Articles
<![CDATA[FUNGSI UANG DALAM PERSPEKTIF EKONOMI ISLAM ]]>
<![CDATA[Faisal Affandi]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol. 1 No. 1 (2020): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (344.677 KB)
<![CDATA[Penelitian ini bertujuan untuk mengetahui fungsi uang dalamSistem Ekonomi Islam.Penelitian ini termasuk jenis penelitian kepustakaan (library research) yang berfokus pada pembahasan bagaimana Islammengatur penggunaan uang dalam sistem perekonomian. Berdasarkan hasil analisis dapat disimpulkan bahwa;1) Fungsi uang dalam perspektif ekonomi Islam hanya ada 2 yaitu; (a) uang sebagai satuan nilai atau standar harga (unit of account) dan (b) uang sebagai alat tukar (medium of exchange). 2) Fungsi uang dalam perspektif ekonomi konvensional ada 4 yaitu; (a) uang sebagai satuan hitung (unit of account), (b) uang sebagai satuan alat transaksi (medium of exchange), (c) uang sebagai satuan penyimpan nilai (store of value), (d) uang sebagai satuan standar pembayaran di masa mendatang (standard of deffered payment).3) Dalam sistem ekonomi konvensional, uang tidak hanya berfungsi sebagai alat tukar yang sah (legal lender) melainkan juga sebagai komoditas. Sedangkan dalam sistem ekonomi Islam, uang hanyalah sebagai alat tukar (medium of exchange) dan bukan suatu komoditas yang bisa diperjualbelikan.]]>
<![CDATA[TELAAH BIAYA DAN PENERIMAAN DARI SUDUT PANDANG EKONOMI SYARIAH ]]>
<![CDATA[Faisal Affandi]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol. 2 No. 2 (2021): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (754.682 KB)
<![CDATA[In essence, sharia economics is the application of sharia in various micro and macro economics activities. Talking about microeconomics, it will be in direct contact with the main issues analyzed in microeconomics theory namely, “how to use the available factors of production efficiently so that the prosperity of the people can be maximized”. Production has an important role in determining the standard of human life and the welfare of a nation. The purpose of this study is to analyze how the comparison of costs and revenues is seen from the point of view of conventional economics and sharia economics. This research is a library research whose data is through library sources and other references related to the development of costs and revenues in terms of conventional economics and sharia economics. The results of this study indicate that, (1) production costs seen from the point of view of sharia economics are all costs originating from halal sources and incurred by companies to obtain production factors that will be used to produce goods or services, (2) revenue is the receipt of producers from the sale of their production, (3) producer are assumed to always choose the level of output at which they can get the maximum total profit, (4) at the same cost, the amount of production in the profit sharing system is greater than the amount of production in the interest system, (5) production cost in a profit sharing system are more efficient and are able to encourage producers to produce at larger economies of scale]]>
<![CDATA[Financing Growth Analysis in BMT Al-Furqan Padang Sibusuk ]]>
<![CDATA[Arwin Arwin]]>;
<![CDATA[Faisal Affandi]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 7, No 1 (2022) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.29240/alfalah.v7i1.4312
<![CDATA[Purpose: This study aims to find out about the growth of financing for customers or members of BMT Al Furqan Padang Sibusuk in its role as a sharia microfinance institution to be a solution for small communities to get business capital and also to see the enthusiasm of the community in accessing financing for BMT Al Furqan Padang Sibusuk.Design/Method/Approach: This research is a semi-quantitative research, a combination of analysis carried out qualitatively and quantitatively, in which the nature of the categories is analyzed qualitatively, while the characteristic values to be used are numerical values that resemble quantitative analysis.Findings: After doing the research, it was found that the public's interest in getting access to financing at this microfinance institution was quite good, there was an increase in the amount of financing disbursed, and the amount of financing growth at BMT Al-Furqan Padang Sibusuk from the 2019 period and the 2020 period on