not been served well by Islamic banks.Originality – Research on branchless banking in Islamic banks in Indonesia is still limited. There are only few studies comparing banks that have implemented branchless banking with banks that have not implemented this policy. Therefore, this research will contribute to a study that discusses branchless banking in Islamic banks in Indonesia, especially its impact on performance.
A spatial analysis of non-performance financing determinants in Islamic banks in Indonesia Eko Suprayitno; Rizky Mubarocha Hardiani
Jurnal Ekonomi & Keuangan Islam Volume 7 No. 2, July 2021
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol7.iss2.art7

Abstract

Purpose – This study aims to analyze the non-performance financing determinant of Islamic Banking (IB) in Indonesia through spatial analysis. These determinants consist of macroeconomic and microeconomic variablesMethodology – Samples in this research were selected using the purposive sampling technique with the criteria of Islamic banks registered in the Financial Services Authority (OJK) that released quarterly data reports and financial reports during 2015-2020. There are 7 Islamic banks that met the criteria.Findings – Results showed that the ROA, Inflation, GDP, and BI Rate simultaneously affected the NPF level, while FDR and CAR do not affect the NPF level of Islamic commercial banks. Meanwhile, partially FDR, BOPO, CAR, ROA, Inflation, GDP, and BI Rate affect the NPF level. In addition, the spatial analysis showed that based on the global distribution, there is a significant spatial effect through the geographical location between one bank and other.Originality – This research provides empirical data related to the determinants of non-performing financing, using the spatial analysis approach. Moreover, this research also uses the most updated data, Islamic and conventional banks during 2015-2020Research limitations – Related to the samples of Islamic banks, this research only investigates those registered in OJK, not all Islamic banks in Indonesia.

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