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INDONESIA
At-Tawassuth: Jurnal Ekonomi Islam
ISSN : 2580944X     EISSN : 25490230     DOI : -
Core Subject : Economy,
Arjuna Subject : -
Articles 9 Documents
Search results for , issue "Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016" : 9 Documents clear
ANALISIS PENGARUH KEPERCAYAAN, RELIGIUSITAS DAN KONTRIBUSI TERHADAP MINAT PEDAGANG MENGELUARKAN ZAKAT DI BAITUL MAL (STUDI KASUS PADA PEDAGANG PASAR LOS LHOKSEUMAWE) Muhammad Yunus
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (475.364 KB) | DOI: 10.30821/ajei.v1i1.365

Abstract

The purpose of this study to analyze the influence of trust, religiosity, and contributing to the interest of traders in Pasar Los Kota Lhokseumawe issue a zakat in Baitul Mal. The object of this research is the traders with the sampling technique using a simple random sample (sample random sampling). Samples numbered 69 merchants. Collecting data using questionnaires. Data analysis techniques with descriptive approach qualitative and quantitative analysis in linear regression. Measurements using a Likert scale with an answer from one to five.From the results if the data using regression model showed that Y = 4, 295 + 0, 406 X1 - 0.261 X2 + 0,645 X3. While the test results partially to the influence of the trust factor (X1) significantly at 4.988, greater than the value t table is 1.997 at α = 5% influence factor religiustas (X2) is 2.733, larger than the value of t is 1.997 at α = 5 % and the effect of contributing factors (X3) of 7.738, is greater than the value t table is 1.997 at a = 5%. Means partial trust factor and the contribution of each positive effect on the interest issue a zakat in the treasury, while the religiosity factor negatively affect the interests issued zakat in treasury. Each independent variable has a value of t is greater than t table on significant α = 5%.Simultaneous testing of the trust factor, religiosity can contribute to the effects of issuing zakat in treasury conducted by market traders Los town of Lhokseumawe result f calculated at 132.278 and f table 3.14. f indicate when the count is greater than f table by using an interest rate of 95 %, α = 5 % (0.05). Results of the data showed no significant effect simultaneously, then the hypothesis Ho is rejected.From these studies it can be concluded that there is influence of trust and contributing to the process of determining interest by traders in issuing zakat either partially or simultaneously testing, while for the factor of religiosity have smaller influence in determining the interest of traders in issuing treasury zakat in Lhokseumawe.
ANALISIS PENGARUH KONTRIBUSI BANK PANIN SYARIAH TERHADAP TOTAL LABA BERSIH BANK PANIN KONVENSIONAL Masyrifa Zahro
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (524.459 KB) | DOI: 10.30821/ajei.v1i1.361

Abstract

This research aims to determine The Effect of Contribution Panin Syariah Banking to Total net profit of panin Conventional banking. The sample used in this research is data Net Profit Margin, DPR, Growth Net Income and Asset Growth on Conventional panin Bank's net profit from January 2010 to December 2015. The approach used in this research is a quantitative  approach with  VAR (Vector Auto Regressive) analysis  supported by stationary test, optimal lag test, stability test of VAR model, granger causality test, test impulse response function and variance decomposition test, assisted by Eviews software version 6.From the results of research conducted at alpha 5%, the reaserches conclude that the results of  of VAR analysis that Varince Decomposition test showed that NPM variable, DPR, Income Growth, and Growth Assets to Net Income Conventional panin banking In the long term from the  beginning to the end of observationiniti net profit has a more dominant influence amounted to 32.76%, by the end of the observation. Meanwhile, NPM variable has an influence on the Bank's net profit amounted to 6.01% Conventional panin Bnking , DPR variable has the effect on 9.81% and increasing  of asset amounted to 21, 19%. Granger causality test results showed that all variables had a causal relationship  one another, each mean every variable has a two ways relationship with other variables. While the impulse response function test results showed that the net profit  Panin Conventional Banking to respon Net Profing Margin (NPM) highly balance, had positive respon, had to the increasing of negative asset, and negative respon of net profit.
“ANALISIS PERSEPSI MASYARAKAT MUSLIM TERHADAP PENGGUNAAN ALAT PEMBAYARAN NON TUNAI DI KOTA MEDAN” Muhammad Radiansyah
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (567.317 KB) | DOI: 10.30821/ajei.v1i1.366