financing products. Mudharabah and murabahah financing products experienced growth, namely the provision of mudharabah product financing in 2019 amounted to Rp.483.687.000 and grew in 2020 to Rp.529.228.000 (8,6 percent). Meanwhile, murabahah product financing in 2019 was Rp.892.839.000 rupiah and experienced growth in 2020 of Rp.1.537.940.000, - (41,1 percent). This microfinance institution has also provided many benefits, such as making it easier for members to get financing for business capital, especially micro and small businesses.Originality/Values: To obtain information about the development of financing carried out by BMT Al Furqan Padang Sibusuk, Sijunjung Regency, where this Islamic microfinance institution or BMT is not yet well known to the people of Sijunjung Regency.]]>
<![CDATA[The Effectiveness of Advertising Marketing in Print Media during the Covid 19 Pandemic in the Mandailing Natal Region ]]>
<![CDATA[Al Bara]]>;
<![CDATA[Faisal Affandi]]>;
<![CDATA[Ahmad Salman Farid]]>;
<![CDATA[Datuk Imam Marzuki]]>
<![CDATA[ Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 1 (2021): Budapest International Research and Critics Institute February ]]>
Publisher : <![CDATA[Budapest International Research and Critics University ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.33258/birci.v4i1.1688
<![CDATA[This study explains how effective advertising marketing is in three print media in Mandailing Natal. Several print media such as the Waspada Daily, representatives of the Mandailing Natal bureau and Mohganews, stated that the impact of the Covid 19 outbreak on the effectiveness of advertisements in the print media mentioned above. On the other hand, the print media Madina Post revealed that the Covid 19 pandemic had little impact on the advertisements served through the advertising column in its print media. This study uses the principles of a qualitative approach, using the SOR theory as an acronym for Stimulus-Organism-Response which has an impact on the Covid 19 pandemic outbreak. Namely, humans whose souls include components; attitudes, opinions, behavior, cognition and conation.]]>
<![CDATA[ANALISIS PENGARUH TINGKAT INFLASI, NILAI TUKAR, BI-RATE DAN SUKU BUNGA BANK KONVENSIONAL TERHADAP MARGIN BAGI HASIL DEPOSITO MUḌARABAH PERBANKAN SYARIAH DI INDONESIA PERIODE 2010-2015 ]]>
<![CDATA[Faisal Affandi]]>
<![CDATA[ AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016 ]]>
Publisher : <![CDATA[Universitas Islam Negeri Sumatera Utara ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (767.696 KB)
|
DOI: 10.30821/ajei.v1i1.363
<![CDATA[This research aims to analyze the effect level of inflation, exchange rate, BI-Rate and the bank conventional interest rate to the margin profit sharing of muḍarabah deposits the Islamic banking in Indonesia period January 2010 - December 2015. The data used are time series data period January 2010 - December 2015 published by BI, OJK and BPS. The method of analysis used in this research is Multiple Linier Regression Method is Ordinary Least Square (OLS).The results of this research indicate that the level of inflation variable and the bank conventional interest rate variable partially no significant effect to the margin profit sharing of muḍarabah deposits the Islamic banking in Indonesia period 2010 - 2015 variable. While the exchange rate variable and the BI-Rate variable partially significant effect to the margin profit sharing of muḍarabah deposits the Islamic banking in Indonesia period 2010 - 2015 variable. The results of statistic test showed that together (simultaneously), the level of inflation variable, the exchange rate variable, the BI-Rate variable, and the bank conventional interest rate variable simultaneously significant effect to the margin profit sharing of muḍarabah deposits the Islamic banking in Indonesia period 2010 - 2015 variable.]]>
<![CDATA[MONETARY POLICY: COMPARISON OF MASUDUL ALAM CHOUDHURY AND MILTON FRIEDMAN ECONOMIC THOUGHT ]]>
<![CDATA[Faisal Affandi]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 5 No 1 (2022) ]]>
Publisher : <![CDATA[Politeknik Bisnis Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.37600/ekbi.v5i1.478
