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INDONESIA
JESI (Jurnal Ekonomi Syariah Indonesia)
ISSN : 20893566     EISSN : 25031872     DOI : -
Core Subject : Economy,
JESI: Jurnal Ekonomi Syariah Indonesia adalah jurnal ekonomi yang memberikan kajian ekonomi syariah, lembaga keuangan syariah, dan bisnis syariah. Jurnal JESI berupaya untuk menyajikan hasil karya ilmiah, dalam bentuk tulisan yang mengulas pokok permasalahan perekonomian yang berlandaskan syariah islam.
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Articles 7 Documents
Search results for , issue "Vol 7, No 2 (2017)" : 7 Documents clear
Analisis Posisi Pembiayaan Per Sektor Ekonomi pada Perbankan Syariah di Indonesia Aqidah Asri Suwarsi
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (519.058 KB) | DOI: 10.21927/jesi.2017.7(2).98-110

Abstract

The purpose of this study is to find a combination of financing portfolio that produces the smallest financing risk based on investor preference and based on the amount of financing in the economic sector at Sharia Commercial Bank. The research method is analytical descriptive research using secondary data obtained from a publication of Bank Indonesia (Statistik Perbankan Syariah) covering monthly data of financing position of 10 (ten) economic sector during January 2011-March 2014 for BUS / UUS category. Analyzer used by Markowitz Method. The results obtained from the research show BUS / UUS in Indonesia there is a combination of different economic sectors in the distribution of financing with the smallest financing risk. Optimal portfolio of financing distribution based on BUS risk preference to economic sector can be obtained if BUS distributes to Economic Sector of Business Services, then Transportation, Warehousing and Communication sector, then Construct. The smallest optimal risk portfolio of financing disbursements based on economic sector in Indonesia focuses on the business sector of the business economy, then the social services sector, then the mining sector.Keywords: Sharia Bank Financing, Economic Sector Financing, Optimal Portfolio, Shariah Bank Preferences Minimum Funding Risk, Markowitz Method
Rasionalitas dalam Ekonomi Islam Muhammad Ngasifudin
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (243.681 KB) | DOI: 10.21927/jesi.2017.7(2).111-119

Abstract

Islamic world view of the economy is based on a paradigm that justifies the social economy as its objectivity foundaton, by positioning the race on pole position than individual interests (self interest). according to the view of conventional economic, this case is extremely irriational and does not meet the requirements of transitivity. while the islamic economic rationality can be known on the principles of islamic economics and the basic principles of the system which can be owned.
Analisa Penerapan Prinsip Syariah dalam Asuransi Teguh Suripto; Abdullah Salam
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (262.923 KB) | DOI: 10.21927/jesi.2017.7(2).128-137

Abstract

In recent years, we have heard and seen many economic activities based on Islamic law or Sharia law. These activities are related to the production process in the service industry. So it appears Sharia Business Unit (UUS), such as Islamic Banking, Sharia Insurance, Sharia Pawnshops, Sharia Leasing, even up to syariah tourism. This is certainly very reasonable, because the rationality and social level of human life undergo many changes, from the level of social and economic life that has freedom, to a new economic level that requires religious values. The Islamic economic system has different characteristics from conventional economics. Islamic economics is a fair and thorough system and seeks to ensure that wealth is not collected only to one group, but spread throughout society. (Afzalur Rahman, 1996: 11). One of Sharia financial institutions that can apply the sharia principles is Sharia Insurance. This research will try to analyze the principles of sharia in insurance, using qualitative descriptive method that is describing the object of research by using literature study that comes from the relevant book or journal. The result of the research shows that there are 8 principles in Takaful Insurance which become the guideline of implementation, that is Tawheed (Ketaqwaan), Justice, Not Dzalim, At Tawaun (please help), Amanah, Ridha, Khitmah (good service), and free from gharar element, maisir, and usury. In practice many sharia entities have been implementing sharia principles well although there are still some shortcomings in Takaful insurance, for example in research that has been done by Erza Armas hardi, 2015 obtained the result that Takaful insurance has not touched the bottom of society group (grass root).Keywords :  Sharia Insurance, Sharia Principles, Sharia Entity, Tabarru
Pengaruh Syariah Marketing, Trust dan Complaint Handling terhadap Customer Financing Loyalty pada KSPS BMT Surya Sleman Riza Kharisma; Abdul Salam; Rico Saktiawab Jang Jaya
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (658.61 KB) | DOI: 10.21927/jesi.2017.7(2).138-144