Abstract

This research was aimed to analyze the perception of Moslem society to use of non-cash payment instruments in Medan. This reaserch used primary data obtained by distributing questionnaires to the people of Medan totaling 100 samples. The approach used is a quantitative approach to process data obtained from questionnaires after previously transformed into a form numerical data (numbers) by  Likert scale. Such data processed with assisted by Eviews program.The analysis used is multiple regression.Results of Public Perception Estimates found that R2 ammounted to 0.836 it means a change of independent variables explain the changes in the dependent variable was amounted to 83.6% and 16.4% explained variables outside the model. While the F-test is obtained by 37.52 or to the value of Prob. 0,000 means jointly variables Efficiency, Security, Infrastructure, Environment Promotion and affect the public perception of Muslim against non-cash Payment Instruments in Medan. Efficiency Variable Coefficient research results positive and significant impact on the public perception of Non-Cash Payment Instrument with t-stat of 2.814 is greater than t-table is 1.661. Security has positive influence and significant on the public perception of Non-Cash Payment Instrument with t-stat of 2.437 is greater than t-table is 1.661. Infrastructure has positive influence and significant  on the public perception of Non-Cash Payment Instrument with t-stat of 2.815 is greater than t-table is 1.661. Promotion has positive and significant on the public perception of Non-Cash Payment Instrument as it has a t-stat of 2.236 is greater than t-table is 1.661. Environment has positive influence and significant on the public perception of Non-Cash Payment Instrument  with t-stat of 2.555 is greater than t-table is 1.661.So that  can be  concluded of the infrastructure variable most significant effect on the perception of the Muslim community in using non-cash payment instruments in Medan. Bank Indonesia is expected to more aggressively again in the dissemination of non-cash payment and the benefits of using it where a lot of people who do not understand at all about electronic payments.
ANALISIS PELAKSANAAN ZAKAT PROFESI: UPAYA PENGENTASAN KEMISKINAN DI KOTA MEDAN Siti Mujiatun
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (451.935 KB) | DOI: 10.30821/ajei.v1i1.362

Abstract

The public and private institutions of Medan, Bank Sumut, PT Telkom and UMSU implement the Zakat based on the Leader’s Policy. The research method using descriptive qualitative, interviews, documentation, observation. The results showed the Zakat Profession is done by deducted 2.5% of monthly salarySOP; 1) Decision Letter from Management, 2). Socialization, 3). 2.5% per monthly, 4), Mustahiq, 5). Evaluation. The obstacles; 1). lack of professional, 2), Muzaki is less trustful, 3). Direct distribution of alms to the recipients. 4). Lack of trust to the Institute. (5). No punishment refuse alms collection. 6). Lack of socialization 7). Paper-based, instead of IT management, 8). Khilafiyah, 9). No regulation of the profession Zakat, Recommendation; 1). All institutions of Medan should collect profession alms and distribute it productively. 2) Government and DPRD of Medan should formulate and issue local regulation on profession alms.
ETIKA KONSUMSI DAN KESEJAHTERAAN DALAM PERSPEKTIF EKONOMI ISLAM Rahmat Ilyas
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (417.641 KB) | DOI: 10.30821/ajei.v1i1.367

Abstract

Consumption is a form of human economic behavior in human life. Every living thing must have activities including human consumption. In Islamic Economics customer satisfaction depends on the values of the religion to which he applied in routine activities are reflected in the money dibelanjakannya. Religious teachings which are run either prevent consumers from israf nature, because israf an extravagant nature consciously done to meet the demands of mere lust. Material and spiritual welfare is a goal to be achieved in the development process. This suggests that the success of the development must be achieved not only in the material aspect, but also in the spiritual aspect.
ANALISIS PENGARUH TINGKAT INFLASI, NILAI TUKAR, BI-RATE DAN SUKU BUNGA BANK KONVENSIONAL TERHADAP MARGIN BAGI HASIL DEPOSITO MUḌARABAH PERBANKAN SYARIAH DI INDONESIA PERIODE 2010-2015 Faisal Affandi
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (767.696 KB) | DOI: 10.30821/ajei.v1i1.363