<![CDATA[This study aims; 1) to describe Masudul Alam Choudhury and Milton Friedman version of monetary policy, 2) to describe the comparison of Masudul Alam Choudhury and Milton Friedman thoughts on monetary policy, 3) to describe the relevance of Masudul Alam Choudhury and Milton Friedman version of monetary policy to monetary policy in Indonesia. The research method used is a qualitative method with a literature review type. The results showed that; 1) Choudhury put forward the endogenous theory of money in Islam, where the central bank as the monetary authority only facilitates the circulation of the money supply volume so that the amount is accordance with actual spending and not spending demand expectation, 2) Friedman argues that money only affects inflation and does not affect economic growth, therefore monetary policy must be directed only affects at controlling inflation and not directed at influencing real economic activity, 3) The relevance of Choudhury and Friedman economic thinking regarding monetary policy on monetary policy in Indonesia can be seen from the implementation monetary policy implemented by Bank Indonesia. Keywords: Monetary Policy, MA Choudhury, M. Friedman.]]>
<![CDATA[THE ROLE OF PESANTREN IN THE DEVELOPMENT OF SHARIA ECONOMY IN INDONESIA ]]>
<![CDATA[Faisal Affandi]]>;
<![CDATA[Melda Diana Nasution]]>
<![CDATA[ EKSYA : Jurnal Ekonomi Syariah Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56874/eksya.v4i1.1321
<![CDATA[Pesantren as one of the oldest educational institutions in Indonesia has an important role in the process of developing Islamic economics in Indonesia. Islamic boarding schools, with their various strategic potentials, deserve to be the locomotive of the Islamic economy. The purpose of this study is to analyse how the role of Islamic boarding schools in the development of Islamic economics in Indonesia. This research is a library research whose data is through library sources and other references related to the role of Islamic boarding schools in efforts to develop Islamic economics in Indonesia. The results showed that, (1) Pesantren is one of the oldest educational institutions that plays an important role as a locomotive of Islamic economics in Indonesia because it was born on the initiative and initiative of Muslim community leaders who are inherent and become an inseparable part of the social system of Indonesian Muslim society, (2) Pesantren can be a pioneer of the people's economy because the commitment of the students in their religion can affect the economic activities carried out by the students and the focus of pesantren activities on Islamic studies can make it a driver of Islamic economics in the community as well as giving birth to young entrepreneurs with Islamic souls, (3) There are three approaches that can be taken to develop pesantren as a centre for the development of Islamic economics and community economics, namely the teaching reform approach, the approach taken by the government and the approach originating from the initiative of private organisations that develop science, (4) Optimisation of all resources owned by pesantren can create a great force in the economy if managed properly.]]>
<![CDATA[The Role of Strengthening Religious Moderation on People’s Economic Development in Naga Juang District, Mandailing Natal Regency ]]>
<![CDATA[Affandi, Faisal]]>;
<![CDATA[Mukhlis, Mukhlis]]>;
<![CDATA[Saputra, Muhammad Ari]]>;
<![CDATA[Marzuki, Datuk Imam]]>
<![CDATA[ Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 4 (2022): Budapest International Research and Critics Institute November ]]>
Publisher : <![CDATA[Budapest International Research and Critics University ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.33258/birci.v5i4.7356
<![CDATA[This study to identify the strengthening of religious moderation and examine its relationship to the development of the people's economy in Naga Juang District, Mandailing Natal District. This study used a qualitative research method with a case study approach. This research was conducted in Naga Juang District, Mandailing Natal District. The Chief of Villages and Religious Leaders Naga Juang District. Data collection techniques used in this study include; observation, interview, documentation, focus discussion group (FGD). The results of this study indicate that the strengthening and application of religious moderation in Naga Juang District which has been going on so far has been going well. The community, religious leaders/community and the District Government have synergized with each other to strive to uphold a balanced and fair attitude in implementing values and teachings. the teachings of their respective religions. The existing economic facilities and infrastructure in Naga Juang District are still very limited. The majority of people who depend on the agricultural sector for their lives, responding to this, the District Government, Community/Religious Leaders and the community began to utilize protected forests in the Naga Juang District area to improve people's living standards while still paying attention to applicable laws and regulations and still paying attention to environmental sustainability.]]>
