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INDONESIA
Justisia Ekonomika
Published by Universitas Muhammadiyah Surabaya
ISSN : 25985043     EISSN : 2614865X     DOI : https://doi.org/10.30651/justeko.v7i2
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Articles 24 Documents
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Search results for , issue "Vol 3 No 1 (2019)" : 24 Documents clear
Pengelolaan Hotel Syariah Menurut Fatwa DSN-MUI Nomor 108 Tahun 2016 Tentang Pedoman Penyelenggaraan Pariwisata Berdasarkan Prinsip Syariah (Studi Kasus di Hotel Ratna Syariah Kota Probolinggo) Hillyah Hillyah Sadiah
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i1.2934

Abstract

This study examines about how the operation of the Ratna Syariah Hotel from its product, service, and management aspects according to the DSN-MUI fatwa and the principles of Sharia Economic Law which include the principles of tauhid, the principle of justice, the principle of ta'awun (help), the principle of khilafah, and the principle of maslahah. This research is limited to the following problems: (1) How are sharia-based products, services, and management carried out by Hotel Ratna Syariah in the City of Probolinggo according to the DSN-MUI fatwa on Guidelines for Implementing Sharia-Based Tourism Principles? (2) How are sharia-based products, services and management implemented by Hotel Ratna Syariah in the City of Probolinggo according to the Principles of Sharia Economic Law? This type of research is field research, namely research activities conducted at Ratna Syariah Hotel located in the city of Probolinggo. To understand and analyze the object under study, several approaches are used as follows: (1) Legislative approach, meaning that the operational implementation of Sharia Ratna Hotels in the city of Probolinggo will be analyzed intensively, deeply, in detail and comprehensively based on the legal regulations governing this matter is the DSN-MUI fatwa and also Islamic sharia principles. The data collection technique is done by interview, observation, and documentation.The results of this study are: (1) In general, the products offered are in accordance with DSN-MUI fatwa Number 108 of the third section which contains general principles of sharia tourism administration, and also the fifth section which contains provisions related to sharia-based hotel management which includes provisions regarding products in sharia hotels; the services provided are in accordance with the fifth part of DSN-MUI fatwa, which contains the provisions related to sharia-based hotel management which include provisions regarding products and services, except the seventh point which regulates that sharia hotels must use the services of Islamic Financial Institutions in performing services ( financial transactions); and the management carried out by the Hotel Ratna Syariah is in accordance with the third part of the DSN-MUI fatwa, which contains the general principles of implementing sharia tourism; the fourth part which contains the contract provisions that must be used in the implementation of the sharia tourism business; and the fifth part which contains provisions related to sharia-based hotel management which includes provisions regarding products, services, and operations, except point six in this section; (2) the operationalization of products, services, and management of Sharia Ratna according to the results of the research of the author in accordance with the principles in Sharia Economic Law which includes the principles of tauhid, the principle of justice, the principle of ta'awun (help), the principle of khilafah, and principles maslahah. Keywords: Sharia Hotels, Fatwas, DSN-MUI, Sharia Principles, Sharia Economic Law.
Effect of Product Promotion, Quality Products, Consumer Satisfaction in Forming Consumer Loyality to Return Buying Safety Shoes Products CV. Berkah Karya Jaya Muhammad Noor Muhandisuddin
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i1.2916

Abstract

CV. Berkah Karya Jaya is a company engaged in the production of safety shoes that have sold products in various provinces in Indonesia. In the last few months CV. Berkah Karya Jaya decreased sales turnover caused by marketing strategy factor, product quality and customer satisfaction factor. Customers in the purchase is influenced by several factors, among others, the cheap price, product quality and suitability between price and quality obtained which will affect the satisfaction of customers when using the product. Therefore the purpose of this research is the influence of promotion strategy, product quality and satisfaction to customer loyalty. The population in this study are all customers of safety shoes from CV. Berkah Karya Jaya. The sampling technique used is purposive sampling where the researcher determines the customer sample recorded in the CV. Berkah Karya Jaya based on the criteria that have been determined at least in the last year that is the number of 100 people. The result of the research found that marketing strategy, quality and product satisfaction have significant effect either partially or simultaneously to customer loyalty CV. Berkah Karya Jaya. Product  Promotion variables have a greater influence on customer loyalty than other variables that show regression coefficient value of 0.231 while the regression coefficient variable product quality and satisfaction each of 0.156 and 0.133. Keywords: product promotion, quality products, cunsomer satisfaction and cunsomer loyality
Implementasi dan Implikasi Undang-Undang Nomor 23 Tahun 2011 (Studi Pengelolaan Zakat Mal Pada Baznas Kabupaten Jember Tahun 2018) Sholiha, Raudatus; Sriyatin, Sriyatin
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i1.2485