Abstract

This study aims to test and determine the influence of sharia marketing, trust and complaint handling to customer financial loyalty. Subjects in this study are active financing customers at KSPS BTM Surya PDM Sleman in 2017. There was 65 financing customers as this research sample, selected by using purposive sampling method. This study aims to prove, (1) does sharia marketing have a positive effect on customer financial loyalty, (2) does the trust have a positive effect on customer financial loyalty, (3) does the complaint handling have positive effect on customer financial loyalty, (4) does sharia marketing, trust and complaint handling have simultaneous effect on customer financial loyalty.Based on t test results, it can be seen that the variables of marketing sharia obtained t value of 1.222 <1.670, thus it can be concluded that sharia marketing has no significant effect on customer financial loyalty. Trust variable obtained t value 2.248> 1.670 thus it can be concluded that trust significantly influence the customer financial loyalty. Complaint handling variable obtained t value arithmetic 3.208> 1.670 thus can be concluded that complaint handling had significant effect on customer financial loyalty. While the hypothesis testing can be seen that f arithmetic is 64,710 while f table 2,76 with significant level 0,000> 0,05. This means that all independent variables can influence the dependent variable all together toward customer financial loyalty.Keywords: Sharia Marketing, Trust, Complaint Handling, Customer Financial Loyalty
Akuntabilitas dalam Perspektif Akuntansi Syariah: Studi Kasus pada Badan Amil Zakat Nasional Kabupaten Kebumen Novendi Arkham Mubtadi; Gita Paramita Agustin; Dewi Susilowati
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (214.404 KB) | DOI: 10.21927/jesi.2017.7(2).79-89

Abstract

The purpose of this study is to analyze the accountability between reporting information ZIS (Alms, infaq and sadaqah) institutions revealed Zakat Institution with the concept of Shariah Accounting. This study uses the method of documentation and observation to management ZIS (Alms, infaq and sadaqah) is done based on those in item concept Shariah Accounting by analyzing report on the use ZIS (Alms, infaq and sadaqah) based on three aspects is god, human, and nature. The results of this study indicate that management ZIS (Alms, infaq and sadaqah) in BAZNAS Kebumen there is still deficiencie in conformity with the concept Shariah Accounting aspects of God, human, and nature has been done by BAZNAS Kebumen.Keywords: Accountability, Shariah Accounting, Zakat Institution
Analisis Faktor yang Menjadi Alasan Nasabah Memilih Deposito Mudharabah di BPRS XYZ Julia Noermawati Eka Satyarini
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (268.671 KB) | DOI: 10.21927/jesi.2017.7(2).120-127

Abstract

 This research aims to explain what factors into the reasons customers choose deposit in BPRS XYZ and the sample used is that customers save their money in the form of deposit. There were 33 questionnaires from respondents who may be samples of research and then use Chocran Q Test method to analyze the data. Based on the result of the research can be conclude that customers who deposit fund in the form of deposits have different reason factor. It this can be seen from the result of acalculation that shows Q countdown (36.00) > Q table (12.592) which means refused table Ho. And the results can also be seen that the most dominant factor is the factors owned by customers and security service with the same percentage (93.94).
Implementasi Syariah Compliance pada Akad Murabahah dan Ijarah (Studi Kasus Pada KSPPS BMT Fastabiq Jepara) Silvia Dora Bonita; Aan Zainul Anwar
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (202.08 KB) | DOI: 10.21927/jesi.2017.7(2).90-99

Abstract

This study aims to determine: 1) the principles of financing agreement murabaha and Ijarah in accordance with Islamic law, 2) the implementation of the financing agreement murabaha and Ijarah, and 3) the factors that caused the broken promise in murabaha and ijarah financing agreement in BMT Fastabiq Jepara well as a way to resolve. This research is a field research with a qualitative approach, the research has the characteristics that the data declared in a state appropriately or as their (natural setting), with no change in the shape of symbols or numbers and descriptive based on questions how. And data processing technique is to use a qualitative descriptive technique. The results of the analysis show that: 1) The principles of murabaha financing agreement on BMT Fastabiq Jepara accordance with Islamic sharia as the murabaha financing agreement executed included also wakalah. The principle of Ijarah financing agreement yet on BMT Fastabiq Jepara accordance with Islamic sharia because it is not included wakalah in it. 2) Execution of Murabahah and Ijarah financing agreement in Jepara Fastabiq BMT carried out according to established procedures BMT Fastabiq Jepara. And 3) the factors that led to broken promises in murabaha and Ijarah financing agreement in BMT Fastabiq Jepara is internal and external factors. The steps undertaken BMT Fastabiq Jepara in overcoming these factors include identifying the problem, if there is a problem that complicated it will be a step family, but if they can not be resolved then it will be taken legal action.

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