<![CDATA[TELAAH KONSEP PERDAGANGAN DALAM TAFSIR AL-AZHAR KARYA BUYA HAMKA ]]>
<![CDATA[Affandi, Faisal]]>
<![CDATA[ J-MABISYA Vol. 2 No. 2 (2021): J-Mabisya ]]>
Publisher : <![CDATA[Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56874/j-mabisya.v2i2.785
<![CDATA[Perdagangan sebagai salah satu sendi kehidupan manusia tidak luput dari nilai-nilai Qur’ani.Guna memahami konsep perdagangan yang terdapat di dalam Al-Qur’an tentunya dibutuhkan ilmu tafsir.Salah satu kitab tafsir pada masa kontemporer adalah Tafsir Al-Azhar karya Buya HAMKA.Tafsir Al-Azharpenuh dengan sentuhan problematika umat Islam di Indonesia dan juga menzahirkan upaya pentafsir dalam mengetengahkan corak pemikiran dan pentafsiran yang kontemporer.Tujuan dari penelitian ini adalah untuk mengetahui bagaimana perbandingan pemikiran Buya HAMKA tentang perdagangan dalam Tafsir Al-Azhar dengan kitab tafsir lainnya dan bagaimana relevansi pemikiran Buya HAMKA tentang perdagangan dalam Tafsir Al-Azhar dengan kondisi perekonomian Indonesia saat ini. Metode penelitian yang digunakan adalah penelitian kualitatif dengan kajian kepustakaan (library research), yaitu mengkaji sumber-sumber tertulis dari berbagai rujukan pustaka, yang dilakukan dengan cara mengumpulkan data, kemudian menelaah dan menganalisis data yang diperoleh dari berbagai sumber tertulis. Hasil penelitian menunjukkan bahwa, konsep perdagangan yang dituliskan Buya HAMKA dalam Tafsir al-Azhar masih relevan dengan kondisi perekonomian saat ini, dimana globalisasi ekonomi menuntut manusia untuk bergerak cepat dalam setiap gerak langkah perekonomian dengan tidak melanggar batas-batas, norma, aturan, hukum yang berlaku. Sehingga interaksi sosial ekonomi yang berlangsung di masyarakat tetap mengedepankan sisi kemanusiaan, etika dan akhlak]]>
<![CDATA[ETIKA DALAM PERSPEKTIF MANAJEMEN BISNIS SYARIAH ]]>
<![CDATA[Affandi, Faisal]]>;
<![CDATA[Melda Diana Nasution]]>
<![CDATA[ J-MABISYA Vol. 3 No. 2 (2022): J-Mabisya ]]>
Publisher : <![CDATA[Program Studi Manajemen Bisnis Syariah STAIN Mandailing Natal ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56874/j-mabisya.v3i2.1062
<![CDATA[Berbicara tentang etika, maka pikiran akan langsung tertuju pada sesuatu hal dasar baik dan buruk yang menjadi referensi pengambilan keputusan setiap individu sebelum melakukan serangkaian kegiatan termasuk di dalamnya kegiatan bisnis. Ketatnya persaingan di era globalisasi saat ini membuat para pelaku bisnis tampaknya lebih memilih jalan pintas dengan meninggalkan nilai etis asalkan mendapatkan keuntungan. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana etika dari sisi perspektif manajemen bisnis syariah serta bagaimana aplikasi etika bisnis Islam dalam perekonomian Indonesia saat ini. Metode penelitian yang digunakan adalah penelitian kualitatif dengan kajian kepustakaan (library research), yaitu mengkaji sumber-sumber tertulis dari berbagai rujukan pustaka, yang dilakukan dengan cara mengumpulkan data, kemudian menelaah dan menganalisis data yang diperoleh dari berbagai sumber tertulis. Hasil penelitian menunjukkan bahwa, etika dalam perspektif manajemen bisnis syariah merupakan kajian tentang standar nilai-nilai etika yang berdasarkan syariah yang menjadi pedoman atau acuan bagi setiap pelaku bisnis di dalam menjalankan seluruh aktivitas bisnisnya. Pengaplikasian etika bisnis Islam dalam dunia bisnis di Indonesia dilakukan dengan tujuan agar tidak terjadi pebisnis dengan modal besar mengintimidasi pebisnis dengan modal kecil baik secara langsung maupun tidak langsung. Pemerintah Indonesia menyikapi hal tersebut dengan mengeluarkan berbagai kebijakan atau peraturan pemerintah untuk mencegah terjadinya ketimpangan dalam perekonomian Indonesia.]]>