Abstract

AbstractAct Number 23 of 2011 concerning the management of zakat is issued with the aim of optimizing the role of BAZNAS in the collection and distribution of zakat, infaq and shodaqoh (ZIS) in the community. However, the community has not fully understood the role of BAZNAS, including in Jember Regency. This study aims to examine the Implementation of Law Number 23 of 2011 concerning zakat maal management in Jember Regency along with its implications and problems by focusing on zakat mal management.This research is a descriptive qualitative research using primary data obtained through observations at the BAZNAS office of Jember Regency. The results of the study show that the management of zakat mall in BAZNAS Jember Regency is still not optimal. BAZNAS in Jember Regency was only established in 2017 so that the majority of people have not understood the importance of zakat management by zakat institutions.This also has implications for the management of zakat mal which is still not optimal. On the other hand, the fundamental problems that occur due to the low trust and understanding of the community towards zakat institutions that play a role in providing services to prospective muzakki to pay zakat mal and facilitate the collection and distribution process.Based on these problems, BAZNAS Jember Regency needs to conduct a massive socialization to the public regarding the role of BAZNAS and the importance of professional zakat management based on the applicable Act. In addition, there also needs to be support from the local government in order to be more optimized for the management of zakat malls in Jember Regency.Keywords: Zakat Mal, BAZNAS of Jember Regency, Act Number 23 Year 2011.
Effect of Product Promotion, Quality Products, Consumer Satisfaction in Forming Consumer Loyality to Return Buying Safety Shoes Products CV. Berkah Karya Jaya Muhandisuddin, Muhammad Noor
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i1.2916

Abstract

CV. Berkah Karya Jaya is a company engaged in the production of safety shoes that have sold products in various provinces in Indonesia. In the last few months CV. Berkah Karya Jaya decreased sales turnover caused by marketing strategy factor, product quality and customer satisfaction factor. Customers in the purchase is influenced by several factors, among others, the cheap price, product quality and suitability between price and quality obtained which will affect the satisfaction of customers when using the product. Therefore the purpose of this research is the influence of promotion strategy, product quality and satisfaction to customer loyalty. The population in this study are all customers of safety shoes from CV. Berkah Karya Jaya. The sampling technique used is purposive sampling where the researcher determines the customer sample recorded in the CV. Berkah Karya Jaya based on the criteria that have been determined at least in the last year that is the number of 100 people. The result of the research found that marketing strategy, quality and product satisfaction have significant effect either partially or simultaneously to customer loyalty CV. Berkah Karya Jaya. Product  Promotion variables have a greater influence on customer loyalty than other variables that show regression coefficient value of 0.231 while the regression coefficient variable product quality and satisfaction each of 0.156 and 0.133. Keywords: product promotion, quality products, cunsomer satisfaction and cunsomer loyality
Pelaksanaan Jual Beli Perkebunan Sengon dengan Akad Ijarah Menurut Hukum Ekonomi Syariah Baidah, Zu; Swadjaja, Isma
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i1.2918