Abstract

This research aims to analyze the effect level of inflation, exchange rate, BI-Rate and the bank conventional interest rate to the margin profit sharing of muḍarabah deposits the Islamic banking in Indonesia period January 2010 - December 2015. The data used  are time series data period January 2010 - December 2015 published by BI, OJK and BPS. The method of analysis used in this research is Multiple Linier Regression Method is Ordinary Least Square (OLS).The results of this research indicate that the level of inflation variable and the bank conventional interest rate variable partially no significant effect to the margin profit sharing of muḍarabah deposits the Islamic banking in Indonesia period 2010 - 2015 variable. While the exchange rate variable and the BI-Rate variable partially significant effect to the margin profit sharing of muḍarabah deposits the Islamic banking in Indonesia period 2010 - 2015 variable. The results of statistic test showed that together (simultaneously), the level of inflation variable, the exchange rate variable, the BI-Rate variable, and the bank conventional interest rate variable simultaneously significant effect to the margin profit sharing of muḍarabah deposits the Islamic banking in Indonesia period 2010 - 2015 variable.
ANALISIS PENGARUH NILAI TUKAR RUPIAH, TOTAL PENJUALAN, DAN LABA BERSIH TERHADAP KINERJA HARGA SAHAM BANK PANIN SYARIAH Riyan Pradesyah
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (515.518 KB) | DOI: 10.30821/ajei.v1i1.368

Abstract

The purpose of this research to determine the influence of Exchange Rate,Total Sales, and Net Income againts the Stock Price Performance atPanin Bank Syariah. The samples used in this research are data of NTR, TPJ, Net Income on Stock Price Performance atBank PaninSyariah from January 2010 to December 2015. This research used quantitative research approach that is VAR (Vector Auto Regressive)analysissupported by a stationarity test, optimal lag test,stability test of the VAR model, granger causality test, impulse response functiontest and variance decomposition test, assisted by Eviews software version 6.The results of research conducted by alpha 5%, the authors have concluded that the results of VAR analysis, whichvarince decompositiontest showed that the Exchange Rate, Total Sales, and Net Income variables influence on Stock Price Performance at Bank Panin Syariah. In the short-term or the beginning of the observation period to the end of the observation, the net profit has more dominant influence amounted to 13,87%. While the exchange ratevariable has an influence on the stock price performanceamounted to 0.23%, and total sales variable have an influence amounted to 0.43%. The result of granger causality test showed that all variables have a causal relationship with one another, it means each of variable has 2-way relationship with other variables. While the results impulse response function test showed that the stock pricesperformanceresponded positively and balanced against the exchange rate, responded negatively to the net income variable and approaching equilibrium,and total sales variable responded positively and balanced.So, when tested simultaneously, the most influencevariables is net incomevariable.
ANALISIS PENGARUH INVESTASI, OPERASI MONETER DAN ZIS TERHADAP PERTUMBUHAN EKONOMI INDONESIA Khairina Tambunan
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (460.219 KB) | DOI: 10.30821/ajei.v1i1.364

Abstract

This study seeks to verify and explain the influence of investment, monetary operations and alms to the Indonesian economy. While the method used is multiple linear regression analysis method with variables that conventional mutual funds, Islamic mutual funds, Bank Indonesia Sharia Deposit Facility (FASBIS), the amount of zakat, donation, and alms (ZIS) and Indonesia's real Gross Domestic Product. The data used in this research is time series data in the period from January 2013 - December 2015. The study found that simultaneously showed that about 97.2% variable konvensonal mutual funds, Islamic mutual funds, FASBIS, and zakat affect Indonesia's GDP the period January 2013- December 2015, while 2.8% is explained by other factors. Partially conventional mutual funds, FASBIS, and alms giving effect to real GDP Indonesia, while Islamic mutual funds do not look real to real GDP Indonesia.
KONTRIBUSI KURS, SUKU BUNGA PERKREDITAN, DAN LIKUIDITAS, PADA PEMBIAYAAN PRODUKTIF BANK SYARIAH Yovvi Sukandar; Muslim Marpaung
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (644.462 KB) | DOI: 10.30821/ajei.v1i1.369

Abstract

This research was aimed to find out the contribution of exchange rate, interest rates of conventional banking, and the resilience of islamic banking liquidity towards produktive financing performance of islamic banking in  Indonesia during the last 10 years. By quantitative approach of VAR (Vector Auto Regressive) analysis at alpha 5%, concluded that the exchange rate,  interest rates of conventional commercial banks, and the condition of islamic banks liquidity contribute to productive financing  performance of islamic banks. The most contribution to productive financing growth sourced by the power of islamic banks liquidity (16,68%), followed by interest rates of conventional commercial banks  (4,97%), and rupiah exchange rate  (1,39%). Productive financing performance showed positive respon but tend to be difficult to stable against the movement rupiah exchange rate, the interest rates of conventional commercial banks, while in contrast to the power of liquidity variable that responded positively and tend to be stable and balanced.

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