Abstract

This research discusses about the practice of buying and selling sengon plantations with lease agreements carried out by communities in the village of Denok, Lumajang district, Lumajang district. The practice of buying and selling does not appear to be in line with the transaction concepts regulated in Sharia Economic Law. Therefore the author feels interested in the importance of further examining this issue from the perspective of Sharia Economic Law, specifically by using the theory of buying and selling (bai') and rent (ijarah). This research is limited to the following issues: (1) How is the sale and purchase of sengon plantations with ijarah contracts carried out by the people in Denok village, Lumajang district, Lumajang district? (2) What is the implementation of the sale and purchase of sengon plantation with ijarah contract by the people in the village of Denok Lumajang sub-district Lumajang regency according to Sharia Economic Law? And (3) What is the implementation of the sale and purchase of sengon plantations with ijarah contracts by people in the village of Denok Lumajang sub-district Lumajang district according to the principles of Sharia Economic Law? This research is field research where research is conducted by approaching the subject and object of research in the research location. The approach that the author chose in this study is a case study approach, which is an approach used in studies of certain cases from various legal aspects. Data collection techniques that will be selected to obtain accurate data in this study are documentation, observation, and interviews.The results of this research are: (1) The implementation of the buying and selling of sengon plantations with the ijarah contract can be explained by the following points: (a) The type of contract that is said is a lease agreement, although in the contract there are two legal actions, namely buying and selling sengon trees and rental of plantation land (b) Regarding the object of the contract there are two, namely sengon trees and plantation land. For the contract object in the form of sengon tree ownership, the owner moves from the owner to the tenant, while for the contract object in the form of sengon tree does not take ownership, only the right to use temporarily from the owner to the tenant within a specified and agreed period. (c) As a legal consequence of the lease agreement, the owner of the plantation gets an amount of money from the lessee, and the tenant gets a number of sengon plants to be owned (being the owner of sengon) and the right to use the land for the specified time. (2) The sale and purchase of sengon plantations with the ijarah contract in Denok village Lumajang sub-district Lumajang district is in accordance with the theory of akad, bai ’(buying and selling), and ijarah (rent) in Sharia Economic Law. (3) The sale and purchase of sengon plantations with the ijarah contract in Denok village Lumajang sub-district Lumajang district is in accordance with the principles of Sharia Economic Law which includes the principle of permissibility, the principle of benefit, the principle of willingness, the principle of justice, and customary principles as law. Keywords: Sengon, Transaction, Ijarah, Sharia Economic Law.
Analisis Hukum Bunga Bank Ditinjau dari Perspektif Maqashid Syariah Isnaeni, Sya Rifah
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i1.2925

Abstract

The background of this research is the exixtance of the difference opinion between ulama and moslem scholars about the law of interest in Islam, which is until now still not discovered the solusion opinion and it make interesting for the researcher to make a research about the object more deep and more wide. But the researcher will not use Islamic law perspective as analysis basic, the researcher will use the objectives of sharia as analysis basic.This research is limited by several problems as following: (1) Why bank interest is needed by conventional banks? And (2) How is the law of interest if observed from the objectives of syariah (maqashid sharia)?This research is a library research. In this research the researcher choose to use a conceptual approach because the purposes which need to be achieved trouhg this research is to result an Islamic law thought about the law of interest which is not being bounded by the opinions or theories launched by majority of the moslem scholar. So this research can originally refer to the objectives of the sharia as what has been agreed by majority of ulama.The results of this research there are: (1) the interest is a money amount addition which have to paid by bank to the costumer based on the loan percentage that given by bank to their customer. Bank interest is used for the Bank's operational costs, if there is no interest instrument, it is likely that the Bank will not be able to survive. And (2) there are three opinions of ulama’s law judgments about the law of interest, it is forbidden (haram), permitted (halal) and dubious (shubhat). If this law opinions observed based on the objevtives of sharia, the researcher can make a conclusion that the opinion which is permit the interest is the most according to the objectives of sharia, and it is related to the concept of hifz al-nafs (take care of soul) and hifz al-mâl(take care of property) than the opinion whih has been forbid the interest. The permitted law of interest in the concept of hifz al-nafs (take care of soul) can be located in the dharuriyah, hajiyah and tahsiniyah degrees. While The permitted law of interest in the concept ofhifz al-mâl(take care of property)can be located in the dharuriyah and hajiyah degrees. Keywords: Interest, Usury, Maqashid Sharia, hifz al-nafs (Take care of soul), hifz al-mâl (Take care of Property).
Tinjauan Hukum Islam Terhadap Praktek Bagi Hasil Muzara’ah Pada Masyarakat Petani Penggarap dan Pemilik Lahan Pertanian Wiwin, Wiwin
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i1.2926

Abstract

Dalam Tinjauan Hukum Islam akad Muzara’ah idealnya menguntungkan bagi kedua belah pihak, namun yang terjadi di Desa Doho justru sebaliknya, yaitu merugikan salah satu pihak. Penduduk Desa Doho sebagian besar berprofesi sebagai petani, yaitu Penggarap dan Pemilik Lahan dan mempunyai hubungan kerjasama bagi hasil (paroan) atau Muzara’ah. Rumusan Masalah dari Penelitian Tesis ini adalah : Pertama, Bagaimana Pelaksanaan Sistem Muzara’ah di Desa Doho, Kecamatan Dolopo, Kabupaten Madiun. Kedua, Bagaimana tinjauan Hukum Islam terhadap pelaksanaan Sistem Muzara’ah di Desa Doho, Kecamatan Dolopo, Kabupaten Madiun. Penelitian ini menggunakan metode qualitative karena data yang dikumpulkan adalah data realitas sebagaimana adanya. Jenis penelitian ini adalah developmental research, yakni studi deskriptif analisis dengan ragam penelitian kasuistik. Adapun hasil penelitian yang akan dikembangkan dalam penelitian ini adalah penelitian tentang perjanjian Muzara’ah, khususnya antara penggarap dengan pemilik lahan. Obyek penelitian ini adalah petani penggarap dan pemilik lahan di Desa Doho yang melakukan akad Muzara’ah. Teknik pengumpulan data yang akan digunakan dalam penelitian ini adalah observasi dan wawancara. Dari hasil penelitian ini disimpulkan bahwa sistem Muzara’ah yang diterapkan oleh petani di Desa Doho telah sesuai dengan hukum Islam karena pelaksanaan sistem Muzara’ah sepenuhnya diserahkan kepada masing-masing pihak yang membuat perjanjian. Muzara’ah lahan pertanian di Desa Doho tidak menimbulkan gurur karena dengan pembagian 30% penggarap dan 70% pemilik lahan menganggap hal tersebut cukup adil sebab besar hak dan kewajiban masing-masing juga berbeda jauh. Jika terjadi permasalahan antara keduanya dalam menyelesaikannya menggunakan musyawarah mufakat.  Kata Kunci: Hukum Islam, Muzara’ah, Penggarap dan Pemilik Lahan.
Penyelesaian Sengketa Akad Yad Dhamanah Di Pengadilan Agama Blitar Menurut Hukum Ekonomi Syariah Slihah, Mu
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i1.2927

Abstract

Penelitian ini mengkaji dan menganalisis secara mendalam mengenai putusan hakim Pengadilan Agama Blitar dalam perkara Nomor 3333/Pdt.G/2014/PA.BL dengan menggunakan pisau analisis teori wadi’ah, mudharabah, dan ijarah beserta prinsip-prinsip dalam hukum ekonomi syariah. pokok-pokok permasalahan yang akan dijawab dalam penelitian ini meliputi: (1) Bagaimana putusan hakim dalam perkara nomor 3333/pdt.g/2014/PA BL tentang penyelesaian sengketa akad yad dhamanah menurut teori wadiah, mudharabah, dan ijarah dalam Hukum Ekonomi Syariah? (2) Bagaimana putusan hakim dalam perkara nomor 3333/pdt.g/2014/PA BL tentang penyelesaian sengketa akad yad dhamanah menurut prinsip-prinsip Hukum Ekonomi Syariah? Berdasarkan perolehan data yang dilakukan, jenis penelitian ini termasuk jenis penelitian kepustakaan (library research). Penelitian ini merupakan penelitian deskriptif kualitatif karena dalam penelitian ini penulis akan menjelaskan fakta hukum berupa putusan hakim tentang sengketa akad perbankan yang kemudian akan dilanjutkan dengan kajian analisis kritis terhadap putusan tersebut.Hasil penelitian ini adalah: (1) Berdasarkan kajian teori hukum ekonomi syariah terhadap putusan hakim dalam perkara nomor 3333/pdt.g/2014/PA BL, dapat disimpulkan bahwa putusan hakim tersebut lebih sesuai disebut sebagai akad wadi’ah yad dhamanah daripada sebagai akad kerja sama, karena terdapatnya unsur-unsur akad wadi’ah yad dhamanah dalam perjanjian yang dipersengketakan di atas. Sebaliknya, putusan tersebut bertentangan dengan teori akad mudharabah dan ijarah karena tidak terpenuhinya rukun dan syarat akad tersebut dikatakan sebagai akad kerja sama dan atau ijarah. (2) Putusan hakim dalam perkara nomor 3333/pdt.g/2014/PA BL tidak sejalan dengan prinsip ketuhanan dengan alasan bahwa hakim tidak mengambil konsep-konsep dalam hukum ekonomi syariah sebagai landasan memutuskan perkara sengketa tersebut. Selain itu, putusan hakim di atas apabila dilihat dari prinsip keadilan dan kejujuran, menurut analisis penulis, putusan tersebut belum sejalan dengan prinsip keadilan dan kejujuran. Namun demikian putusan hakim dapat penulis simpulkan masih sejalan dengan prinsip kesetaraan dan prinsip kerelaan dalam hukum ekonomi syariah. Kata kunci: Putusan Hakim, Wadi’ah, Mudharabah, Ijarah, Hukum Ekonomi Syariah.
Penerapan Akad Salam Dalam Transaksi Jual Beli Gabah (Studi Kasus di Desa Balerejo Kecamatan Balerejo Kabupaten Madiun) Fatimah, Erina Fatkul
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i1.2930

Abstract

Penelitian ini membahas tentang penerapan akad salam dalam jual beli gabah yang dilakukan oleh masyarakat di desa Balerejo kecamatan Balerejo kabupaten Madiun.  Permasalahan yang hendak diteliti di sini dibatasi dengan beberapa persoalan berikut: (1) Bagaimana penerapan konsep akad salam dalam transaksi jual beli gabah oleh masyarakat desa Balerejo kecamatan Balerejo kabupaten Madiun? (2) Bagaimana tinjauan hukum Islam tentang pelaksanaan akad salam dalam transaksi jual beli gabah?Penelitian ini adalah penelitian lapangan (field research) dimana penelitian dilakukan dengan cara mendatangi subjek dan objek penelitian yang ada di lokasi penelitian. Selain itu penelitian ini juga akan melihat pelaksanaan jual beli gabah dengan akad salam tersebut dari perspektif hukum Islam.Hasil penelitian ini adalah: (1) Dari hasil penemuan penelitian yang penulis lakukan di desa Balerejo, penulis mendapati bahwa transaksi jual beli gabah di lokasi penelitian dapat dikatakan sebagai transaksi jual beli salam karena adanya persamaan-persamaan fundamental dengan konsep akad salam seperti persamaan dalam masalah dasar hukum, akad transaksi, objek akad, pembayaran, dan serah terima objek akad. (2) Pelaksanaan jual beli gabah tersebut juga relevan dan sejalan dengan konsep kemaslahatan dan keadilan apabila ditinjau dari perspektif tujuan-tujuan universal syariah Islam.Kata kunci: Akad, Jual beli, Salam, Gabah, Hukum Islam.
Penerapan Akad Murabahah Dalam Produk Pembiayaan Bagi Pensiunan di BSM KCP Bondowoso Uddin, Amin
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 3 No 1 (2019)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v3i1.2931

Abstract

This study examines the application of murabahah contracts on pension financing products conducted at Bank Syariah Mandiri KCP Bondowoso between the bank and its customers based on DSN-MUI fatwa Number 4 of 2000 concerning murabahah financing and DSN-MUI fatwa Number 88 of 2013 concerning General Guidelines for Program Implementation Pension Based on Sharia Principles. The problems that will be answered through this research are: (1) How is the application of the murabahah contract to pension financing products in Bank Syariah Mandiri KCP Bondowoso? (2) What is the DSN-MUI fatwa review of the application of the murabahah contract to pension financing products at Bank Syariah Mandiri KCP Bondowoso? This research is field research, because research activities are conducted at Bank Syariah Mandiri KCP Bondowoso. The research approach used is a qualitative descriptive research approach. To understand and analyze the object under study, the author uses several approaches such as the legislative approach and the comparative approach. Data collection techniques using observation, documentation, and interview techniques. While the data analysis technique uses a comparative analysis method.The results of this study are: (1) The pension financing contract in Bank Syariah Mandiri KCP Bondowoso is carried out by using a murabahah contract by fulfilling the following conditions: (1) The contract is done by reciting ijab and qabul; (2) Contracts are clearly implemented; (3) The object of the contract has been fully owned by the bank before being offered to prospective customers; (4) Contracts are carried out by prospective customers and the bank voluntarily without any coercion or threat; and (5) Contract objects are goods that are not prohibited by sharia. In the event of default, the bank will carry out billing steps by sending a notification letter, collection letter, warning letter 1 to 3. If the customer becomes bankrupt, the Bank will give up the time when it is able to settle its obligations if the business is bankrupt in an agreement the bank with the customer at the time of the murabahah agreement. (2) In general, the application of murabahah contracts to pension financing products at Bank Syariah Mandiri KCP Bondowoso is in accordance with the DSN-MUI fatwa, both DSN-MUI fatwa Number 4 of 2000 concerning Financing of Murabahah, and DSN-MUI fatwa Number 88 of 2013 concerning Guidelines General Implementation of Sharia Principles Based Pension Programs. Keywords: Fatwa, DSN-MUI, Murabahah, Pension, Bank Syariah Mandiri.

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